Now you have a small house of 600,000 yuan in your hand, is it poor?

For a person who owns a small house of 600,000 yuan, whether or not they are considered poor depends on different perspectives and criteria.

First of all, owning a property in itself does not fully reflect one's financial situation. Even if he owns a small house worth 600,000 yuan, if the person has other debts or burdens, such as mortgage, living expenses, children's education, etc., then his financial situation may not be well-off, and he may even be poor.

Secondly, owning a property also does not fully reflect a person's social status and financial capabilities. Some people may own multiple properties, but may also be in relative poverty for other reasons, such as unstable income, failed investments, etc. Some people may not own their own property, but their living standards and financial situation may be superior due to career development, investment and financial management, etc.

Finally, the definition of "poor" may be different for different people. In some areas or cities, housing prices are generally higher, and even if you own a small house of 600,000 yuan, if the local housing price is generally above one million yuan, then the person may still be considered a low-income or poor group. In other areas or cities, housing prices are relatively low, and a small house of 600,000 yuan may have exceeded the local average.

Therefore, whether a person is poor cannot be measured solely by the number and value of property owned, but needs to take into account a variety of factors and criteria.

Now I have a small house of 600,000 yuan in my hand and I am not poor, such a family is not poor, it is a family with ordinary income. Families with ordinary income can earn about 100,000 yuan a year, and 600,000 yuan is equivalent to working for 6 years, that is, 600,000 yuan. For a well-off family, if the standard of living is calculated according to three people in each family, the annual income should reach 10,000 yuan.

It is very unrealistic, even if all the savings in hand are paid for the down payment, then plus the interest, the mortgage will have to be repaid every month, at least more than 4,000 yuan.

It depends on you buying a house in **, if you are in a first-tier and second-tier city, it is almost impossible, but in a third-tier city, it is completely possible, and it will be very open. Such as wisdom block.

If you are willing to pay off the mortgage slowly in 20 years, you can still buy a house of about 1.2 million. If you are now old and menopausal, and have no other additional income, it is still very difficult and difficult to buy a house of more than 1.2 million.