China Taiping Life Insurance Regular Investment, is Taiping Life Insurance reliable

This is called Fortune Investment, and I bought it. It is estimated that you also received the ** from their salesperson, and asked to come out to chat, and you are starting to be interested.

I think this insurance is investment-based, in other words, if you don't have accident and health insurance, don't think about it yet. If you already have the above protection, have spare money on hand (there is really no other channel except other investment channels), and do not want the renminbi to depreciate with inflation, you can consider buying this. The interest rate can be higher than the fixed deposit of the bank.

The annual payment starts from 3000, and the protection period is 10 years of purchase, so you pay 10 years, the insurance is 20 years, and when it comes to 20 years, if the insured is still alive, you can get back all the principal, plus interest and dividends. If the insured dies during the insurance period, he can get back a certain amount of death insurance benefits, which should be calculated.

When the salesperson sells, it is in accordance with the regulations of the Insurance Regulatory Commission, and the annual income is 6 to calculate the income, but it should not reach the more than 90,000 yuan you said. You take a look at it again and let him explain it well.

As for the June 10th end of sales, I haven't heard of it.

There should be no minimum of 3,000.

This is a wealth management product, but the income of 90,000 yuan is unreliable, because there is only 60% of the principal in the account in the 5th year, and it is unlikely that there will be so much difference in the remaining 5 years, at least no life insurance company in China can do this now!

Taiping Life Insurance is of course reliable, because all insurance companies are managed by the China Banking and Insurance Regulatory Commission, which is absolutely formal and will not deceive people, and will definitely settle claims smoothly in accordance with the contract. And the establishment of an insurance company requires at least 200 million funds, which is clearly written in laws and regulations, and all reliable and credible insurance companies are tested with countless real money. In the first quarter of 2019, Pacific Life's core solvency ratio reached 263% and its comprehensive solvency ratio reached 263%.

Life insurance companies

1. Chinese Life: Chinese Life Insurance Company is the largest life insurance company in China, its headquarters is located in Beijing, is a Fortune 500 company, Chinese Life Insurance Company after many years of development, the company's business has involved life insurance, pension insurance, health insurance and property insurance and other fields. In 2019, the premium income of Chinese Shouyuan Insurance was as high as 10,000 yuan.

2. Ping An Life. Ping An Insurance Company of China is the second largest life insurance company in China, but also a Fortune 500 company, Ping An of China is headquartered in Shenzhen, after years of development, Ping An of China has formed insurance, banking, investment and other financial services into one of the financial services group.

3. Pacific Life. Headquartered in Shanghai, Pacific Life Insurance Company provides investment and asset management services including life insurance and property insurance.

4. Anbang Life Insurance. Anbang Life Insurance Co., Ltd. is a national life insurance company established in 2010, Anbang Life's main business scope involves life insurance, health insurance and accident insurance, and the premium income of Anbang Life's original insurance in 2019 was as high as 10,000 yuan.

5. Taikang Life Insurance. Taikang Life Insurance Company is a national joint-stock life insurance company, established on August 22, 1996, the company's products mainly include life insurance, health insurance and accident insurance, and the premium income of Taikang Life's original insurance in 2019 is 10,000 yuan.

Seeing that many people ask Taiping Insurance related questions, only by comparing it with its peers can we know what level a company is in the industry. For details, please take a look at this newly compiled leaderboard:Freshly baked!

China's Top 10 Insurance Companies Ranking! 》

You can rest assured that Taiping Life Insurance is unreliable, whether it is credible, and whether it will deceive people. The reason why all insurance companies are absolutely formal and will not deceive people is that they have the comprehensive management of the China Banking and Insurance Regulatory Commission, so they will settle claims smoothly in accordance with the contract. Moreover, the establishment of an insurance company requires at least 200 million funds (laws and regulations are clearly written), and reliable and credible insurance companies are tested with countless real money.

Taiping Life Insurance Company's company background, strength, and products will be talked about next, let's take a look.

First, the company's background

Taiping Life, also known as Taiping Insurance, the full name is Taiping Life Insurance ****, is the sixth national life insurance company in China, and its shareholders are these companies: China Taiping Insurance Group Corporation, China Taiping Insurance Holdings, FTLife Insurance International, is the only IGP member insurance company in Chinese mainland.

Second, the strength of the company

Taiping Life has a registered capital of 100 million yuan, a comprehensive solvency adequacy ratio of 230%, and a comprehensive risk rating of Class A. In mid-2019, it ranked fourth in the "2019 Top 10 Competitiveness of Chinese Insurance Enterprises", and for four consecutive years, its financial strength has been rated "A+" by Fitch International. Want to know how Taiping Life compares to other insurance companies?

3. Its products

Needless to say, Taiping Life's background strength is no longer necessary, so let's take a look at its products.

Taiping Life's main life insurance business includes life insurance, critical illness insurance, medical insurance, accident insurance, etc.

The following table shows the main products of Taiping Life

Note! This is a hot-selling product of Taiping Life, but it does not mean that this is a cost-effective product worth buying. Do you want to know what are the advantages and routines of Taiping Life's products?

I have done reviews of these popular insurance products, if you want to know more about their evaluation content, you may wish to take a look at this article:In-Depth Evaluation|Taiping Life Insurance Product Insider Revealed

China Taiping Life Insurance's products cover various fields such as medical insurance, endowment insurance, children's education insurance and accident insurance, and has also set up a professional pension company. Taiping Life has a wide range of products, and users can choose from a wide range of products.

Business outlets and services.

As a national life insurance company, China Taiping Life Insurance has business outlets in major provinces and cities across the country, which can provide users with fast, effective and convenient services.

The company's operating conditions.

Taiping Life has a good reputation, management level, business environment and development prospects, and was selected as the best life insurance company of the year in 2018, ranking among the top 10 insurance companies in terms of premium income.

Based on the above analysis, China Taiping Life Insurance Company is a good insurance company, both in terms of operating conditions and products and services, it is a trustworthy insurance company.

Hope to be able to help you dear.

Question: Someone said that I bought an employer's liability insurance policy from your company, how can I find out?

Someone said that I bought an employer's liability insurance policy from your company, how can I find out?

Question: Can I check it on this platform?

Can I check it on this platform.

Ask a good question....Thank you.

Okay....Thank you.

If you buy it, go to check it.

If you buy it, go to check it.

If it's convenient, give a thumbs up.

Hello, the strength and reliability of the insurance company will greatly affect whether the company's insurance products are worth insuring.

Recently, Taiping Life Insurance has been full of firepower, among which products such as Super E Insurance Million Medical Insurance, Super E Insurance 2019, and Taiping Fulu All-round Insurance have aroused the interest of many insurance intents. How about Taiping Life Insurance, is the underwriting company of Flow Universal Insurance reliable? 》

1. How about Taiping Life Insurance

1.Basic information of Taiping Life

Taiping Life Insurance Co., Ltd., a subsidiary of China Taiping Insurance Group Co., Ltd., headquartered in Shanghai, is one of the largest life insurance companies in China.

China Taiping Insurance Group Co., Ltd., which manages the Hong Kong-based China Financial and Insurance Group, has been selected as one of the world's top 500 companies for two consecutive years.

At the same time, Taiping Life Insurance is also the national insurance brand with the longest continuous operation in China's history, and it is also the only Chinese financial enterprise with overseas management headquarters.

2.Taiping Life's solvency

The solvency of an insurance company refers to the ability of an insurance company to repay its debts, which is manifested in whether the insurance company has sufficient assets to match its liabilities.

In particular, to fulfill its obligation to pay insurance benefits or indemnities.

Solvency is the premise for the survival and sustainable development of insurance companies, and it is also the basic guarantee for safeguarding the interests of the insured.

According to the "Summary of Insurance Company Solvency Report Q1 2020" released on Taiping Life Insurance on its official website, the company's core solvency adequacy ratio in the first quarter of 2020 was 219% and the comprehensive solvency adequacy ratio was 222%, which met the standards of the China Banking and Insurance Regulatory Commission.

In addition, according to the results released by the C-ROSS Regulatory Information System of the China Banking and Insurance Regulatory Commission, the Company was rated as Class A in the CBIRC's comprehensive risk rating (classification supervision) evaluation in the second and third quarters of 2019.

2. What is Fulu All-round Insurance?

1.Enrollment Rules

Issue age: 0-65 years old.

Duration of Coverage: Lifetime.

Maximum contribution period: 20 years.

Waiting period: 90 days.

Occupation restrictions: Categories 1-6.

The insurance restrictions are relatively relaxed, but the choice of payment period is not so flexible, and the maximum payment can only be 20 years, if there is a payment method of 30 years or longer, it can better improve the insurance leverage.

2.Basic coverage

Critical Illness Benefit: 100% of the basic sum assured or cash value for 120 critical illnesses.

The 25 types of critical illnesses with high incidence have been uniformly defined by the China Banking and Insurance Regulatory Commission and industry associations, so the protection of critical illnesses is relatively standardized.

Moderate illness benefit: 10 types of moderate illness, 50% of the basic sum assured will be paid.

Minor illness benefit: 50 types of minor illnesses, up to 3 claims regardless of grouping, 25% of the basic sum insured will be paid each time.

3. Daddy's summary

No matter how you look at it, Taiping Life Insurance is a very powerful large insurance company, not only with a long history, but also with strong solvency. However, Taiping Life Insurance's products are not very cost-effective, and there are more and better options in similar products.

Xueba says insurance, focusing on insurance evaluation! The comparison table between Taiping's 16 critical illness insurance and other popular 120 critical illness insurance plans is here"Comparison Table of 136 Popular Critical Illness Insurance in China".

If you want to choose a product based on the insurance company, then you are wrong, but in any case, in people's subjective perceptions, insurance companies still have a certain influence. In order to answer this kind of question more intuitively and efficiently, I stayed up late last night to rank more than 90 domestic insurances, mainly involving multiple dimensions such as product cost performance and claim settlement speedIn the latest ranking of insurance companies in 2020, what are the companies you like?

Taiping Life has a lot of products on sale, and today I will give you an analysis of a Fulu lifetime critical illness insurance recently launched by Taiping to see if it is worth starting.

Let's take a look at the warranty content of this product first:

To sum up, Flow Whole Life Critical Illness Insurance has these advantages:

The protection content of Fulu Whole Life Critical Illness Insurance is still good, and the protection for mild and moderate illness is relatively comprehensive;

The insurance company underwritten is Taiping Life, which has a high brand awareness and many branches.

However, the pitfalls of Fulu Lifetime Critical Illness Insurance, don't say that I didn't remind you, the protection of moderate illness is weak, and the moderate disease only contains 10 diseases, and the previous 5 mild diseases are listed as moderate diseases, but the addition of 5 new moderate diseases inevitably makes people feel suspicious of making up the number; In addition, minor stroke claims are demanding. In addition to these two points, in fact, there are many "dark pits" in the clauses, due to space limitations, there are too many contents, and we can directly look at the complete evaluation and analysis"Many reviews on the Internet say that Taiping Life is too expensive, is it true?"I believe that after you read it, you will know whether this product is suitable for you.

Hello, Taiping Life is one of the four major state-owned insurance companies in China, namely: China Taiping Insurance Group, Chinese People's Insurance Group, Chinese Life Insurance Group, and China Export & Credit Insurance Corporation.

Taiping Life changed the contract without permission to change the payment period of the contract! No explanation has been given yet.

Taiping Life Insurance is currently one of the top seven life insurance companies in the country, and is the earliest insurance company established in the mainland, which was established during the Anti-Japanese War. It is currently seeking a restructuring and listing, and the future is worth looking forward to.

Are you worried about his failure or whatever? The Insurance Law stipulates that insurance companies cannot go bankrupt, and if they close their doors casually, the society will be in chaos for a long time. Ten * in front of the gate has to be a group of self-*, the content of the asterisk is imagined by yourself.

Insurance companies are reliable It's just whether the insurance product you buy is suitable for the requirements

Reliable, China Taiping is the oldest insurance company in China and a vice-ministerial-level central enterprise.

No matter what kind of insurance company is reliable, but the interest rate of the company's operation is uncertain.