I saved 10,000 years in life insurance for 66 years, how much can I get now?

Xueba talks about insurance, focusing on insurance evaluation! Comparison of 35 participating insurance products with other popular 101 critical illness insurance products35 participating insurances and 101 hot-selling critical illness insurance products are PK, to friends who know this article.

I believe many people have heard of participating insurance, but how many people really know what participating insurance is? Today I will take you to unveil the "mystery" of dividend insurance:

Participating insurance, literally: Participating insurance is a type of insurance with dividends, that is, when the insurance company makes money, it distributes part of it to customers who have purchased participating insurance. It not only enjoys the protection function in the policy, but also enjoys dividends with the policy.

Indeed, participating insurance is quite popular with customers in the form of "protection + dividends", but everyone is often confused by the demo interest rate when buying, in fact, almost no one can get the expected return.

The reason is that there are many cognitive misunderstandings that consumers don't know

First, there is uncertainty about how much policy dividends can be distributed.

Second, the dividend pool is not transparent.

It is precisely because of these two characteristics of dividend insurance that it is difficult to earn from dividend insurance, and therefore it has led to dividend insurance becoming a high-incidence area for complaintsParticipating insurance has such a high complaint rate?!

It's all made clear.

With the complexity of participating insurance, novices who do not have certain insurance knowledge should not buy it easily!

That's all for me"I saved 10,000 years in life insurance for 66 years, how much can I get now?"All, look!

Looking at the contract and wanting to know the specific data, you can call the national toll-free** or go to the company's counter for consultation.

I didn't see the policy for this, it's not good**, you can inquire about it for details.

The insurance contract should be marked with dividend distribution, how much money can be taken every year, check the contract, don't you know?

You can check the treasure account yourself, or you can make inquiries.

Participating insurance can be found on the Internet.

According to the terms of the contract.

Log in to the company's microservice platform to check it yourself.

This can be done by looking at the policy on your own.

Specific service ** query.

Hello, if you buy it for 5 years, you can get money after 5 years. How much you can get depends on the interest rate that the contract gives you at that time. There is a difference between banking and insurance.

Hello, first of all, the insurance purchased in the bank is generally a bancassurance product, mainly financial management, and there is little protection.

After the expiration of the insurance, it can be recovered together with the principal and interest. However, it is still uncertain to clearly say how much you will get back, after all, insurance and financial dividends are uncertain. However, according to the analysis, the income should be good.

The bank only manages the property and the insurance is not professional, pay tens of thousands of dollars a year and get more interest on the principal when due, but the life risk should not be borne by it, so there is a big difference between depositing in the bank and buying insurance.

You can get it, but it's not much, it's about the same as interest

If you buy insurance on the right side, if you have a risk claim, it is more troublesome, and you will generally only take the principal and interest when it expires.

Take a look at the terms and responsibilities. It is better to buy insurance or buy it from an insurance company.

The insurance bought at the bank is generally both insurance, and the principal plus interest can be returned at maturity, depending on the contract.

Hello, glad to answer for you.

Based on your description, it is recommended that you review the terms of the contract.

Look at the insurance period on the contract.

Take the contract and ask the professionals around you.

Insurance generally does not return money on a monthly basis, but basically on an annual basis. As for how much you take each month, it's up to you to do so.

Summary. Hello, life insurance dividends pay 5,000 yuan per year, like this type should belong to annuity insurance. 5000 yuan a year for 10 years. That's 50,000 in total. There are some types of annuities, which can be received after the age of 60, and can receive more than 2,600 per year.

How much does the life insurance dividend type take out at one time after paying 5,000 yuan per year for 10 years?

Hello, life insurance dividends pay 5,000 yuan per year, like this type should belong to annuity insurance. 5000 yuan a year for 10 years. That's 50,000 in total. There are some types of annuities, which can be received after the age of 60, and can receive more than 2,600 per year.

This is an indefinite value. 10% of the sum insured will be returned every two years, which is fixed, and the dividend is uncertain, and the premium paid at the age of 75 is 50,000. Because I don't know your exact sum insured, it can only be calculated this way. You look at the information in the policy.

Summary. Hello friend, very happy with your question, can't, after ten years of Chinese life dividend insurance, there will be dividends every year in the future, this dividend includes part of the principal and interest, will not let you take it all out, is to let you receive some every year, I hope my reply can bring you help, I wish you a happy life

Can the money be taken out after ten years of Chinese life dividend-paying insurance? Bonuses included.

Hello friend, very happy with your question, can't, after ten years of Chinese life dividend insurance, there will be dividends every year in the future, this dividend includes part of the principal and interest, will not let you take it all out, is to let you receive some every year, I hope my reply can bring you help, I wish you a happy life

The participating insurance has been paid for ten years, whether it is all good to get back, or is it stored in the card, when can it be taken out, and our family pays 2,800 yuan a year.

Take a portion of the year.

Whether it is taken annually or not, it is not cost-effective.

Take it out. Are you talking about the money for dividends?

Take as many as you want.

It's supposed to be money for you, so why don't you take it?

Some will be given to you every year, and when it is given to you, it will be taken out and engaged in other investments.

You can't withdraw the principal, you can't withdraw it until you're seventy or eighty years old, right?

The money given to you every year is partly the principal and partly in dividends.

If this kind of insurance is fixed, it is relatively cost-effective, and it will also receive dividends according to the amount of insurance, and the dividend in the first year is about 1,000 yuan, but it will also be decided according to the specific situation.

In the first year of the 5-year period, the dividend that can be obtained is about 3,000 yuan, which is still very good and very safe.

The dividends received in the first year are very small, and this kind of insurance often does not receive a lot of dividends in the first year, and generally increases year by year.