There are 1 million deposits in China, what level is this?

It should be regarded as an upper-middle level, because many people are now in arrears after buying a house, and there are not many people who can have a deposit of 1 million.

It is considered a medium level, because the average deposit in China's first-tier cities is about 1 million, and the deposit of the rich exceeds 5 million, so it is considered a medium level.

That is the well-off level, you can raise a family freely, which is a better level.

Higher level. If your family currently has a deposit of 10 million yuan, then basically, your family can retire to travel around the world, after all, the interest generated by 10 million yuan per year is calculated at an annualized interest rate of 5%, and the interest is 500,000 yuan a year, and now few families can do it with their annual income.

Deposit refers to the depositor's temporary transfer or storage of funds or currency in a bank or other financial institution under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial act or activity, and is also the most important credit fund of the bank**.

Deposits are one of the most basic operations of a bank, and without deposits there is no loan, and there is no bank. In terms of the time of generation, deposits predate banks. In the Tang Dynasty, there were cabinets in China that specialized in receiving and keeping money, and depositors could pay money with "stickers" or other tokens similar to checks.

The numismatic money changers that appeared in Europe in the Middle Ages also accepted customers to deposit money, which was in the nature of money custody and did not pay interest, which was the germ of foreign bank deposit business. With the advent of banks and other financial institutions, the deposit business of banks has developed rapidly.

Extended Information: But it's not always cost-effective to keep it for a longer period of time. In order to get more interest, many people concentrate large deposits on three-year and five-year periods, without carefully considering their expected use time, and blindly save all the surplus money for a long period.

In view of this situation, the bank stipulates that the interest on the part withdrawn in advance shall be calculated according to the current period, and the interest rate shall still be calculated according to the original interest rate for those who have not withdrawn in advance. Therefore, individuals should choose the deposit term and type according to their different circumstances.

From the point of view of deposit interest rate, it is advisable to choose short-term time deposits. On the one hand, the impact of the length of the deposit period on the interest rate is no longer significant, and the difference between the one-year deposit rate and the five-year deposit rate is only monthly. On the other hand, the deposit interest rate is now at an all-time low, and there is little room for the interest rate to be lowered again, and if the interest rate is raised in the future, if you choose to make long-term deposits, you will not be able to enjoy a higher interest rate for a while when the interest rate is raised, and you will suffer.

Short-term deposits, on the other hand, are highly liquid and can be re-deposited immediately upon maturity.

Affluent standard of living.

Friend, the bank deposit is 10 million, which of course belongs to the high level! In a huge China, with a population of more than 1.4 billion, there may not be many people who can deposit 10 million in banks! Because the richer people are, the more they have to use their money to invest, so that they can make money and get more profits.

If you put it in the bank, the interest you get is not as fast as the depreciation!

Therefore, the richer the person, the less likely he will go to the bank to deposit money, on the contrary, they will change the way to borrow money from the bank to invest, and the more he borrows, the more capable he is. Look at those famous real estate bosses, isn't that borrowing billions or tens of billions from banks? They all borrow other people's chickens to lay their own eggs.

Chinese society is like this, ordinary people want to borrow some money from the bank, it is more difficult than climbing Mount Tai, and they have to find someone to guarantee and mortgage the car and house. How difficult is it?

Ay! Let's get back to business! Based on China's many reasons, I think there are really few people in China who have 10 million in the bank.

Because only the poor will go to the bank to deposit money, and the more they save, the less money they have, because it is dead money, and it has not depreciated quickly! Besides, the poor don't have much money to save, and those who have 100,200,000 yuan in the bank are considered well-off families.

All in all, in China, where there are 10 million deposited in the bank, it is a rich and noble family, a high-class family. Of course, if you compare the Vietnamese dong, 10 million is a poor man. However, when we are talking about China, we must be referring to RMB!

It is a level of constant loss!

It's a level of declining purchasing power!

It's a level that you won't use and give to the bank!

It's the level of that bird, and I don't have it!

What is the level of 10 million deposits in a bank? As follows;

The upper level is really an astronomical amount for ordinary people. For ordinary city people, it may also be out of reach, but it is not much for the rich, but the rich are still in the minority. On the contrary, it may also be an inferior level, and ordinary people are not as good as it, although there are 10 million deposits, but the way the money comes from is not hard-earned, but obtained by various improper means such as abduction and abduction.

People are doing it, the sky is watching, and this kind of ill-gotten wealth always has to be repaid. If you don't get it right, you will be penniless in the end, and you will be imprisoned!

The level of being able to live in a house in a first-tier city.

Like a fool, with so much money, to invest in real estate.

Hassle-free. Deposited in the bank, it is equivalent to the level of 5 million in ten years, and ...... in twenty years

Nineteen years ago, I spent more than 17,000 yuan to buy a house, and this year it sold for 850,000 yuan. Has the property increased in value? Not. It's the currency that has depreciated. Before the eighties, Chinese cabbage was 1-2 cents a catty, and now it is 1-2 yuan a catty.

Worried about a property crash? Rest assured, that is in a country where land is privatized, and the current situation in China is that there are more people and less land.

It's astronomical for ordinary people.

Level.

Summary. Dear, hello, there must be very few families with 1 million deposits, maybe in the whole country, it is about 10 million households, accounting for hundreds of millions of total households in the country. I started to implement the deposit insurance system on May 1, 2015, according to a statistical data of China's deposit insurance system that was launched before, at the end of 2014, the accounts with deposits of less than 500,000 yuan in the country were approximately, that is, the accounts with deposits of more than 500,000 yuan at that time were the same.

Dear, hello, there must be very few families with 1 million deposits, maybe in the whole country, it is about 10 million households, probably accounting for hundreds of millions of total households in the country. I began to implement the deposit insurance system on May 1, 2015, according to a statistical data of China's deposit insurance system before the launch, at the end of 2014, the country's accounts with deposits of less than 500,000 yuan were probably rotten, that is to say, at that time, the accounts with deposits of more than 500,000 yuan were like this.

According to the data, the per capita total assets of households in China, of which the per capita total assets of Qishi Beijing households are 10,000 yuan; The second place is the per capita total assets of households in Shanghai, which is 10,000 yuan; Jiangsu Province, which ranks third, has a total household asset of 10,000 yuan.