How to check the accident record? How to check the car insurance insurance record

**Inquiry: Users can call the insurance person directly or call the company's customer service center for inquiries.

Counter inquiry: Bring your ID number or policy number to check at the insurance company's business outlets.

The query method is as follows:

You can check directly online, enter the name of the insurance company you are applying for, and add the car insurance.

After opening the PICC car insurance page, look for Policy Inquiry and click "Policy Inquiry and Claim Inquiry".

Then enter the license plate number to be checked and the ID number of the policyholder to check.

1.Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".

2.Understand the scope of denial and exclusion.

3.If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.

There are many ways to check your car accident history. You can go to the local 4S store to inquire directly. You can also check online. For example, some software is more applicable, such as Wukong car check software, see if the method I want to help you.

1.Log in to the official ** of the insurance company, find the policy query function, select the type of insurance you need to query, and enter the policy number, ID number and other relevant information according to the prompts on the page, and you can see the vehicle insurance record.

Log in to the official ** of the Transportation Bureau, enter the license plate number and ID number, and click Violation Query. On the violation query page, the risk record and violation record will be displayed. The insured can provide the license plate number and mobile phone number to the insurance company to check the vehicle accident record, and can also provide the insurance company with the policy number and the insured's certificate to check the vehicle accident record.

Automobile maintenance and accident records refer to the vehicle condition records of the entire process of each car from purchase to scrapping, forming a unique electronic file with the VIN code of the vehicle as the ID card. It is more convenient and faster for car owners to check car maintenance and accident records.

The accident records and maintenance records of the vehicle are not with the car, and each maintenance of the vehicle will leave information in the store for archiving. Therefore, the vehicle history report can query the vehicle's accident records, maintenance records, accident records and other information.

1.For inquiries at the insurance company's counter, car owners can go directly to the insurance company's offline business outlets with their ID cards;

2.**Inquiry, you can call the insurance company service** for inquiry, but because the car insurance underwriting information and insurance information that need to be queried can be relatively numerous, the car owner may not listen to it too detailed;