Is Taiping Life Insurance Reliable? Is Taiping Life Insurance reliable?

Reliable. Taiping Life Insurance Co., Ltd., a subsidiary of China Taiping Insurance Group Co., Ltd., is one of the medium and large life insurance companies in China.

The company is headquartered in Shanghai, with a registered capital of 100 million yuan and total assets of more than 600 billion yuan.

Taiping Life's financial performance has earned it an "A+" financial strength rating from Fitch Ratings for five consecutive years.

Pacific Life Insurance is a well-known insurance company, and the products issued must be approved by the China Banking and Insurance Regulatory Commission before they can be listed, and even after listing, they are still subject to the supervision of the China Banking and Insurance Regulatory Commission. In the first quarter of 2019, Pacific Life Insurance's core solvency adequacy ratio was 263% and its comprehensive solvency adequacy ratio was 263%. Generally speaking, solvency above 200% is a relatively good value, so Pacific Life Insurance is relatively reliable.

Taiping Life Insurance, an old state-owned enterprise, or an old central enterprise, the product must be reliable and competitive, and it needs to be compared.

Taiping Life is reliable. The reason is that all insurance companies are managed by the China Banking Regulatory Commission, which is absolutely formal and will not deceive people, and will definitely settle claims smoothly in accordance with the contract. And the establishment of an insurance company requires at least 200 million funds, which is clearly written in the law, and all safe, reliable and accurate insurance is tested by countless real money.

Taiping Life's solvency is still very good, solvency refers to the ability of the insurance company to settle the debt, that is to say, if we have an insurance accident, it has a lot to do with whether the insurance company can make a claim, so its solvency means that it can be paid normally, and there is no need to worry about its payment.

From the level of the insurance company, there is no problem with this insurance company, if you want to buy it, you can buy it with confidence, but when we buy insurance, in addition to paying attention to the insurance company, we should pay more attention to the insurance product itself.

Therefore, if you find an insurance product, whether it is cost-effective or protection content, you can rest assured that you can insure, but if the protection provided by this insurance product is not what we really need to do, or the premium required by this insurance product is relatively expensive, then in this case, it is not recommended that you go to insurance.

Summary. Hello, it is very reliable, the company was founded in 1929, is the oldest existing insurance company in China, and belongs to one of the four financial and insurance groups under the *** (Chinese Life, Chinese People's Insurance, China Reinsurance, China Taiping Insurance).

China Taiping Life Insurance is not reliable???

Hello, it is very reliable, the company was founded in 1929, is the oldest existing insurance company in China, and belongs to one of the four financial and insurance groups under the *** (Chinese Life, Chinese People's Insurance, China Reinsurance, China Taiping Insurance).

Taiping Life Insurance is a professional life insurance subsidiary of China Taiping Insurance Group Co., Ltd., a state-owned enterprise, so it is guaranteed.

In addition, Taiping Life has successfully embarked on a path of reform, innovation and professional development based on its own experience: closely focusing on the business philosophy of "attentive management and honest service", it has created a corporate management and business development model with Taiping characteristics; Strengthen the core competitive advantage characterized by "innovation" and establish a "customer-centric" management system; Adhere to the introduction of talents with high standards and strict requirements, and cultivate a competitive workforce; Adhere to the concept of "continuous growth of value" unswervingly, the business structure has been continuously optimized, the quality indicators have been continuously improved, and the intrinsic value of the enterprise has been continuously improved. Taiping Life's business scale and value have grown steadily, and the quality of its business has always remained at the industry-leading level.

Therefore, it is very reliable, and you don't have to worry about being deceived

My son has been buying insurance for five years and has a premium of 370,000 yuan. How much can I get back now?

Hello, it depends on how the specific content of your insurance contract is agreed at that time

There are two situations, one is the hesitation period surrender: the hesitation period surrender refers to the surrender of the policy by the policyholder within the hesitation period agreed in the contract. Generally, insurance companies stipulate that the policyholder has a cooling-off period of 10 days after receiving the policy.

Usually, the insurance company will refund the entire premium after deducting the cost of production. The second type is normal surrender: the surrender beyond the cooling-off period is regarded as normal surrender.

Policies that have received insurance benefits are not eligible for surrender. Normal surrender generally requires that after a certain number of years of the policy, the policyholder can apply for termination, and the life insurance company should refund the cash value of the policy within 30 days from the date of receipt of the application. The cash value of a policy is the amount of money that can be returned in the event of termination or surrender of the life insurance contract.

At that time, I was introduced by my classmates to buy it, and I didn't read the insurance policy carefully.

Hello, generally the principal can be fully refunded after six years of purchase

I'm sorry, I fell asleep yesterday, I just saw your message, and I replied to you late, I'm sorry