If you have cash in hand, what kind of investment is suitable

The foundation of venture capital is to make a good plan. The plan should be a careful analysis of yourself and the market. Know what you're fit into.

Organize what social connections you can use. Estimate how the money will work. After understanding the needs of the market and the success or failure of similar startups.

It depends on how well you grasp the profits. The market is balanced by the laws of the market and the regulation and control of the state. The investment is large, the risk is large, and the natural return is also large.

Choose a suitable career according to your situation. is the most critical. Don't know what to invest in?

You can better develop in this industry. 2: Analyze the experience you have and do what you do best.

The identity of an expert will make you handy in many things. 3: Let's take a look at your bankroll!

Tens of thousands of yuan may not be able to make a big investment. On the one hand, you can choose a platform to work and study as a guarantee for your own life. On the other hand, you can try some low-investment industries, such as self-employed, small vendors, and online stores.

Gradually accumulate costs and channels. 4: Here we emphasize the relationship channel, which depends on the accumulation of social life.

One more channel equals one more opportunity. Fortune often depends on relationships. This is not without reason.

5: Appropriate should also consider the business conditions of the region. This is a bit more complicated to say.

In fact, it is also a personal experience. To be a businessman, you need to have a certain sense of business. Whereever you go, you can estimate what you will do and it will be easier to gain a foothold.

You can also consult your local investment consulting firm or even the industrial and commercial bureau. They may be able to enlighten you.

If I come, I will divide the two or three hundred thousand cash, take three or five hundred thousand to do business, and the rest can buy some cars and houses, and you can pull it if you have enough.

To live is to be meaningful.

It is very good to buy**, and in this case, it is also helpful to yourself, so you should generally choose to buy**, and you should ask experts to help analyze.

I think that depositing 20,000 yuan in the bank is the safest choice, and if you can accept a small risk, you can buy bank wealth management products or time deposits.

You can buy ** or go to buy **, you can buy treasury bonds, you can go to buy insurance.

I think you need to understand your investment needs and choose different investment methods while understanding your investment needs.

Whenever we talk about investing, many people think that investing is a very complicated thing. However, in fact, if you can understand your investment needs and investment strategy, investing is actually very simple, you only need to allocate your assets appropriately, provided that you can effectively manage your investment risk.

First, you need to understand your investment needs.

When you have 300,000 cash in hand, you need to know more about your financial needs. If you don't need to use 300,000 cash in a short period of time, you can invest in medium and long-term financial products. At the same time, you need to further assess your risk tolerance.

If you have a strong risk tolerance, you can participate in more active investment products. If you have a weak risk tolerance, you can put a large percentage of your money into bank savings or currency**. <>

Second, you can use a part of the cash for ** investment.

Investment is a very broad concept, and what we often refer to as investment is a public investment. **There are many types of investment, I personally recommend the passive type with relatively low risk**, this kind of **product mainly includes CSI 300 and CSI 500 index **, but also includes ** products in various industries. In addition, you can also choose to put a certain percentage of your funds into bond** investments.

3. You need to develop your own investment strategy.

Before you can invest, you need to not only understand your investment needs, but also develop your own investment strategy. Everyone's investment background is different, which means you need to choose different investment methods according to your actual situation. You should integrate the concept of asset allocation into your investment process, ensure the safety of your funds in this way, and obtain a certain percentage of investment returns under such a premise.

First of all, observe the economic trend, and then choose a very good trend, choose a part of the funds for the purchase, and to actively observe, sell high and buy low, and then you can use the reserved cash to buy bonds or financial investment products issued by banks.

You can buy education**, ****, technology**, medicine**, finance**, **** and so on. Because these ** industries are very promising. And it can also help us make a lot of money.

You can take out a part of the cash to invest, choose the right products when investing, but also to wait and see some trends, you can also consult professionals on the way. That's how you can invest.

It is recommended to manage your money through banking channels. If you are idle and waiting for value-added, it is better to keep the money in the bank, so after investing in real estate, you should make reasonable use of it, there will be a relatively large return, but there is also a certain risk, the report of the 19th National Congress of the Communist Party of China proposed, housing is not speculation. It shows that the state actively regulates real estate, and once a vacancy tax is introduced, people who own multiple properties will be at risk of loss.

In addition to investing in real estate, you can also choose financial products, high yield with high risk, expect to maintain integrity, then the income of choosing financial products should not be higher than 5%, so look at it, compared with the above two friends who invest in real estate, the income is much lower. But there is no need to contribute, and the risk is much smaller.

Related information

The likelihood that the decision will not achieve the desired goal due to uncertainty about future circumstances. When making an investment decision or a financing decision, if there is only one outcome, there is no uncertainty and the decision can be considered risk-free; However, if there are multiple possible outcomes of the decision, the actual outcome is likely to deviate from the intended goal, and it is considered risky.

And the greater the deviation, the greater the risk of the decision. Companies' financial decisions are often exposed to a variety of risks. Due to the production and operation of the enterprise, and the uncertainty brought to the expected operating income or pre-tax profit of the enterprise, this risk is divided into two aspects: external reasons and internal reasons.

200,000 yuan in cash, I want to invest 30 yuan a day. This thing is not very difficult, and a reasonable rate of return is achievable In October 2015, the central bank adjusted the benchmark interest rate for banks. The annualized interest rates of each period are the current period, three months, half a year, one year, two years, and three years Of course, the execution interest rate between commercial banks is higher than the benchmark interest rate.

The general benchmark interest rate for ordinary time deposits is 15%, 15%-30% for large-amount deposits, and 30%-60% for large-amount certificates of deposit. That is to say, the subject has 200,000 yuan in cash, and can choose a large certificate of deposit with a higher annualized interest rate as an investment At this stage, the three-year annualized interest rate of a large certificate of deposit is generally between, and the annual interest corresponding to 200,000 yuan is between 7,140-8,800 yuan, and the daily interest income is yuan Although the daily interest income of a large certificate of deposit is still a certain distance from the 30 yuan expected by the property owner, bank deposits are low-risk investments, and the risk of the principal is very low And as time goes by, the interest is increasing. In the process of rolling profits and reinvestment, interest income of 30 yuan per day can be achieved in a few years The bank divides the investment and financial management risk into five levels: low risk, medium risk, and low risk Medium risk, medium high risk, high risk, different risk levels of financial management bear different risks, and bank deposits belong to low-risk financial management The subject can also choose low-risk financial management, such as bank financial management.

The annualized interest rate is slightly higher than the annualized interest rate of large certificates of deposit, but at this stage, it is generally below and is not possible in the first and second years. During the year, the interest of 30 yuan per day will be realized If you must cash out in the first year, you can choose supporting financial management, some **do low-risk financial management, and some**do fixed investment value** This can not only effectively control risks, but also expand the possibility of potential benefits However, for the principal, it is necessary to take some risks.

It's good to get a deposit certificate directly from the bank, 900 yuan, it's not difficult.

If you want to protect the principal, you don't need to invest, you can find a small bank to deposit a large amount of certificates of deposit, with an annual interest rate of more than 4 points, and some can also pay interest on a monthly basis, almost 20 yuan a day.

I think I can invest in the ** industry, because the current ** is still very stable, and the income is also very considerable, so it should be guaranteed that there will be 30 yuan every day.

In fact, you can choose to put it in the bank for a fixed term, so that you can take a small risk.

One or two dollars in the hands of office workers is not very much, but you can do some investments such as treasury bonds and **, because the risk of such investment is relatively small, and it is easy to return to the original and earn some income.

I had a colleague who used 20,000 yuan to make treasury bonds, and the interest can be nearly 2,000 yuan after maturity, which is a very principal-protected investment, and treasury bonds are also very reasonable, I don't recommend taking this money to **, there are many people around me**, 20,000 yuan once there is an accident, it is basically a loss, 20,000 yuan is not much but not a lot, and it will also play a certain role for a family.

If you have this money, I suggest you can save it in the bank, because they will teach you how to increase it little by little.

At that time, I saved 10,000 yuan when I was at work, and I thought I should save it in the bank, which would make me feel very relieved, and also let me know that I could make money next year, although it was not much, but it made me feel very relieved and very happy, because it was through my own ability to make money, and it also made me feel very comfortable to use.

First of all, I think that office workers, if they have one or two thousand yuan in their hands, for me, this is not a large amount, you can buy some financial products launched by banks, you can buy some products with a relatively short cycle and low risk, because I think people can't avoid getting sick in their lives, and they can't avoid some emergencies, one or two thousand yuan, you can help when you are sick or relatives and friends need help, because I don't think any business investment, one or two thousand yuan can't do it, Even if it is said that it is to sell some jewelry in the night market, and girls to sell some clothes or something, I think as a principal, it is a little less, or it is more rational to buy some financial products, one or two thousand yuan a month is not much, but for an office worker, it is not a small amount, don't invest blindly.

Office workers have 10,000 or 20,000 yuan in their hands, and I think they can invest in some small financial products, which must be low-risk, because it is not easy for office workers to make money, and they must be reasonable to avoid risks.

This is the case for me, I am also an office worker with one or two thousand yuan in my hand, I bought some financial products on Alipay, although the income is relatively low, but it is very stable and risk-free, I think I can invest for a long time, after all, it is much stronger than putting it in my hands, so I recommend buying some low-risk bonds, which is very cost-effective.

If you want to invest, you can choose some small profits and quick sales investment projects and some recent hot projects, and don't invest in those financial projects that are too risky.

Now the social and economic conditions are very poor, one, 20,000 is a lot of money for our office workers, if you want to invest really to be cautious, you can't invest blindly, if you don't get it right, you will lose all your money, it is best to discuss it with your family, let the people around you give a little advice, don't make your own ideas, think about it more.

Nowadays, many office workers like to invest when they have extra money in hand, or they want to start their own business to do something, but 20,000 yuan is not a small amount for office workers.

I'm not a person who likes to invest, I feel that as an office worker, I have 20,000 yuan of spare money in my hand, and I should invest 20,000 yuan in some actual products, such as a physical store and the like, because these things are visible, even if I invest money, my heart is also steady.

For office workers, it is not recommended to choose to invest in some new projects with one or two thousand yuan in their hands as an investment, because they have no time to take care of these things when they go to work, and they are all handed over to others to take care of, which has a certain risk.

During my work for a year, I have one or two hundred thousand in my hand, and I will choose to buy some bank financial products, for example, I will buy treasury bonds, this kind of capital preservation product, because for people who have just gone to work, one or two thousand is not a small amount, for other projects, the risk of this product is relatively low, and when I buy it, the bank staff will also explain to me the benefits brought by these products, and when I choose products, I will analyze the value of these products more clearly through his explanation.