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2. Credit risk: the risk that the counterparty is unable to repay the payment, or maliciously bankrupt and has no way to claim compensation.
3. Liquidity risk: risks that affect the company's ability to dispatch funds, such as liability management, asset liquidity, and emergency liquidity response.
4. Operational risk: The risk caused by poor operating system and operational negligence to the enterprise, such as poor process design or contradictions, negligence in operation execution, and failure to implement internal control.
5. Legal risks: the risks that may arise from the completeness and validity of the contract, such as the legality of the undertaking business, the recognition of foreign language contracts and foreign laws and regulations.
6. Accounting risk: the risks that may arise from accounting treatment and taxation on the profit and loss of the enterprise, such as the appropriateness and legitimacy of accounting treatment, tax consultation and whether the treatment is complete.
7. Information risk: the risk of the enterprise caused by the improper security control, operation and backup of the information system, such as system failure, crash, data destruction, security protection or computer virus prevention and treatment, etc.
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Risk management mainly includes the following contents: production equipment safety risks, material safety risks, personnel safety risks, environmental safety risks, labor protection safety risks, information security risks, fire safety risks, electrical safety risks, traffic safety risks, and accidental injury safety risks.
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Hello dear. The content of enterprise risk management mainly includes: 1. Enterprise risk identification: enterprise risk identification is a basic work in risk analysis and management, and its main task is to clarify the existence of enterprise risks, and find the main risk factors, so as to lay the foundation for subsequent risk measurement and risk decision-making.
2. Enterprise risk measurement: After the risk identification, the enterprise risk must be measured in order to determine the severity of its impact on the development of the enterprise and take corresponding measures, which is actually to use a certain method to estimate and measure the possibility of risk occurrence or the scope and degree of loss. 3. Enterprise risk treatment:
Enterprise risk treatment is to take corresponding countermeasures, measures or methods for different types, scales and probabilities of internal and external risks of enterprises, so as to minimize the impact of risk losses on the production and operation activities of enterprises.
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Risk management includes the measurement, assessment and response strategy of risk. Ideal risk management is a process of prioritizing those that can cause the greatest losses and the most likely to occur, while those that are relatively less risky are deferred.
In reality, the optimization process is often difficult to decide, because the risks and likelihoods of occurrence are often not aligned, so it is necessary to weigh the two in order to make the most appropriate decision.
Risk management also faces the challenge of efficient use of resources. This involves an opportunity cost factor. The allocation of resources to risk management may lead to a reduction in resources available for rewarding activities; Ideal risk management is to be able to spend the least amount of resources to resolve the biggest crisis possible.
Risk Management" was a compulsory subject for executives in the Western business community who traveled to China to invest in China in the 1990s. At that time, many MBA courses added an additional "risk management" component.
Risk management
The process of weighing the benefits and costs of reducing risk and deciding what measures to take.
The process of determining the trade-off of the cost-benefit reductions and deciding on the action plan to take, including the decision not to take any action, is called risk management.
First, risk management must identify risks. Risk identification is the process of determining what kind of risks are likely to have an impact on the business, and most importantly quantifying the degree of uncertainty and the extent to which each risk is likely to cause losses.
Secondly, risk management should focus on risk control, and companies usually adopt proactive measures to control risks. The purpose of control is achieved by reducing the probability of its loss and reducing the degree of its loss. The most effective way to control risk is to develop a practical contingency plan and prepare multiple alternatives to maximize the company's preparedness for the risks it faces.
When a risk occurs, it can be implemented according to the pre-planned plan to minimize the loss.
Thirdly, risk management should learn to avoid risks. Under the condition that the established goals remain unchanged, change the implementation path of the plan to fundamentally eliminate specific risk factors. For example, the establishment of modern incentive mechanisms, training programs, and talent backup work can reduce the risk of knowledge staff loss.
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1. Market risk:
Market risks mainly focus on the impact of changes in interest rates, exchange rates, stock prices, etc. on corporate assets.
2. Credit risk:
If the business partner of the enterprise is unable to repay the payment, or goes bankrupt, it is unable to repay the loan in full and on time.
3. Liquidity risk:
Liquidity risk mainly refers to the liquidity risk of funds, such as liability management, asset liquidity, etc.
4. Operational risk:
Risks caused by poor operating systems and negligent operations, such as poor or contradictory process design, omissions in operation execution, and failure to implement internal control.
5. Legal risks:
Risks that may arise from contracts signed between enterprises and other people or institutions, such as foreign language contracts, contract loopholes, etc.
6. Accounting risk:
Accounting treatment and tax risks that may arise from the profit and loss of the enterprise, such as the appropriateness and legality of the accounting treatment, and whether the tax consultation and treatment are complete.
7. Information risk:
Improper security control, operation and redundancy of the information system lead to enterprise risks, such as system failure, crash, data destruction, security protection or computer virus prevention and treatment.
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2. Roles and responsibilities: Determine the composition of the leadership, support and risk management team for each activity in the risk management plan, assign personnel to these roles and clarify their responsibilities;
3. Budget: allocate resources and estimate the cost of risk management, which will be included in the project cost baseline;
4. Develop a timeline: determine the number and frequency of the implementation of the risk management process throughout the life cycle of the project, and identify the risk management activities that should be included in the project schedule;
5. Risk classification: Before the risk identification process, the risk category is reviewed in the risk management planning process;
6. Definition of risk probability and impact: In order to ensure the quality and credibility of the risk qualitative analysis process, it is required to define different levels of risk probability and impact.
7. Probability and Impact Matrix: Prioritize risks based on their potential impact on achieving project objectives. A typical approach to risk prioritization is to borrow a comparison table or a probability and impact matrix form.
It is often up to the organization to define which combinations of risk probabilities and impacts are of high, medium, or low importance, and to determine the appropriate risk response plan.
8. Revised stakeholder tolerance: The stakeholder tolerance level can be revised in the process of risk management planning to apply to specific projects;
9. Reporting format: Describe the content and format of the risk register, as well as any other risk reports required, and define how to record, analyze and communicate the results of the risk management process;
10. Tracking: Explain how to capture all aspects of risk activities for use in current projects, or to meet future needs or the needs of the lessons learned process, and explain whether and how to audit the risk management process.
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Risk management is to consider the management of various risks, such as capital risk and factory production risk.
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: Definition of Risk Management Risk management includes the measurement, assessment and contingency strategy of risk. Ideal risk management is a series of prioritization processes.
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Personally, I feel that risk management includes a lot, such as property.
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Management risks include scope risk, time risk, cost risk, quality risk, communication risk, human resources risk, etc.
1. Fan is at risk of this potato circumference
Scope risk refers to the uncertainty of project goals and requirements, including factors such as changes in requirements, defects in requirements, and unclear requirements.
2. Time risk
Time risk refers to the uncertainty of the project's schedule and time, including factors such as insufficient resources, schedule lags, schedule conflicts, schedule delays, etc.
3. Cost risk
Cost risk refers to the uncertainty of project budgets and costs, including factors such as insufficient budgets, cost overruns, rising resource costs, and inaccurate cost estimates.
4. Quality risk
Quality risk refers to the uncertainty of the quality of the products or services delivered by the project, including factors such as quality defects, quality control issues, and non-compliance with quality standards.
5. Communication risk
Communication risk refers to the uncertainty of project communication and information sharing, including factors such as missing information, information delays, and misinformation miscommunication.
6. Human resource risk
HR risk refers to the uncertainty of the project team, including factors such as staff turnover, insufficient staffing, insufficient personnel skills, and personnel management issues.
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