The elderly in rural areas have 150,000 yuan in savings, is it enough to live in retirement? On what

The elderly in rural areas have 150,000 yuan in savings, is it enough to live in retirement? On what basis?

150,000 deposits, pension that is OK, because of the 60-year-old elderly, they are still doing moving, do not move this kind of deposit casually in the case of work, there are deposits in the bank, what to do is driven and with the help of the help, because of the heart, people's mood is not the same, because there is money in the bank, when encountering any problems, the 150,000 can come in handy, do nothing or not, the 150,000 will not last long.

If you are 60 years old and gradually enjoy the 150,000, 150,000 will not be used up for a long time, and you will only spend 10,000 yuan a year, more than 800 yuan a month, and it will be very difficult for two people to live in the countryside. From the age of 60 to use the 150,000 yuan, until the age of 75 to spend all the money, if you live past the age of 80 to find the cost of living in the past five years, if there is a disease and a disaster in the past 15 years, can the 800 yuan be spent.

In the countryside, there is a deposit of 150,000 yuan, which is just a bridge money, and in daily cases, you have to support yourself, farm and breed again, and do not move the deposit until you are 70 years old, until you are 70 years old, and gradually spend this kind of deposit, so that the 150,000 yuan is enough. It is said that the 150,000 yuan is enough for the pension service, in fact, it is indeed not enough pension money, and the deposit is only left to see that there is a difficult situation, and then take out the deposit, if you experience the 150,000 too early, it will be very embarrassing in the process of old age. It is correct that the elderly in rural areas have savings pension services, but the 150,000 can not be used for many years, if they do not enjoy it from the age of 60, they will stay up until they can't do it, and then take out the 150,000 as a pension service, so that the process of the elderly will be very happy, because no matter what kind of disease, you can get through a pass, this can not add too much inconvenience to the children, the 150,000 has this effect.

If it's just for the elderly, it's completely enough, because the elderly in the countryside basically don't have any consumption, except for the necessities of life, there is basically no other place to spend money, so two or three thousand yuan a year is fine. The deposit of 200,000 yuan is deposited in the bank every year and there is still a little interest, so the basic life is still okay. Rural elderly people also have a part of the economy ** is each child, grandchildren and other descendants will be given a part of the money during the festival, during the New Year, although it is only one or two hundred, but there are still many people, as far as my grandmother is concerned, there is a two or three thousand every year, so this part of life ** is still good.

There are so many elderly people in rural areas, and if you save money, it is enough to live for the elderly, because in rural areas, you don't spend money every day, and there are very few places to spend money.

It should be more difficult, at least 300,000 is needed, after all, once the old man is sick, it will take a lot of money to carry out **.

A farmer saves 100,000 yuan when he is 50 years old, and when he is 60 years old, he is actually enough to support his old age. Because the living expenses of farmers in the countryside are not particularly large, and most of the farmers have their own fields and vegetable gardens, they do not need to spend money on daily food. Farmers will also raise chickens or pigs in their homes, so most of them are relatively free in terms of eating meat, if farmers have all these things, the 100,000 yuan is enough for the elderly.

Of course, the situation is that a person lives alone and has not had any illness in the past 10 years, otherwise the 100,000 yuan is simply not enough to spend. Because the prices in today's society are still relatively high, if the peasants want to buy some relatively expensive things, they may squander all the 100,000 yuan in less than two years. Therefore, 100,000 yuan can only support a farmer to stay in the countryside, and if he chooses to retire and stop growing food after that, the 100,000 yuan will not be enough to spend.

In fact, if farmers grow their own crops and vegetables in the countryside, they will be very comfortable with a deposit of 100,000 yuan. Farmers can choose to sow seeds in the right season, so that they can't eat all the vegetables or grain every year, and if their labor force is weak, they can use less to meet their own needs. In the vegetable garden, you can grow the vegetables of the moment, so you don't have to go to the street to buy other people's vegetables.

In other words, you don't spend much money on your daily life, so you can use the money to buy some clothes or go shopping. A person's expenses are not large, so as long as the 100,000 yuan is reasonably distributed, there is no problem at all if you want to retire at the age of 60. In addition, there are some subsidies for the elderly in some areas, so the elderly life is not particularly hard, as long as they take care of their own lives, they can live a very happy life.

I think it's completely enough, when I get old, I don't have such high material needs, as long as I meet the daily problems of food, clothing and housing, if I have a house to live in, then the 100,000 yuan is completely enough.

First of all, there is no enough money for the elderly, because what happens in the future, no one can measure and **, but our country now has very good benefits and subsidies for the elderly, if a farmer has a deposit of 500,000 yuan, and then can enjoy some of the country's benefits and subsidies for the elderly, then his future life is very happy and beautiful.

Personally, I think it is not enough to provide for the elderly, and the current prices are very high, and 100,000 yuan is relatively small.

A savings of 200,000 is not a small amount, according toGeneralAs far as the villagers' income is concerned, this can only be achieved after four or five years of accumulation. For the elderly, they are ordinaryExpendituresIt's going to be a lot smaller. Most of the daily expenses are food money, and I live a relatively good lifeBe thrifty and thriftyof the elderly do not need 10 yuan a day.

Why?

As there is inside the countrysideLand resourcesnetwork resources, they can farm on their own. Food crops can be eaten from the ground, and the meat can be eaten by itselfFeeding。But the 60-year-old man does have some inconvenience in growing his own crops, and his bodyPhysical literacyIt's not as good as it used to be.

As a result, most of the elderly have given up on wheat and rice farming, and will go to their own yards to grow seasonal vegetables. People seem to look at the pension service of 200,000 yuanSavingsHow much does it cost to be able to distribute each month!

China's current oneMedical technologyIt is relatively developed, and the average life expectancy has long since increased to 80 years. And most of the older people are going to65 years oldIn other words, the pension service savings of 200,000 yuan will be used for 15 years. By simplicityComputing powerWe can learn that the annual pension expenses of the elderly are about 10,000 yuan, and the pension insurance money distributed every month is there1000 yuanUp and down.

1000 yuan for living expensesYoung peopleIt is very likely that there will be some shortcomings, and after all, young people have a variety of expenses in addition to meals. Speaking of the key to the elderlyExpendituresWhere, of course, is the money for medicine in terms of health. If the old man is sickConsumptionThe expenditure is very large.

Your country has implemented a medical insurance and welfare policy, and if farmers are sick, they will have itBusiness InsurancePoverty prevention can save a lot of costs.

There are also additional expenses in the countrysidePeople are sophisticated money, but this consumption is not large, and one or two thousand yuan is prepared in advance a yearSpare moneyThat's it. It's not easy for some people to please eat every day, thisGuysPeace of mind. The pension insurance of 200,000 seems like a lot, butDispatchBy 15 years, there will be some less.

Fortunately, the elderly in our rural areas are more frugal, a monthExpendituresIt must not exceed 1,000 yuan. With the help of children, the pension insurance of 200,000 yuan is enough. Naturally, this is not sickPrerequisitesNext, if you get sick, the expenses will be very large, and it is likely that you will have to rely on the help of your children.

This should be okay, as long as you save some, it's basically no problem, but don't have a major illness.

If it is just a pension, a deposit of 200,000 yuan is enough, because there is very little consumption in the countryside, except for daily necessities, there is basically no other place to spend money, so two or three thousand yuan a year is enough. The deposit of 200,000 yuan is deposited in the bank every year with a little interest, and the basic life is still okay.

As long as there is no serious illness, this money is enough for the elderly to retire in the countryside. Prices in rural areas are lower, and the elderly do not spend much money on food, housing, and clothing, and mainly spend on medical treatment.

If they don't get sick, the money is enough for them to retire, and the usual expenses of the elderly are not very much, and 200,000 yuan is enough for their daily expenses.

Of course, it is enough, in fact, for the elderly of this age, the needs in life are not particularly large, so such a deposit is also sufficient.

is not enough, because the current economic living standard is particularly high, and 200,000 may only be a foundation, which cannot be fully guaranteed.

It is enough for them to retire, because the consumption in rural areas is relatively low, and the savings of about 200,000 yuan are enough for the elderly.

Of course, it is not enough, because the elderly are frail and sick, and 200,000 is not enough to provide for the elderly.

Enough, in fact, we can simply calculate an account. Not counting the interest increase, how much pension can 500,000 yuan be converted into per month? The life expectancy of Chinese has reached 77 years.

If we can live to the age of 77, then 500,000 yuan can be converted into a monthly pension of 2,451 yuan for 17 years.

After all, the price level in the countryside is relatively low compared to the cityThe cost of living for farmers is also relatively low, at 2,451 yuan. If you live in a city, you'll feel exhausted. If you live in the countryside, you will have more than enough money.

The annual pension of 2,451 yuan per month is close to the per capita pension level of retirees in China's enterprises, and is about 15 times that of the current per capita pension of farmers.

As long as there are no major problems, it is enough, we can grow some small vegetables in the countryside and live casually, and we must also face up to some problems, that is, health problems. Most of the biggest expenses for the elderly are medical care, and less illness means making money. If the social security payment period before retirement meets the requirements, you can enjoy the corresponding medical insurance treatment, and the pressure will not be so great.

Exercise more, square dance to exercise, maintain an optimistic attitude, and get to know more peers who have common topics, so that the old age life will not be too bad.

I think it's definitely enough, because the elderly generally don't spend muchBut if there is no corresponding medical insurance, then in the case of some serious illnesses or serious illnesses, the deposit of 500,000 may not be enough for a long time. At that time, a pension of 1,000 yuan per month was not enough. So if you have extra money, you'd better buy some critical illness medical insurance.

Although it may not be useful in normal times, it can be used in times of serious illness.

I think that having a deposit of 500,000 yuan at the age of 60 is enough for a pension in the countryside, because the expenses in the countryside are not very large.

As long as there are no major problems with this, it's enough, grow some side dishes in the countryside by yourself, and live casually.

I think it's definitely enough, because the elderly generally don't spend much

It's enough, so much if he is not taken away by the child, it is completely enough for him to support his old age.

I think it's basically enough to support the elderly, but if you have a serious illness, it's definitely not enough.

Enough, the consumption in the countryside is actually very low, as long as you don't encounter the old people, it's still very okay.

I think it depends on your situation, your consumption level and your vision or something.

I think it's enough, after all, the prices in the countryside are still relatively low.

I think it's okay, after all, the cost of this rural area is not big.

This thing depends on how you live, and the price is different in different ways.