With 5 million assets, is it considered a rich person in today s society?

can be regarded as a rich person, because most people save 1,000 yuan a month for only 10,000 yuan a year, and it takes 417 years to save enough for 5 million; Save 2,000 yuan a month a year, and it takes 208 years to save enough 5 million; Even if you save 5,000 yuan a month, which is 60,000 yuan a year, it will take more than 80 years to save enough for 5 million, and it will take at least two generations of efforts. So being able to have 5 million assets definitely belongs to the rich.

Although the interest rate on bank deposits is relatively low and getting lower and lower, as long as the principal is large enough, the speed at which money can be made is still terrible.

1 .Deposit period

Now state-owned banks.

The interest rate for a fixed year is only, but if you deposit a fixed term of 5 million for a year, the interest will be: 500 2.1 million.

On average, it is 8,750 yuan per month. The income of the ordinary wage earners in China is between 4,000 and 8,000 yuan. You can think about your income, how much money you spend each month.

In comparison, you will find that 8750 yuan a month is not low. As long as you don't spend money indiscriminately, even in the first-tier big cities, it is enough for daily living expenses.

2 .Purchase of Treasury bonds

It is safe on a regular basis, but the interest rate is relatively low. We can also use the 5 million to buy treasury bonds. Treasury bonds of the first period, three-year interest rate, five-year interest rate.

Moreover, the interest on the treasury bonds can be withdrawn every year. You can think about it, if you have 5 million, buy a three-year treasury bond, and the interest for one year will be: 500 340 170 thousand.

The annual interest is 170,000 yuan, which is more than 10,000 yuan a month. It is safe to say that many people have worked all their lives and have never received such a high salary. In a small city, let alone one person, even a family of three is enough for living expenses.

3 .Purchase large certificates of deposit

For example, local commercial banks now have a large amount of 5 million yuan in long-term large-amount certificates of deposit, which can completely subsidize the interest to about it. 5 million, annualized income, 200,000 yuan of interest in one year. And most importantly, this money is not taxable.

I worked as a branch director (branch president) in a state-owned bank, and I was so tired that I didn't have so much income for a year. Even if it is placed in the front line, it can be regarded as a high income level. Even if you lie down at home every day, you can lie very comfortably.

No, it's because there are too many rich people in society now, and there are many people whose assets have exceeded 10 billion, so 5 million assets can only be regarded as a middle-class person.

I think he is a rich man, because 5 million is already a very large number for ordinary people, and many people can't get it in their lifetime, and if he has 5 million assets, his ability is also very good.

In today's society, many people are under great pressure, and if they can have 5 million assets, they can solve their daily life problems, and they can also use it as capital to invest.

Spiritual contentment, happiness in the heart. Writer Yang Daxia Yang Ke explained.

It depends on the culture and region you are in. The definition of "wealthy" can vary in different regions and in different cultures. Generally speaking, people with assets of more than 10 million can be considered relatively wealthy, but not absolutely rich.

In addition, the value of an asset also depends on its ** and its use. If the 10 million is earned by personal hard work and is used to invest and create more wealth, then the person can be considered a rich person. However, if the 10 million is inherited, or used for consumption rather than investment, then the person's wealth may not be as solid as the former.

Therefore, whether a person is wealthy or not needs to be judged by a combination of factors, rather than just the amount of assets.

Hello dear, it's a pleasure to serve you! Here is your inquiry: There are 35,000 men in China with assets of more than 5 million, and there are nearly 4 million people with assets of 6 million, more than 1.6 million people with assets of more than 10 million, and more than 100,000 people with assets of 100 million, but compared with China's world's second largest economy and a population base of 1.4 billion, the proportion of rich people is not very large, and the vast majority of people do not meet the standard of wealth.

Here's a happy life<>

If you really have 5 million yuan in cash now, then you can definitely be regarded as a rich person in China. There should be no doubt about that. However, the rich belong to the rich, and the rich are not necessarily happy women.

In other words, even if you have 5 million in your hand, you may not be living a happy life. Because, if you have 5 million in your hand, and your daily life is in the first-tier cities of Beijing, Shanghai, Guangzhou and Shenzhen, and you have a house in your hand and don't need to buy a house, it should be considered happy.

And if you don't have a house at home, you only have 5 million yuan in your hand, and you want to buy a house, support your family, and live a good life in these cities, then your life and daily life should not be very good. Since, after buying a house, the family will become a Dink and work in the banking industry to make money, and daily life and life should still be relatively embarrassing. Most of the property of a Chinese-style family is in the form of real estate.

According to a statistical report released by ** Bank in the early years, the proportion of Chinese-style household real estate in total assets is more than 75%.

This means that if a family has more than 5 million yuan in cash, the total assets are basically more than 20 million yuan. It is very obvious that families with such large total assets are wealthy in any region of China, and in the big cities below the third and fourth tiers in the west, and in backward areas, they may even be wealthy businessmen with a little fame in the county. Although the property of 5 million can be regarded as relatively rich, it is also more than the lower than the above, but it is slightly better than the ordinary family, and the end is slightly more confident.

But if you always want to trade some famous store brand bags, and want to trade some luxury cars, it is very likely that these money will not be reached. And your current asset structure is not very efficient, and the proportion of real estate is too high. A set of real estate in Suzhou City is 25.6 million yuan, and the two houses in the hometown are about 2 million yuan, and the houses account for about 4.56 million yuan, but the other deposits are very small, and the savings are only about 4.5 million yuan.

In Shanghai, just 5 million assets are not a rich person. Because a house of 5 million in Shanghai is just the minimum demand for life. It should be said that, in addition to self-ownership, a person with 5 million free funds in his hand can be a wealthy person who has entered financial freedom.

Because 5 million free funds can now get an investment income of 350,000 per year. In this way, you can get into a state where you don't have to force yourself to work for a living.

If 5 million is not in debt, it is considered a rich person in today's society, because more than 50% of people in today's society do not have so much money as an asset, so 5 million is considered a rich person.

If you have personal assets of 5 million, you are already considered rich in today's society, because there are not many people with personal assets of 500,000 in this society, so 5 million is already considered a rich person.

Yes, in today's society, you can count as rich, because there are very few people who do not have debts, let alone 5 million in savings.

is not rich, those who are officials, business owners, and entertainment are considered rich, and they all have assets of more than 100 million.

Summary. Wealthy people, but it is necessary to consider according to the specific situation, such as investment income, property status, spending power, etc., in order to fully judge whether it is a rich person. If the four million is a deposit property, it can be invested appropriately, it can support a comfortable life, and even buy some luxury goods, and it can be considered a rich person.

But if the four million is the family's mortgage and has to be repaid every month, and the income can only support the family's daily expenses, then it cannot be considered a rich person.

Rich man Lu Yu, but according to the specific situation, such as investment income, property status, spending power, etc., in order to fully judge whether he is rich. If the four million is a deposit property, it can be invested appropriately, it can support a comfortable life, and even buy some luxury goods, and it can be considered a rich person. But if the four million is the family's mortgage loan, which has to be repaid every month, and the income can only support the daily expenses of the family, then it cannot be regarded as a rich person.

4 million is quite rich, and in a word, 1 million can go sideways in Shanghai.

That's it, our family has a car of 200,000 yuan and 4 million in savings, and that's what grade it belongs to on a national scale.

It depends on the area where your family is located and to some extent on your family's income. If your family is in an area with a high per capita income, then a car of more than 200,000 yuan and a deposit of 4 million belong to a middle-to-high-end family. A: If the area where your family is located is an area with a low per capita income, then a car of more than 200,000 yuan and 400 yuan of savings belong to a high-end loose oak family.

We are in Shanghai.

Fengxian District. Have a house?

There is no house. How much does it earn? I'll find out if I look it up.

Earn 10,000 dollars.

Got it. 4 million savings can exceed about 45,000 households in China, note that this figure may vary depending on the income level of the household and the amount of savings. According to the level of annual household income in China, there are 40,000 and 5,000 families with 4 million yuan in savings, accounting for the total number of households in China. Top 1%.