How to repay the loan after borrowing money in installments, and how to repay all the repayments in

The repayment method after borrowing money in installments is as follows:

Installment repayment: After you place an order, you can choose any day within 10 to 30 days after the order date as the first monthly repayment date, and pay it off before that date. Like the general installment amount, if you can't pay it off all at once, you will take this way.

Arbitrary repayment: Unlike "installment repayment", "casual repayment" means that you choose any day within 7 to 60 days after the order date as the last repayment date of your installment after placing the order, and you can pay off the payment before this repayment date.

Automatic deduction: The borrower only needs to ensure that the principal and interest of the loan due in the current period are deposited into the bank account for repayment before the repayment date, and the platform will automatically deduct the loan on the repayment date.

Please note that different repayment methods have different interest and handling fees, please choose the appropriate repayment method according to your actual situation. At the same time, please pay attention to timely repayment to avoid bad behaviors such as overdue.

Repayment Method

Installment music. There are two types of repayment: installment repayment and casual repayment. The repayment date is different for both payment methods.

1.Installment also.

The borrower can choose the first monthly payment when placing an order.

The date of repayment, which can be any day within 10-30 days after the date of the order, and the day of each month thereafter is also your last payment date.

2.Feel free to return.

The borrower can select the last repayment date when placing the order, which is any day from 7 to 60 days after the order date.

If the amount of installments is large and it is difficult to pay off at one time, it is recommended to choose the repayment method of "installment repayment".

Repayment channels, Alipay, Tenpay.

For various repayment methods such as online banking, the repayer can choose the installment repayment channel according to his actual situation. The repayer only needs to log in to "Installment Payment" - My Bills to repay your bill at any time.

Late payments

If the installment is overdue, on the one hand, there will be a late fee.

On the other hand, it will affect personal credit reporting.

Recording. 1.Late fees are incurred.

If you choose "Installment Repayment" and fail to repay the loan before 24:00 p.m. on the repayment date, a late fee will be incurred, and the daily late fee will be 1% of the monthly bill amount. If you choose "Voluntary Repayment" and fail to repay before 24:00 on the repayment date, a late fee of 2 of the monthly bill amount will be incurred every day.

2.Affect personal credit reporting.

If the borrower has malicious default, it will have a negative impact on his credit history, which will directly affect the future purchase of a house and a car and all credit-related behaviors. At the same time, the installment company will also reserve the right to take judicial measures to recover the overdue amount according to the installment purchase contract.

The operation process of full repayment in installments is as follows:

2. When you enter the personal center page, you can see your current month's repayment bill;

3. After entering the repayment page, you can see a column of [Billing Details] on the page, and then click to open;

4. In the [Bill Details], you can see the items that generate bills in the current period, select the items you want to repay in a lump sum in advance, and click Open;

5. Select [Early Repayment].

Founded in October 2013, Installment Le is the pioneer of China's installment shopping e-commerce model, and has always adhered to the brand concept of "happy to be moderate, happy to see better". We have established cooperation with many well-known brands and have become the third largest Internet channel in terms of sales volume of many brands. Installment Le** also introduced e-commerce platforms to settle in, and exported installment service capabilities to many high-quality external platforms.

The process of borrowing money for the first time is as follows:

1. The user applies for registration of installment account;

2. After that, you need to open the card, and the card will be opened successfully to get the loan limit;

3. After filling in the personal information, the consumption limit and loan limit of the card will be directly displayed;

4. Select the loan amount, then the user can apply for withdrawal;

5. It should be noted that the application for withdrawal needs to pass the loan review of Installment Le.

Consequences of overdue installment loans:

1. Generate high penalty interest;

2. Pull into the blacklist, record in the bad credit file, the next day after the overdue, the lender's name will appear in the bank's internal system, and the credit report will inevitably leave a bad record;

3. Affect future loans and credit cards, as long as they enter the blacklist, housing loans and car loans will be affected;

4. Unable to enjoy preferential loans;

5. Unable to take planes, high-speed trains, drive cars, and children cannot go to aristocratic schools.

Operating Environment: Brand: Xiaomi Mi 8

There are several possible reasons for this:

1. If your personal information is expired or incomplete, submit the information and apply for a new attempt.

2. The customer borrows too much, and the system is worried about insufficient repayment ability.

3. Overdue behavior occurs at the time of repayment, resulting in a credit blacklist and failure to pass the review.

4. Installment is not a revolving loan, and if you lend it again, you need to re-apply and wait for review.

Extended Materials. On June 15, 2016, Installment announced that it had completed the first financing of 100 million US dollars in Series D. The financing was led by Huasheng Capital, Cobuilder Partners and a large domestic insurance institution, and the remaining investors and investment amounts will be announced after the completion of the investment, with Huaxing Capital acting as the exclusive financial advisor for this series of financing.

On March 18, 2015, it was reported that JD.com strategically invested in the campus installment shopping platform Installment Le. JD.com and installment insiders have confirmed the news, but the specific amount has not been disclosed. The two parties will hold a press conference next week, and more details of the investment will be announced at the conference.

On January 1, 2015, the event marketing column was launched and launched"The first installment shopping festival for college students in China", the order amount exceeded 1 million within 1 minute of the event being launched; After 25 minutes, the order amount exceeded 5 million; The order volume exceeded 50 million within 13 hours; Within 21 hours, it broke through the 100 million mark, creating a milestone in Internet consumer finance!

In May 2015, Installment Le joined hands with VC to establish "College Student Entrepreneurship**" to jointly support college students to start their own businesses, create more opportunities, and help young people realize their dreams by themselves.

It has established official cooperation with many well-known brands such as Apple, L'Oreal, and Philips, and has become the third largest Internet channel after JD.com and Tmall in terms of sales volume of many brands. With a wealth of high-quality products and a good installment experience, Installment Le** provides users with a new e-commerce installment consumption scenario; At the same time, it is also open to credit card holders of dozens of banks such as Industrial and Commercial Bank of China and China Merchants Bank.

First, the front. The installment is obviously repaid on time, but it can't borrow, which is likely to be caused by the following reasons.

2. Specific analysis.

1. The platform quota is tight, and the loan quota has been exhausted on the same day, so it can no longer provide loans.

In this regard, I can only try again the next day.

2. The amount available in the account is lower than the specified minimum amount (the minimum amount will be adjusted in real time according to the requirements of the cooperative financial institution).

In this regard, you can only repay the previous loan first, and then borrow again when the amount is restored and the minimum loan amount is reached.

3. The system is being maintained and upgraded, so the borrowing channel is temporarily closed, and we can only wait patiently for the system upgrade to be completed.

4. Recently, there have been too many frequent loans, resulting in long loans, many loans under the name have not been paid off, and the personal debt ratio is too high, so the system is worried about the instability of economic life and insufficient repayment ability.

5. Account security problems caused by expired authentication identity information or frequent login changes and constant modification of account information (such as changing mobile phone numbers, changing bank cards, etc.), resulting in system risk control.

If this type of online loan is overdue, it will have no impact on your personal credit status, but the online loan record will remain in the online loan big data. Search: Check your online loan history, overdue details of online loans, debts, dishonesty information, and online loan blacklists.

3. How to cancel the installment music?

You can self-cancel your installment account in the installment app, as long as you find the help center, and then choose how to cancel your account, so that users can self-cancel their installment account according to the prompts on the page.

After the installment account is cancelled, the user will no longer be able to use the installment account.

At the same time, after cancellation, it supports re-registration of installment account, and after registering the account, you need to pass the review to get the loan limit.

With the loan limit, it may not necessarily pass the loan review, and after passing the loan review, the user can finally use the loan.