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This is an unsecured, unsecured loan. It is often understood as usury. It's best not to charge this kind of loan, because the interest rate is high and the interest is not cost-effective.
Now there are a lot of credit loans, which are almost empty, and regular banks can rest assured. If someone says it's empty, it's better not to take it, because it's a loan shark, and the interest is more than a dime.
Extended information: A short loan is a loan that the borrower can obtain without providing collateral or security, which can also be said to be a line of credit.
Credit refers to a loan issued on the credit of the borrower, and the borrower does not need to provide a guarantee. It is characterized by the fact that the debtor does not need to provide collateral or third-party guarantees, and can obtain a loan based on its own creditworthiness alone, with the borrower's creditworthiness as a guarantee for repayment. This kind of credit loan is the main form of lending for Chinese banks for a long time.
Due to the risks associated with this type of loan, it is generally necessary to conduct a detailed investigation of the borrower's economic benefits, management level and development prospects to reduce the risk. It is mainly applicable to enterprises (institutions) legal persons, other economic organizations and individual industrial and commercial households that have been approved and registered by the administrative authorities for industry and commerce and meet the conditions stipulated by the General Principles of Loans and the bank.
Loan Application Criteria:
1) For corporate customers with a credit rating of AA- (inclusive) or above, the provincial branch of a state-owned commercial bank may issue credit loans;
Second, in the past three years, the total profit of operating income accounting has continued to grow, the asset-liability ratio has been controlled in a good range of 60%, and the cash flow is sufficient and stable;
3.The enterprise undertakes not to set up mortgages (pledges) or provide external guarantees for others with its effective operating assets, or to obtain the consent of the lending bank before applying for mortgages (pledges) and providing external guarantees;
4) The enterprise has standardized management, and has no negative credit records such as debt evasion or interest arrears.
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Empty means that the borrower does not need to provide any collateral or guarantee to the lending institution in order to obtain the loan.
Empty means that the borrower does not need to provide any collateral or guarantee to the lending institution in order to obtain the loan. Generally speaking, most of the empty loans are through private lending.
The interest rate will be relatively high. Therefore, the applicant must pay attention to the annual interest rate given by the lending institution when applying for a vacant loan.
Exceeding 36%, the excess will be considered invalid interest rate and the borrower may not pay. A loan is a loan of monetary funds by a bank or other financial institution at a certain interest rate and on the condition that it must be returned.
A form of credit activity. Loans in a broad sense refer to the general term for loans, discounts, overdrafts and other lending funds. It is necessary to strictly examine the market access mechanism, examine the qualifications of some private lending institutions, and conduct a review of private banks that have a certain amount of funds and can operate in accordance with the law.
It can be dedicated to private financial institutions for a certain period of time. The interest rate of private lending should be more transparently managed, and we should fully consider the demand for lending to regulate this kind of private lending, and also need to incorporate our effective management methods, which can fluctuate up and down according to the qualification level requirements of lenders, and use some market competition to promote the development of lending standards. Introduce lending into the real economy.
The private sector has a lot of capital, and it needs to go there. However, we also need to enter the circular link of the real industry, so as to promote the sustainable development of the real economy. Rather than just wandering around as some free capital, it is better to use it legally and standardly.
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Online channels usually refer to channels on the Internet, products and services disseminated online or through the Internet; Offline channels are face-to-face methods to trade or disseminate products, services, etc.
Online, also known as online, refers to the life and business model of buying, selling, socializing, and disseminating based on the application mode of browser server application in the open network environment of the Internet.
Offline, also known as offline, refers to all activities that are carried out without relying on the Internet.
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Online mainly refers to various behaviors carried out on the Internet, relying on the network platform to use online marketing tools to promote product information and company information Offline mainly refers to various behaviors carried out by traditional **. Generally, it is cash or bank transfer, in person or ** transaction.
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Online is a variety of behaviors carried out on the Internet, and offline is a variety of behaviors carried out by traditional **.
Online channels include online transactions, online promotion, through online transactions, relying on online platforms to use online marketing tools for product information, company information promotion.
Offline channels include offline transactions and offline promotion, which are various transaction methods that use various traditional transaction processes in transactions with customers. If there is cash or bank transfer offline, face-to-face or ** transactions can be classified as offline transactions.
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Channel refers to the manufacturer's commodity pass.
Sell to a certain social network or business to different areas to achieve the purpose of sales. Therefore, the channel is also called the network.
Online channels include: online transactions, online promotion, and then through online transactions, relying on online platforms to use online marketing tools to promote product information and company information.
Offline channels: refers to all activities that include the direct sale of goods and services to end consumers for their personal and non-commercial use. Many establishments, such as producers, wholesalers and retailers, are engaged in the retail business. Whereas, most of the retail business is carried out by retailers.
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Online is in the network marketing, offline is the physical store marketing.
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Online channels should refer to the communication that was born with high technology, including television, radio, the Internet, etc.
Offline channels should refer to newspapers, local pushes, planes**, subway and other advertisements, Nanjing small shoemaker's supermarket platform, marketing activities and promotion, etc.
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Online activities refer to the process of relying on the network, initiating activities on the network, and carrying out all or most of the activities on the network, publishing activity information on the network, recruiting activity personnel, and carrying out activities on the network.
Offline activities, as I understand it, are some real-world activities as opposed to online activities.
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Online is mainly through the media of advertising, such as television, radio, newspapers and magazines, outdoor networks and other offline activities, public relations, roadshows, exhibitions, etc.
According to this definition and the interpretation of a certain 4a am, the activities are all offline.
If the online activity is guessed, it is "online", not "above the line", and if there is an online activity, it is estimated that it means "online activity".
Others are welcome to add.
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But media distribution and advertising are not activities in themselves! I'd love to hear something else, huh!
So what do you think is an online event?
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When I look at your "Thank You", I know that everyone is a fellow ......
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Online activities refer to the process of relying on the network, initiating activities on the network, and carrying out all or most of the activities on the network, publishing activity information on the network, recruiting activity personnel, and carrying out activities on the network.
Offline activities, as opposed to some real-life activities of online activities.
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Online marketing is to entrust the network marketing work that originally needs to be hired by the enterprise itself to be realized by the company in the form of a contract to a professional network marketing service provider. In this process, the network marketing service will give full play to its various professional advantages in technology, marketing planning, implementation, etc., and do its best to complete the predetermined goals to obtain the service fees paid by the enterprise.
Offline marketing is aimed at "online" marketing, mainly for the niche groups in the target market, providing immediate action incentives in a phased rolling manner, operating non-** advertising methods, and striving to achieve "one-to-one interaction" type of communication marketing methods.
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Online and offline means:
1. Online mainly refers to a series of situations and actions that do not occur face-to-face conversation and interaction through the use of virtual media such as the Internet.
2. Offline refers to a series of activities that actually happen, face-to-face, and person-to-person dynamics through the body, or things that really have a physical existence, which can usually be called offline. There are many different meanings in different scenarios, and it is difficult to interpret them concretely.
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Online mainly refers to a series of situations and actions that do not occur face-to-face conversation and interaction through the use of virtual media such as the Internet, for example, we often hear:"Eh, we'll talk online later! "That's what it means.
Offline can be understood as a series of activities that actually happen, face-to-face, and person-to-person through physical dynamics, or things that really exist physically, which can usually be called offline. For example, the common ones are social events, offline physical store sales, and so on.
Online and offline mostly refer to advertising planning and product sales, but with the increasing development of the Internet, especially the rapid development of e-commerce represented by Alibaba. The concept of online and offline has become extended, where online refers to various behaviors carried out on the Internet, such as online transactions and online promotion; Offline, on the other hand, mainly refers to the various behaviors carried out by the traditional **. For example, offline transactions and offline promotion.
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