What are the online loans that are not on the credit report?

Online loans that do not check credit are: 1. Easy borrowing: Easy borrowing generally does not look at the borrower's credit and liabilities. It has a loan amount of less than 1,000 yuan and a term of 14 days. 2. Signage loan: Signage loan generally only requires ID card.

No credit history is required, the loan amount is less than 20,000 yuan, and the use period is less than 3 months. 3. Pocket Flower: Palm Flower is a loan with a very low application threshold, and the amount does not exceed 5000

Aeva Online Loan is not a credit report. Avatar users can take out installment consumer loans within the limit. Little Elk does not look at the credit report, and the second instance is approved.

Amount: 1000-5000 yuan. Financial products with ultra-low interest rates and installment repayment are evaluated and reviewed quickly.

Online loans that do not collect credit have money, shopkeepers, loans at the speed of light, and it is easy to install. Next, Bian Xiao will give a brief introduction to these platforms. Introduction to the online loan platform without credit information1Money manager: The loan amount is 1,000 to 10,000 yuan.

Wallet Easy LoanWallet Easy Loan is a pure credit online loan platform, and it is also a loan opening without credit information. The maximum loan amount is 200,000 yuan, and the minimum loan amount is 10,000 yuan. Interest can be calculated on a daily or monthly basis.

This idea is wrong, the state has the central bank credit, and the enterprise has a hundred lines of credit. All the size of any loan, small bank or p to p, it has a credit report, and it will also be on the credit report, which has been the most basic operation for many years, and there is no gap to drill. If you don't pay back the money, you should give up as soon as possible.

It's not a lot, and there aren't many people who can apply for it. Don't think about it when you apply online in the future, and then the bank will refer to the big data score, although some are not on the credit report, but there is a Tongdun and the private system.

No, the general regular ones are on the credit report.

Not licensed or not qualified enough. Online lending, small loans and other products are not on credit reporting because they are not licensed or have insufficient qualifications, so they are not connected to the credit reporting system. This type of product increases the risk of the loan platform, and the corresponding loan product will also have a higher interest rate and a smaller amount.

Reasons for not being on the credit report:

1. The newly established corporate bank is not connected to the credit information system of the central bank. Access to the central bank's credit information system is a complex process, which has high requirements for the system, data volume, personnel, etc., and all conditions must be met before it can be officially accessed.

2. Those who have been connected to the central bank's credit information system will be suspended because of violations of relevant laws and regulations.

3. Individual credit products are not recorded in the personal credit report, such as provident fund loans, and some such products have not been included in the personal credit report in the past.

Online lending is borrowing money through the Internet. Borrowing money is not a civil dispute, and overdue online loans may have the following consequences:

1. Bear high overdue fees.

2. Bear the fancy collection of the platform.

3. The hand inspection will be sued by the platform in court. If the lawsuit is brought to the court, and the debtor fails to perform the court's judgment after the court judgment, the creditor can apply to the court for enforcement. In the course of the lawsuit, there may also be an application for property preservation, freezing the borrower's bank account, and seizing the vehicle and other real estate.

In the process of enforcement, the court will auction or sell the collateral or seize the property according to the creditor's application for compensation.

4. If the borrower has the ability to perform the judgment but refuses to do so, the situation may constitute the crime of refusing to enforce the judgment.

Legal basis] Article 677 of the Civil Code of the People's Republic of China, such as Article 15, the borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.