I m asking, does Taikang Life Insurance have such insurance as Talented Life ? 30

Hello! Taikang's products Wealth Life, Wealth Life has many highlights:1:

It returns quickly, starting from the second year; 2: If you receive it for a long time, you can receive it for a lifetime, and you can receive it when you live; 3: More income, during the payment period, there will be a 2% continuous bonus from the second year, a 50% special award every 5 years, and 10% of the insured amount will be used as a survival fund until the age of 60, and the survival fund will become 20% until the age of 60 until the age of 60; There are also dividends.

If the money received each year is not collected, it will be transferred to another account for monthly compound interest; 4: Realize the life, have the right to receive it once a year; 5: Full coverage, with additional accidents and critical illnesses.

It also has one of the biggest features is that it comes with a waiver function, if the policyholder is not himself, during the payment period, once the policyholder is at risk due to an accident, (death or high disability can not take care of the remainder) of the premium does not have to pay, by the insurance company to pay, the contract continues to be valid. Reference: Fortune Life Taikang Wealth Life Whole Life Annuity Insurance (Participating.

Hello! Our company has this insurance, which is a good financial product, integrating dividends and universal integration, returning money every year for life, and is a useful supplement to the social security account.

United Life has a fixed investment in pension that is similar to Wealth Life, which is higher than its annual return.

It's "Wealth Life", not "Rich Life".

Yes, but I feel that the premium is relatively high.

Hello! With this type of insurance, it is recommended that you shop around and consider the rich flowers of life insurance companies! Serve you wholeheartedly and work together to enhance the value of life! Reference: Life Insurance's new product Fuguihua.

There is the Wealthy Life Pension Security Plan and the Wealthy Life Clause C.

To be honest, not much. If you're looking for protection, this product offers a Death Benefit and Critical Illness Advance Benefit (optional). If you're in it for gain, then it's safe to tell you that you might be disappointed.

This product is a universal insurance, the universal account is the balance of your account, and when you surrender or receive it, you will return the money in the universal account. The premium you pay is not fully credited to the Magnum account, and the initial fee needs to be deducted. 50% of the premiums you pay in the first year, **% in the second year, and in the third year...

I forgot the specific value, you look at the policy), what does it mean, that is, for example, if you pay 10,000 a year, the first year's premium is only 5,000 into the universal account, and then a certain percentage of the premium for each year will be deducted.

Of course, it doesn't end there, this insurance will deduct a policy administration fee of 60 yuan per year and the protection cost that is increasing every year, and these things have clauses. Of course, universal insurance will also generate interest, and the annualized interest rate is about what it looks like now, which may change every month.

To sum up, let's say you pay 1w per year, 5w for critical illness and 10w for death. If you have paid for 10 years and have not received it, then your universal account may be about 10w in 10 years, and your premium will be next to it. If you get the agreed critical illness during the period, Taikang will pay you 5w, and then the critical illness will be terminated, the main insurance contract will continue, the death benefit will be reduced to 5w, and the money in the universal account will not be affected.

If you don't have a major illness and you have been hanging for exactly 10 years, Taikang will pay you the money in your 10w+ universal account. In fact, to put it bluntly, it is to take your money and put it there, and then use the interest to buy protection.

Every policy has its cash value, and that's where the difference lies. Look at the cash value of the policy to know that the gap is in the **, it's okay to buy two copies for two people, and one person won't be so troublesome. If you are worried about your ability to pay in the future, you can also choose to do so.

When you really can't pay the bill, you can keep a policy.

I also want to know, I just bought one for my child, and the business has been paid, and it has been delayed for half a month, and I just signed the receipt. Tell me if it's okay.

Hello, I suggest that you pay 10,000 yuan a year, and the interest is higher.

Mr. Zhang is 30 years old and has a 0-year-old son. Mr. Zhang, who loves his children, wants to make a lifelong plan for his son (critical illness, university education, entrepreneurship and retirement).

Demand analysis: the guarantee should be comprehensive, the investment time should be short, and the income should be stable.

Annual premium: 10,000 yuan.

Payment term: 10 years Additional wealth critical illness: 230 yuan per year.

Feature 1: Fast return.

The rate of return on the Wealth Account for the first five years.

17,836 yuan.

The rate of return on the 10-year maturity wealth account.

44,356 yuan.

Feature 2: Receive it for a long time.

Receive it for life, how long do you live, how long do you get it, live a long life, and die of anger in the insurance company! Hehe.

Feature 3: More income.

The reward of fixed return every year can be compounded annually when entering the gold account! The annual floating dividends can also be rolled over to compound interest! The longer it takes, the more compound interest rolls over!

28 years old, 45 years old, 60 years old, 80 years old, 105 years old.

160,000 yuan, 350,000 yuan, 610,000 yuan, 1,230,000 yuan, 2,750,000 yuan.

Feature 4: Realize life.

Wealth accounts are available at any time.

To receive cash, according to the needs of different stages of life, to solve the need for funds.

Feature 5: Full protection.

Survival Gold. Pension, education fund.

Death, high disability, 32 major illnesses.

Exemption features. Floating dividends.

Fixed dividends. Compound Interest Account.

No medical examination is required. Mr. Zhang died in an accident or became disabled in an accident one year after paying the fee.

Taikang Life paid the Wealth Life premium for Mr. Wang for the next 9 years.

10,000 yuan 9 = 90,000 yuan.

Do you understand now?

You are right, you can get 30,351 yuan after 55 years, but you ignore one point, this is only what you must be able to get, and it is not calculated by compound interest rollover. Another very important thing is that you don't take into account the policy dividends. Although the dividends are uncertain, basically the amount after 55 years is still considerable.

This product is a financial management type, that is to say, if you have spare money, you will buy it, and the more you buy, the more you will earn. For children, it is advisable to have education insurance.

First of all, wealth life can be partially received, 18 21 years old set the amount of the amount as a college subsidy, do you think it is appropriate? In addition, I would like to say that it is okay to terminate at 25 years, but this is a lifelong insurance, so why should it be stopped? These very useful features of critical illness protection are all carried out with the main insurance contract.

It is recommended that you do not terminate and you can choose to empty your account. I'll give you a plan below, whether it's suitable or not.

From 18 to 21 years old, they receive 30,000 yuan per year as a subsidy for going to school.

At the age of 60, all the remaining money will be taken back as a pension: a total of 1631555 yuan. End of this contract.

or 18 to 21 years old to receive 30,000 yuan per year as a subsidy for schooling.

From the age of 61, he will receive 50,000 yuan per year until the age of 70.

When you are 70 years old, you will receive the rest of the 1574419 yuan. After that, the current survival fund and dividends will be returned every year until life.

The specific content can be found in the local Taikang salesman to play a detailed plan to see, tell them to add part of the plan to get it, if you think my plan is good, you can directly let them follow my plan to type out to you.

If you have so much money, you might as well pay social insurance, which is the right insurance, and this kind of commercial insurance is a supplement to social insurance. It's because the money has nowhere to put it before I think of coming here, don't listen to the salesman's foolishness, they just think about how to get more commissions, so no matter what kind of insurance is suitable or not, remember, the sky will not fall a big pie. What dividends, we are all fooled, even the one-year interest of the bank is not as good, and the capital cannot be moved.

If you move, you will lose most of it. It's miserable. Advice.

Participating insurance is generally 15 years of principal repayment! Whole life insurance for life! For details, you can refer to the cash value table, or consult customer service for the current year's account value!

According to Taikang's current ability, at the age of 60, you will get a one-time 168896 yuan plus a dividend of about 40,000 yuan, and the dividend is uncertain, maybe a lot more.

As the name suggests, it may be a wealth management type insurance product. In the past 20 years, how much money can be earned, and how much can be distributed to you. Even the insurance company can't tell. Of course, you can't lose it.

This type of insurance is very good, in fact, your principal has always been there, and there is no profit from this. The ten-year term will expire, you don't have to pay any more premiums, and you can keep saving until your daughter is 18 years old. When your daughter is 18 years old, I believe that there is already a very considerable amount of money that you can take out as a college education fund, because college is the time when you need money the most, you don't have to take out all of it, only the amount you need, and let the rest continue to roll.

If you want to know how much money you can receive at what age, you can ask the insurance salesman to help you make a bonus demo and you will know very well.

In a word, as long as you buy it, you lose money, and as long as you hand over the money to the insurance company, the money is not yours. It's like lending your own hen to someone else and giving you one after laying the eggs.

China's insurance industry is very chaotic and dark, but **turn a blind eye, because,** needs the investment of insurance companies, as for how insurance companies are financed, hehe. If you talk too much, you will be blocked.

I have a classmate who sells insurance, which is similar to a pyramid scheme.

In a word, instead of cheapening the insurance company, it is better to use it to speculate**, ** is not bad.

1 Hello all! Taikang Life Insurance Company is still good, and its development has been very good in recent years, and Li Na was invited to be the spokesperson this year.

Fortune Life C is the main insurance of Taikang Life Wealth Winner Insurance Plan, you can check whether the annual premium payment is suitable for your financial situation and whether the protection benefits are suitable for your current insurance needs.

The insurance benefits of this product are:

1.Survival insurance benefits. Before the age of 60, the survival insurance benefit will be paid annually at the rate of 10% of the insured amount from the second year after the effective date of the main contract; After the age of 60, you can choose to receive a survival benefit of 20% of the insured amount every year until your life, or you can choose to receive a lump sum at the age of 60.

2.Ongoing insurance benefits. During the payment period, starting from the second year, the continuous insurance premium will be paid at the rate of 2% of the current insurance premium every year.

3.Special insurance benefits. During the payment period, a special insurance premium shall be paid at the rate of 50% of the current insurance premium for every five years. If these insurance benefits are not received, they will be directly entered into the universal account for reinvestment and appreciation, and can be "partially withdrawn" to solve the emergency when needed.

4.Policy dividends. The product is designed with a lifetime return feature to provide customers with a cash flow equal to the length of life.

Hello, the development trend of Taikang Life Insurance in recent years is very good, and Fortune Life C is an upgraded product.

Hello: Overall, this wealth c is a very good set of education, pension, investment and financial management. It is a very good product that organically combines universal and investment and wealth management insurance.

And Taikang's income in recent years is still very good. But there are many plans for this product, each with its own characteristics. If you believe it, you can explain your situation in detail and help you plan a suitable plan.

Nima is a trust, the old people who have been deceived by Taikang Life will not let you go, although we have little strength and have lost money, we can't do anything to you, but we will always remind the people around us, the Internet, so that they don't fall for you again.

Not good. Very bad. I just bought a wealth management product that does not refund the principal.

If you want to return, you just don't give it back. I haven't signed a formal contract yet, I only paid the advance payment, I want to return, I want to complain, it's been three days, and no one has replied. The salesman doesn't take **, and the attitude is really bad.

It is recommended that you do not buy Taikang insurance.

Hello! Investment and wealth management insurance takes into account both investment and protection functions, and is favored by some consumers at present. You are a civil servant who is about to retire, and it is necessary to take out insurance in time in order to make your later life more enjoyable.

How about Taikang Wealth Life Insurance? Which people are suitable for this to buy.

Taikang Life's "Wealth Life" is a lifelong financial insurance plan that can be purchased from 0 to 55 years old. During the premium payment period, the insured shall be paid a continuous insurance premium equivalent to 2% of the basic liability insurance premium every year from the second policy year; For every 5 policy years, a special premium equivalent to 50% of the basic liability premium is paid to the insured; The insured receives 10% of the basic liability insurance amount every year before the insured reaches the age of 60; After the age of 60, you will receive a survival insurance benefit of 20% of the basic liability insurance amount every year.

During the payment period, the insured shall be paid 2% of the basic liability insurance premium from the second year; For every 5 policy years, the insured is paid an equivalent to 50% of the basic liability premium. The insured person receives 10% of the basic liability insurance amount every year before the age of 60 and 20% of the basic liability insurance amount every year after the age of 60.

You can also enjoy dividends: share the operating results of the insurance company every year, which can be received in cash and accumulated to earn interest.

This insurance takes into account the function of protection and income, which is more suitable for people who pursue protection and want to obtain a certain amount of insurance income, and can be used to improve the quality of your life in your later years for retired civil servants, which is a good insurance choice.