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When you look at Xiaokai sharing community information, you will find that the type of housing is mentioned many times, and there are different classifications of residential houses, according to the different standards of division, there are also differences between ordinary residences, non-residences, and non-ordinary residences. Let's take a look at the differences between the three.
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The difference between the height of the floor and the **.
If it is an ordinary house, generally speaking, the floor height should be more than 5 floors, and if it is not an ordinary house, there are strict regulations on the floor height.
Ordinary houses are generally sold at a price per square meter, while non-ordinary houses are sold at a price per square meter, but the price is more expensive.
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The difference between an ordinary house and a non-ordinary house is as follows: An ordinary house should meet the following conditions:
1. The building floor area ratio of the residential community is above;
2. The construction area is less than 120 square meters;
3. The actual transaction ** is lower than the average transaction of housing on the same level of land** times. Non-ordinary insured residences should meet the following conditions:
1. The building floor area ratio of the residential community is below (excluding;
2. The construction area is more than 144 square meters (excluding 144 square meters);
3. The actual transaction is higher than the average transaction of land and housing at the same level. As long as one of the above three points is met, it is a non-ordinary residence. Otherwise, it is an ordinary house.
Non-ordinary residential means that the property can be used for commercial operations and can also be inhabited, ordinary residential buildings are not allowed to be used for commercial purposes, and the industrial and commercial department has also begun to stop the industrial and commercial registration procedures for ordinary residential buildings for registered company purposes.
Legal basisMeasures for Housing Registration
Article 33 The following materials shall be submitted to apply for registration of the transfer of ownership of a house:
1) Application for registration;
2) Proof of the applicant's identity;
3) Certificate of ownership of the house or certificate of real estate rights;
4) Materials proving the transfer of ownership of the house;
5) Other necessary materials. The materials in item (4) of the preceding paragraph may be sales contracts, exchange contracts, gift contracts, bequest certificates, inheritance certificates, division agreements, merger agreements, legal documents effective by the people's courts or arbitration commissions, or other materials proving the transfer of ownership of the house.
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Generally speaking, when you buy a house, you will definitely choose to buy a residential house, surrounded by the same residential buildings, that is, the so-called ordinary houses. In addition, there is another debate above the business district, that is, commercial housing. So, what is the difference between the cherry branches of ordinary houses and non-ordinary houses?
The difference between an ordinary house and a non-ordinary house.
1. Different definitions: ordinary residential buildings refer to residential houses built according to the general civil residential building standards of the locality; Non-ordinary houses generally refer to houses with large residential floor area or used for commercial purposes, such as villas, high-end apartments, etc. An ordinary house is not the same as an ordinary house, and the two cannot be mixed.
The first ode to an ordinary dwelling generally refers to an entire building, while an ordinary dwelling refers to a single dwelling.
2. The area and floor area ratio are different: the construction area of a single set of ordinary residences is less than 120 square meters, and the construction area of a single set of non-ordinary residences is more than 144 square meters (excluding 144 square meters). The building floor area ratio of ordinary residential quarters is above (excluding).
3. **Different: The transaction is determined by the ** filed by the Construction Committee. The actual transaction of ordinary residential buildings** is less than the average transaction of housing on the same level of land**, and the actual transaction of non-ordinary residential houses** is higher than the average transaction of housing on the same level of land**times**.
4. The transaction taxes and fees are different: ordinary residential buildings that have been in the house for 5 years (including 5 years) and are the only houses of the seller's family are exempt from individual income tax; Personal income tax on non-residential properties (no annual limit) is levied at 1% of the transaction price.
If the ordinary residence has been 5 years (including 5 years), it is exempt from business tax; For ordinary residences less than 5 years old, the business tax is levied in full. In addition, if the non-ordinary residence has been completed for 5 years, the difference will be subject to business tax; If the business tax is levied in full if the non-ordinary residence is less than 5 years old.
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There are three differences between an ordinary house and a non-ordinary house:
1. In terms of area, the construction area of a single set of ordinary residential buildings is less than 120 square meters. The construction area of a single non-ordinary residential unit is more than 144 square meters (excluding 144 square meters).
2. The floor area ratio of the community, ordinary residential buildings, and residential buildings are above the floor area ratio. Non-ordinary residences, the building floor area ratio of the residential community is below (exclusive.
3. The transaction ** (the transaction price here is recorded in the Construction Committee). For ordinary residences, the actual transaction is lower than the average housing transaction on the same level of land. For non-ordinary residences, the actual transaction is higher than the average transaction of land and housing of the same level.
Ordinary housing and non-ordinary housing can be defined by the above three points.
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1. What is the difference between the criteria for judging ordinary houses and non-ordinary houses?
Ordinary houses need to meet the following three bucket guesses, otherwise they are not ordinary houses.
1) The floor area ratio is above the inclusive).
2) The construction area is less than 140 square meters (inclusive).
3) The unit price does not exceed the maximum limit, or the total price does not exceed the maximum limit, and one of them can be satisfied.
2. What is the difference between second-hand ordinary houses and non-ordinary houses in terms of taxes and fees?
3. What is the difference between second-hand ordinary houses and non-ordinary houses in terms of loans?
1) The proportion of the down payment for the first set.
30% for policy-based housing, 35% for ordinary housing, and 40% for non-ordinary housing 2) The proportion of down payment for two units.
60% for ordinary homes and 80% for non-ordinary houses.
4. What is the difference between second-hand housing and non-ordinary housing commercial loans?
Ordinary Residential: First Down Payment = Transaction Price - Housing Appraisal Value * 65% Second Down Payment Zheng Cha = Transaction Price - Housing Appraisal Value * 40% Non-ordinary Residential: First Down Payment = Transaction Price - Housing Appraisal Value * 60% Second Down Payment = Transaction Price - Housing Appraisal Value * 20%.
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1. The concept of ordinary residential housing and non-ordinary residential housing is different, ordinary residential housing is a house built only according to the standards of civil residential buildings, and the main purpose of this kind of house is to live. Non-ordinary residential houses generally refer to houses with relatively large floor areas, and such houses are used for commercial purposes.
2. The taxes and fees generated during the transaction are also different, if it is the first ordinary residential house purchased, it can be exempted from value-added tax and additional tax when the transaction is completed for two years. If it is a non-ordinary residential house, then the tax is required to be levied in full.
3. There will be some differences in the building floor area ratio of ordinary residential houses and non-ordinary residential houses, as well as the construction area and the best aspects of the house. If the volume of the house is above the bucket ratio, the Jianchang sales area does not exceed 140 square meters or the total price does not exceed the maximum limit, then this kind of house is an ordinary residential house, otherwise it is a non-ordinary residential house.
Is a regular house a 70-year property right?
The property right of ordinary residential houses is 70 years, and ordinary houses are generally built on residential land, and the service life of this residential land itself is 70 years, so the property right of ordinary residential houses is naturally 70 years. Generally, land will be divided into three categories, in addition to residential land, there is also comprehensive land, the property right of comprehensive land is 50 years, comprehensive land is mainly used to build factory science and technology parks, industrial parks, or commercial complex office buildings and office buildings, etc. In addition, there is pure commercial land, which has a property tenure of 40 years, for example, commercial land can be used to build shops, parking spaces, office buildings, etc.
Can I get a business license for an ordinary residence?
Under normal circumstances, ordinary residences are not allowed to apply for business licenses, because to apply for individual business licenses, it is necessary to have commercial real estate or commercial air Xunyu housing properties. However, some places actually allow the policy of changing from residential to commercial, that is to say, if your house is an ordinary residential house, you can use the residential house to apply for a business license through some procedures, depending on the policies of each locality. If the local area is allowed to change to a business, you can go to the local industrial and commercial department to apply for a business license, and at the same time consult what materials are needed to handle the procedures for changing to a business, and prepare in advance.
If the local residence is not allowed to be converted into a business, then ordinary residential houses cannot apply for a business license.
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1. Conceptual difference: Ordinary residential buildings refer to houses built for residential purposes according to the general civil residential building standards of the locality, and are mostly multi-storey residential buildings and high-rise residential buildings. Non-ordinary dwellings generally refer to houses with large residential floor areas or used for commercial purposes.
2. The difference between the floor area ratio, construction area and ** of the building: at the same time, the floor area ratio is above the floor area ratio; The construction area is less than 140 (inclusive); The unit price or the total price does not exceed the maximum limit. The three conditions belong to ordinary dwellings, otherwise they are non-ordinary dwellings.
3. The difference in taxes and fees: when the first house of an ordinary residential house is purchased, it is exempt from value-added tax and surcharge when the transaction is completed for two years; Non-ordinary dwellings: (online signing price - original value).
4. The difference in terms of loans: the first down payment for an ordinary house is the transaction** - 65% of the appraised value of the house; The down payment for the second unit is the closing** – 40% of the appraised value of the home. The down payment for a non-ordinary home is the transaction** – 60% of the appraised value of the property; The down payment for the second unit is the closing** – 20% of the appraised value of the home.
Precautions for buying a house and choosing a house.
1. Four tricks to identify online falsehood**: When looking for a house online, when the house price of a certain suite is much lower than the average price in the same area; There is no false promise of compensation on the property viewing platform; **and** information does not match; **Descriptions do not reflect key information such as taxes. It could be false**.
2. You can't buy a house with incomplete five certificates: buyers should be wary of false advertising by developers. Developers often use "free area" to attract buyers, but the actual gift may be common area, and buyers may face legal disputes if they monopolize it.
Construction land planning permit, "construction project fixed telephone permit", "construction project construction permit", "state-owned land delay beam use certificate", "commercial housing pre-sale sales license", these five certificates are to prove the identity of the house legal loss certificate, but also the real estate developer has the legal sales qualification of the proof, the developer must have five certificates to ensure that the buyer can get the real estate certificate after buying a house.
3. Look at the sand table to know these ways: the sand table of the sales office should focus on observing the details of the building spacing, building location, orientation, community planning and other details of the real estate. The direction is determined by looking at the compass on the sand table, not by feeling.
Daylighting can be irradiated with a laser pointer to simulate the sunshine in the building mode to determine the daylighting situation.
In addition, the gap between the spacing between the buildings on the sand table and the actual one; the location of public supporting facilities such as distribution stations and septic tanks; Whether there will be tall buildings affecting ventilation and lighting in the vacant land around the community needs to focus on the sales to understand clearly.
4. Pay attention to these external code transportation environments: when buying a house, in addition to paying attention to the situation of the house itself, we should also pay attention to the external environment of the house, such as noise pollution, light pollution, water leakage, etc.
The countermeasure is to choose a sunny day to see the house and observe whether there is a reflection of sunlight by the glass; After the rainstorm, go to the community to inspect the waterproofing of the residence; Spend the night around the neighborhood and feel if any noise is affecting you.
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