Some people say that many families now have 1.8 million, is it really common to have millions in sav

1. I think that car loans and housing loans cannot be counted as the total expenditure of Engel's coefficient, because the total expenditure of Engel's coefficient is the total expenditure of daily expenses, and your car loan and loan are investment expenses for owning fixed assets (you will eventually own a house or a car, which is an investment in fixed assets).

2. I think renting a house and renting a car are daily expenses, which can be counted as the total expenditure of Engel's coefficient. Because after all, it's a consumption, and the landlord and the owner won't refund it.

To sum up: renting is counted, and housing loans are not counted as Engel's coefficient.

In fact, there are still more people with 1 million deposits among Chinese, and if you take a family as a unit, then it may be more. In fact, one of the main reasons for this is that there are so many Chinese, even if one of the 1,000 people has a deposit of 1 million, then there are 1.4 million people in the country. What's more, this number is far more than 1 point, so there are actually a lot of people in China.

In fact, in the early years, this number may have been a little bit more, but now it has really dropped a lot. The main reason is that because of the high prices now, most of the people's money is occupied by expenses such as houses, cars, education, etc. So maybe your conditions will be better, but the deposit you have is really not extraordinarily large.

In addition, because of the epidemic, the economic strength in recent years has been really sluggish, so there may be some people's money that has been controlled, and there will not be much spare money.

And there are many people who don't like to keep their money in the bank, they always feel that the interest rate is too low, so they will take it out to do some investment and financial management.

or other projects, after all, 1 million in the bank may not have much interest, but if you take it out to invest in financial management, the income may be much higher. Therefore, it is not particularly much for a real person to have so much money in his bank card now, and most of them are still relatively poor.

If you count the assets of a whole family, then there may be many people who can reach this amount, but if you only count individual deposits, then my amount is really a little difficult to reach. But no matter what, I still hope that everyone can have a goal, a small goal, so that you can work hard and get what you want. As long as you are willing to work hard, everything has a chance to be realized, and the most feared thing is to be ambitious.

I hope that everyone can make good money and complete their ideals as soon as possible.

I don't think there are many people who have a deposit of 1 million, because the concept of consumption has changed now, and many people are in debt to consume, especially those born in the 90s and 80s, so there should be few people who save 1 million.

In my country, there are still a lot of people with 1 million deposits, about 10% of the total number.

I don't think it's much, because the vast majority of people are in debt, and only a very small number of people have millions in savings.

I don't think it's much, because according to the statistics of personal income tax, less than 10% of the total population has reached the individual income tax threshold.

There are many domestic bases, statistics are not easy, Beijing as an example is the best, Beijing can be said to be the most rich people in the country, of course, the main reason is that the property price is one of the best in the country, and it is normal for a family to have 1 million, but 1 million is not enough to hand over the down payment in Beijing, so it can be seen that 1 million is "100,000 useless" in Beijing.

Can you estimate how many million households there are in Beijing?

According to the statistics bureau, there are 21.72 million people in Beijing, including 17,400 billionaires, and one in every 83 people is a multimillionaire, and the per capita savings in Beijing reach 10,000. If there is one multi-millionaire for every 83 people, it means that there are 260,000 multi-millionaires in Beijing.

If millionaires are ten times as many as multimillionaires, the number of millionaires in Beijing reaches 2.6 million, more than 10% of Beijing's population.

However, due to the high cost of living in Beijing, one million is actually nothing for a Beijing family, after all, according to the current housing prices, 1 million can only buy a house with a bathroom area in Beijing.

Of course, a million families may already be a rich family in other places, but in fact, the number of millions of households in an area is linked to the local consumption level and housing prices.

The level of domestic deposits is getting lower and lower.

It is becoming more and more difficult for households to deposit 1 million, after all, the inflation rate is increasing every year, and money in the bank is becoming less and less valuable, so residents will definitely transfer their savings to other places, such as real estate, **, etc.

It can be seen from the figure that the savings rate of Chinese residents is declining every year, and the preference of residents' fixed savings is gradually changing.

In addition, with the introduction of the "Deposit Insurance Regulations", the principal and interest of more than 500,000 yuan will not be paid, so the proportion of deposit accounts with more than 500,000 yuan will be lower and lower.

Millions of families will only grow.

With the take-off of China's economy, the assets of individual families will only increase, at present, family assets will be more biased towards safe-haven products, such as real estate, **, etc., but with the change of the economic environment, it may come to the situation where cash is king, and the proportion of deposits in family assets will increase, so there will be more and more million families.

However, most families are negative equity, and there is no excessive amount of money to do family allocation, which is also the current situation in China, there are not many million families, but there are many families with millions of debts, and it seems that the Matthew effect is getting more and more serious.

I think such people should account for 40%, after all, there are still fewer rich people, and there will be many poor people, especially people in the mountains, who do not have much savings at all.

According to the data released by China in 2016, China's per capita deposit is only 20,000 yuan. Among them, only one has a deposit of more than 500,000 yuan. According to the distribution structure of the wealth pyramid, the number of people who can save up to 1 million is probably not exceeded.

I think there are still not many families with 1 million deposits in China, although people are getting richer and richer now, but being able to take out 1 million is completely different from having 1 million savings.

There are not many families who can have such savings, according to statistics, there are only about 100,000 families, and most families do not actually have much savings.

3 All questions: Are there really a lot of people who have 1 million deposits in China? After reading it, I know!

The numbers given vary depending on the version, but we can also get a glimpse of it. According to the latest data from 2018, the number of millionaires in China reached 3.48 million in 2018, ranking second in the world, compared with 10,000 in 2017. Millionaires here are in dollars, though.

In other words, China's current 3.48 million people have a wealth of more than 6 million yuan. If this is the case, then people with more than 1 million yuan are conservatively estimated to be more than 5 million.

With a deposit of 1 million, of course, it is not an ordinary person. You must know that China's current M2 consumption is about 180 trillion, and the per capita consumption is not more than 10,000. However, the deposits in the hands of residents account for only one-third of the M2 consumption, and the per capita deposit is 10,000 yuan.

There are 1 million deposits, more than 20 people's per capita deposits, it can be said that China's top 2% exists, do you say this is an ordinary person? Now it seems that many families have assets of millions or even tens of millions, but in fact, the main asset is the house. For families with only one house, no matter how valuable this asset is, it can only be used to live in, not consumed.

But in terms of purchasing power, 1 million is not much. Take the first-tier cities as an example, the housing price is 100,000 square meters, and 1 million is only enough to buy a bathroom. This is equivalent to ordinary people working hard all their lives and not being able to buy a toilet in a first-tier city.

Therefore, whether you want to admit it or not, the current society has begun to divide into classes, and the classes are gradually solidifying. People often feel anxious because they can't make the jump up the ladder.

Of course, in real life, it must not be calculated in this way, the lower the income, the heavier the burden, and there will be some other necessary overspending, but even so, 1 million is no longer a wealth that most people cannot accumulate in a lifetime. If it is considered an asset, as long as there is a house in a first-tier city, it is not a problem to easily have assets of more than one million, or even several million. So a lot of times it's really better to earn more than to have a good eye.

Four, five times. For 100 million households, the average value of each property is between 600,000 and 900,000. Therefore, if a family sells a house, it is easy to have a deposit of 1 million yuan.

If there are no housing loans, car loans and consumer loans, there are really not many people in China who have more than 1 million yuan in bank deposits. Some people may say that many people have a fortune of more than one million now, but don't forget, that includes real estate, etc.

There is also a kind of ** of the 1 million deposit, if it is a demolition or 1 million obtained by winning the lottery, I think the person who deposits like this must be an ordinary person who can't go to the ordinary. And through his own efforts, perseverance, and the 1 million he has accumulated little by little, he must not be an ordinary person, he must have a kind of wit that surpasses ordinary people.

There are a lot of them. The current inflation, resulting in 1 million is not much, plus the housing prices in Beijing, Shanghai, Guangzhou and even some second- and third-tier cities, housing prices have skyrocketed, and the 1 million will buy a house of a few square meters at most, which is not a lot.

I think there are a lot of them, because in this day and age, it is relatively easy to make 1 million.

Of course, a lot. Now there are many rich people in Chinese, and people with 1 million deposits are very common.

I think there are still quite a lot of such people, after all, 1 million is not a lot of money for people now.

What is the proportion of people in China who have more than 1 million deposits?

If you are in a small city, then it can be understood that there are a few houses and shops, and a car, and then there are so many deposits... In general, it should be a situation in which economic conditions are relatively relaxed.

If you are in a first-tier city, a deposit of 1 million yuan should basically be understood as a deposit of this number in addition to having a house with an area that is not small (about 80 square meters, about 100 square meters) and a middle and high-end car.

In our small county, a deposit of 1 million is enough to live a rich life, and the price of the small county town is low, and it is quite admirable to be able to save so much money.

Being able to save 1 million means that this person's annual income is at least hundreds of thousands, and he has already achieved great prosperity and has reached the peak of his life.

For what level, the comparison depends on the overall level of your region. An asset of 1 million is just a house in the city, which is a low level. But if you are in the countryside, you can be considered rich.

Oh, this doesn't seem to be easy to say, because now the society is developing faster and the economy is better, for some people it may be a huge amount of money, but you must not be satisfied, the times are developing, you can't stop there, you should use the current money to do something useful, remember "Money can make money".

It's enough to take out the interest when you buy a car, buy a house or something, and the deposit is just a number for me. It is also three meals a day, and a healthy diet is also coarse tea and light rice; No matter how high the level of clothing, food, housing and transportation is, it is to meet people's physiological needs and play the role of a fig leaf, and it is also impossible to escape the fate of life and spring.

It sounds like a lot, but it's actually nothing, and now as long as you are a city person, most of your family has a few apartments with a deposit of hundreds of thousands to 1 million.

If you have a house, a car, and a lot of savings, you can be considered upper-middle-class, but you can't be satisfied with that. Because the current society is developing too fast, we need to work harder.

It depends on the proportion of an area and the house. In Beijing, for example, it's basically impossible, and the house is not so cheap. For example, in third-tier cities, such as Shandong, they are relatively wealthy.

A million can't even afford to buy a house in Shanghai, it's nothing, so we still have to work harder to make money.

1 million in Beijing, you can't even pay a down payment. It's not a lot.

Actually, there aren't many in today's society. There are still many things that can't be done.

For the average family. With a million in savings, he lived a very wealthy life.

A deposit of 1 million is still good if you are in a third-tier city, and you can live a prosperous life.