How to use the repair power in Ant Credit?

According to the official introduction, Sesame Repair refers to the overdue repair function of Sesame Credit, which is applicable to the records of Huabei and Reserve Funds of Sesame Credit Records from 2019 onwards, which are less than 1,000 yuan and less than 30 days overdue. Users can fix Sesame Credit in three steps. First of all, select an overdue record to repair (only support overdue records within 1,000 yuan within 30 days after 2019), consume sesame, and complete the credit question and answer.

Repairs can only be started after all expired orders have been retained. Alipay users who have expired before, as long as they meet the conditions, can carry out credit repair to eliminate Sesame's credit stains, thus showing a good Sesame credit history, which is also conducive to the improvement of Sesame's credit score in the future.

Sesame Credit Score is mainly determined by five dimensions: identity characteristics, fulfillment ability, credit history, interpersonal relationships, and behavioral preferences. In order to improve Sesame's credit score, five dimensions must be broken. For example, applying for credit card and consumer loan services.

Many people may not know that in addition to credit card repayment, you can also apply for a bank credit card on the Alipay app. If you apply through the Alipay channel, this will help improve Sesame's credit score. As with credit cards, it is important to pay in a timely manner when using them to avoid overdue situations.

Alipay has a strict risk control system. If you are often late on your payments, the system will determine that you are not able to repay the loan, which will affect your Sesame Credit Score. On the one hand, it can improve the efficiency of payments; On the other hand, it can increase our consumption record.

It's better to prove your finances: In addition to education, social security, car, and real estate information, the perfect piece of information is a personal business card that can improve your score a lot. The end is also a plus point for you, if your Alipay friends are sesame credit is relatively high, then you are on the same level as them, which can reflect your financial situation.

Find Sesame Credit on the Alipay page and click "Credit Management" - "Personal Information". After entering the personal information page, try to complete your personal information as much as possible to help improve your Sesame Credit score. Sesame credit score is an important factor that affects the limit, and the higher the credit score, the higher the limit.

If the usage in North China is relatively low, we should try to use North China in consumption. In addition to more use, the user's appropriate installment repayment is also conducive to increasing the amount of white, after all, installment repayment can make money, as long as the user maintains good credit and repays in time, the probability of increasing the amount is relatively large.

A good repayment record indicates that the user has a good credit history, and the better the personal credit status, the more conducive it is to repayment. By depositing idle funds into Yue Bao, we can not only make profits, but also help Sesame improve its credit score. The higher the credit score of Sesame Street, the more conducive it is to borrowing.

Increase the usage rate of Alipay. Use more of Alipay's functions, such as paying for water, electricity, gas, booking air tickets, booking hotels and other services, strong consumption power can reflect a certain economic strength of users, and the repayment ability of users with strong economic strength is naturally not bad. In addition to borrowing, there are many loans available in the market.

As long as borrowers choose reliable big brands, they will be able to find the right loan product.

These repairs can be used to pledge the corresponding amount and fees, and can also be used to increase the credit value of Ant.

The first step is to repay all the loans, then submit the corresponding application, and then you can't go back to the situation of no credit again, and then you can restore the credit.

The repair ability is indeed very good, and the repair ability of Ant Credit is particularly powerful.

Of course it works. Extended Resources:

1. Alipay Profile: Alipay (China) Network Technology **** was established on December 8, 2004, registered on the 15th floor, No. 447, Nanquan North Road, China (Shanghai) Free Pilot Zone, and the legal representative is Jing Xiandong.

The business scope includes Internet payment, mobile payment, bank card acquiring, and the issuance and acceptance of prepaid cards (limited to online real-name payment account recharge); Information service business in the second category of value-added telecommunication services (limited to Internet information service services); Information services that do not include news, publishing, education, health care, drug imitation and medical devices, culture, broadcasting, television programs, and electronic bulletins.

2. How to increase Sesame Credit score to 600?

1) Mostly shop and consume on Ali e-commerce platforms such as Tmall, **, and Juhuasuan. Of course, online shopping is also particular, don't always look for some bargains, but also buy more home appliances, fitness equipment, handicrafts and other large goods;

2) Use the Alipay credit card repayment function more often and repay the loan in time. At present, Sesame Credit is not connected to the personal credit reporting system of the central bank, and its credit history is mainly past credit account repayment records and credit account history. Since there is no personal loan record, credit card repayment records are particularly important;

3) Use Alipay to transfer money. The relationship between Alipay users is based on money such as transfer and payment, and if you often maintain a large amount of relationship with your friends, then the credit score will be much higher;

4) Buy more wealth management products on Alipay. At present, Alipay not only has Yue Bao, but also access to Zhaocaibao, the larger the amount of money invested by the user, the more frequent the frequency, and the higher the score;

5) Multi-application of the raw and hungry services provided on Alipay. Such as water, electricity and gas payment, rental information, hotel and air ticket booking and other functions;

6) Make more love donations. At present, there is an entrance to Alipay for love donations, if you donate often, no matter how much the amount is, the accumulated credit will naturally be higher than that of those who do not donate.

Operating environment: Apple 12, ios14, Alipay version.