I want to buy foreign currency spot exchange and remit it to a foreign country, which bank has the c

Bank of China: If it is a spot remittance, a handling fee of 1 will be charged, with a minimum of 50 yuan and a maximum of 260 yuan. In addition, there is a telegraph fee of 150 yuan, which is 80 yuan in Hong Kong and Taiwan.

If it is a cash remittance, in addition to the above fees, the difference in the exchange rate of the banknote will be charged, which is generally about 1% for the US dollar and about 3% for the British pound.

ICBC: The handling fee for spot remittance is 1 of the remittance amount, with a minimum of 20 yuan and a maximum of 200 yuan. In addition, there is a telegraph fee of $100, which is generally between $120,300.

China Merchants Bank: Overseas remittance fee includes 80 yuan of postal and telecommunications fees and 1 outward remittance fee (minimum 50 yuan). In the case of cash remittance, a banknote transfer fee will also be charged.

Bank of Communications: The overseas remittance fee includes 1 handling fee for the remittance amount and 150 yuan for the telegram fee, but the customer chooses to pay in RMB or USD.

International Silver Mail (post office): The maximum amount of each remittance slip is 2011 US dollars, and a maximum of 5 bills can be processed in a day, that is, 10,000 US dollars, and the handling fee for each remittance slip is 180 yuan.

To sum up, if you want to send money to a foreign account, from the point of view of transfer fees, it is recommended to use international bank mail.

In order to facilitate foreign exchange traders to convert RMB into US dollars and then remit to foreign exchange dealers, we can compare the transfer fees of several domestic banks to help you save certain fees.

I don't know which bank is the cheapest, so I'll tell you about the situation with the Bank of China.

After you purchase foreign exchange, you will directly handle the remittance business, do not withdraw foreign currency into cash, otherwise you will have to make up the difference in the exchange banknote when you remit it.

The handling fee of BOC is 5/10,000 of the remittance amount, and the minimum is 50% for individuals. Up to 500, plus 150 yuan post and telecommunications charges.

For remittance, you need to provide the beneficiary's name, address, opening bank, opening bank address, opening bank swift code, ** bank name, address (if there is ** line) The above information should be filled in English, I hope it can help you.

A list of fees for overseas wire transfers by bank. As can be seen from the table, the most cost-effective handling fee is China Guangfa Bank. Banks generally charge the following fees to the sender when making a wire transfer:

1) Handling fee, see the table above 2) Telegram fee, see the table above 3) Intermediary bank fee, this fee is not fixed and generally not too high. Therefore, there will be a slight difference between the actual amount received and the amount remitted. Some banks also offer a full payment method, but the handling fee is several times higher, so it is not recommended to use it.

3) Banknote exchange rate difference (only charged when the remitter holds cash, that is, foreign currency cash). In other words, if the remitter buys foreign exchange to remit money overseas, or uses the spot exchange that has not yet been settled to remit overseas, this fee can be ignored. Because foreign banknotes cannot be converted into foreign exchange at will, the bank charges a corresponding "banknote transfer" fee when using cash for remittance.

Fees vary from bank to bank, so please contact your bank.

2. Bank of Communications: The minimum fee is 20 yuan and the maximum fee is 250 yuan.

3. Bank of China: The minimum fee is 50 yuan and the maximum fee is 260 yuan.

4. Agricultural Bank of China: The minimum fee is 20 yuan and the maximum fee is 200 yuan.

5. China Construction Bank: The minimum fee is 20 yuan and the maximum fee is 300 yuan.

International mail transfers from post offices are available worldwide, but they are relatively slow. This method is a good way to send cash when bank transfers are not available, and post offices are located in more than 150 countries around the world, making it the largest network in the world. All you need to do is go to any post office in France and fill out an international money exchange form, which will be sent to the local post office of your choice, where you will be responsible for notifying the recipient and giving them the confirmation number in order to pick up the money.

The cost of international mail transfer varies depending on the country to be sent, and the time is relatively long, generally 4 days in Europe and 10-15 days in other regions.

Question: What if you send 300,000 RMB abroad! How much money has arrived.

Question: If it's forex speculation! Send money directly to the Commonwealth Bank! What about the handling fee?

Answer: The foreign exchange trading fee is generally calculated according to the spread. For example, if the spread is 1 pip for one lot of GBP/USD, then the commission is $10, and 2 points is $20. The amount of foreign exchange trading fees and spreads are related to the trading volume.

Depending on which bank you use, it is free of charge if you send money like Bank of China recently.

The handling fee for the transfer of CMB to foreign bank cards is as follows:

Customers: The minimum remittance amount is 100 yuan and the maximum is 1,000 yuan. The telegraph fee for overseas remittance is 150, and the handling fee rate is 1/1000, with a minimum of 100 and a maximum of 1000, charged in RMB.

The minimum remittance amount of China Merchants Bank is 100 yuan, the maximum is 1,000 yuan, and the telegram fee is 150 yuan. Golden Sunflower Customers: Free, Telegram Fee:

150 yuan.

Further Information: Overseas Remittance:

That is, cross-border remittances. It refers to the business of personal online banking customers to make foreign exchange remittances to the payees who open accounts with banks outside mainland China within the prescribed limit. Cross-border remittances are time-consuming due to both telecommunication charges and handling fees.

Since there is generally a maximum limit on cross-border remittance fees, it is recommended to increase the amount of a single remittance as much as possible within the maximum limit to reduce the number of remittances and save the telex fee for each remittance.

Forms of overseas remittance:

1. Form of cash remittance: When international students set off to study abroad, they should carry a certain amount of foreign currency cash, which is mainly used for living expenses and emergency small expenses. The State Administration of Foreign Exchange has relevant regulations on the amount of foreign currency that can be carried at one time, and if the limit is exceeded, it is necessary to apply for a "Permit to Carry Foreign Currency Abroad" and take the initiative to present it to the customs when leaving the country.

The "Exit Permit with Foreign Currency" can be applied for at the bank, and a handling fee of about 10 RMB will be charged for each "Permit". Carrying cash can be used immediately for payment and is inexpensive, but it is neither convenient nor safe, and there is no way to compensate for lost or stolen cash. Therefore, when studying abroad, in addition to carrying the necessary small amount of cash, it is best to use other means such as remittance to exchange large amounts of foreign currency.

2. Foreign currency draft remittance: For those who study abroad for the first time, do not have an overseas account and carry a large amount of foreign currency funds, they can use foreign currency drafts. The foreign currency savings currency that has been opened by the bank can issue personal foreign currency drafts, which are convenient to carry and pay, safe, and have low handling fees, and can be reported as lost and returned.

3. Traveler's check remittance: In Europe and the United States, traveler's checks are widely used like cash, which can be used for shopping, dining and paying premiums. Traveler's cheques have the characteristics of both cash and money orders, making them flexible and convenient to use.

4. Credit card remittance: major domestic banks have launched international credit cards, or both RMB and specific foreign currency accounts, or special single foreign currency accounts, which can be used abroad, and some banks have also launched credit cards for international students, which can basically provide rich currency options for major study countries and regions.

Therefore, if you need to carry a large amount of foreign currency funds, you may consider depositing some of them into your credit card. However, it usually takes a while to apply for a credit card, so you should apply in advance.

Interbank foreign currency spot transfer fees vary from bank to bank and with different remittance methods, but generally include the following fees:

Remittance fee: The bank will charge a certain remittance fee according to the amount and method of remittance, generally a certain percentage of the remittance amount.

Exchange fee: The bank will charge a certain exchange fee according to the difference in the remittance currency and exchange rate, generally according to a certain percentage of the remittance amount. Skin mess.

Transit fee: If the remittance of the slag fruit in Yushu Town needs to go through the intermediary bank, the bank will charge a certain transfer fee according to the charging standard of the intermediary bank.

Beneficiary bank fee: The beneficiary bank will also charge a certain fee according to its charging standard.

Therefore, the specific handling fee needs to be determined according to the amount of remittance, remittance method, remittance currency, exchange rate and other factors, it is recommended to consult the bank for relevant fees before remittance.