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The new rural insurance is the abbreviation of the new rural social endowment insurance, which is relative to the rural endowment insurance carried out in various places in the past, the old rural insurance in the past is mainly the farmers' own payment, in fact, the mode of self-saving, and the biggest feature of the new rural insurance is to take individual payment, collective subsidy and subsidy combination of mode, there are three financing channels. In particular, the first financial subsidy to the local government, this subsidy is directly subsidized to the peasants. It is another major policy to benefit farmers, following a series of policies to benefit farmers, such as the abolition of agricultural taxes, direct agricultural subsidies, and new rural cooperative medical care.
Elderly people with household registration in rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive a monthly pension.
When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay and can receive a basic pension on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay premiums; If the payment is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years; If the payment is more than 15 years away from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years. The above are the relevant provisions for the implementation of the new rural insurance. How much money can be received after the age of 60 can be calculated according to the following formula according to the payment standard and payment period:
New Rural Insurance (60 years old for both men and women) monthly amount = ((total annual payment + 30) * payment period)) 139 + basic pension 55 yuan.
For example, if you pay $100 annually for 15 consecutive years, the monthly amount you will receive is calculated as follows:
Monthly amount = ((100 + 30) * 15)) 139 + 55 = RMB.
The more you pay, the greater the income, and with the continuous improvement of living standards, the basic pension will follow, and the money you get will be greater than this, I hope it can help you!! If you are satisfied, give a good review, thank you!!
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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It's very useful, and parents get it!
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The elderly in rural areas have less savings in their lives, so their pension problem will become a new problem, first of all, the subsidies in different provinces are not the same, and the insurance premiums that need to be paid in different provinces are also different, so the pensions received will be different. I've collected and sorted out the information for you, let's take a look.
How much is the monthly pension for 60-year-olds in rural areas
First of all, the cherry blossom subsidy is different in different provinces, and the insurance premiums that need to be paid in different provinces are also different, so the pension received will be different.
First, the monthly pension that 60-year-olds can receive is yuan.
The country's minimum payment standard is the minimum of 100 yuan a year, let the set of 100 yuan - 500 yuan after the five different payment grades, according to the time situation on the large city and add more payment grades, most of the provincial capitals of the minimum standard are to 1000 yuan a year, Beijing's highest standard is the highest 9000 yuan a year, so many payment standards to receive the pension is certainly different, but we focus on the analysis of the most basic level of the country's ordinary rural areas.
Judging from the most basic level in the rural areas of the country, the current payment fee is still 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year, while the annual subsidies given by the state are 30 yuan, 40 yuan, 50 yuan, 60 yuan, and 70 yuan respectively. According to the current reality, the minimum basic subsidy for the elderly over 60 years old is 55 yuan per month, which is also the level of most rural areas in the current poverty, and we use these data to calculate the current level of rural pensions.
According to the above data, if the 60-year-old pays the pension insurance according to 100 yuan a year, the monthly fee that can be received is 55 + (1500 + 450) 139 = 69 yuan; If you pay endowment insurance according to 500 yuan per year, the monthly fee you can receive now is 55 + (7500 + 1050) 139 = yuan.
Second, the basic pension in rural areas
Most of China's peasants have no habit of paying insurance premiums because of their low income levels, but the state will still pay fixed pensions to the elderly in rural areas. This pension is completely free of charge and can be received by anyone over the age of 60. This basic fixed pension is generally between 75 yuan and 100 yuan, and the standard in most areas is 75 yuan per month, so it will subsidize more than 800 yuan in a year!
From the above data, it is not difficult to see that the pension received by the elderly in rural areas will vary greatly according to the amount of payment, but basically between more than 60 and more than 100 yuan per month.
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Summary. Hello dear, you can get 120 yuan a month after retirement, and you can get 1440 yuan a year. We pay 500 yuan a year, and the cumulative amount after 15 years is only 7550 yuan.
Hello dear, you can get 120 yuan per month after retirement from agricultural insurance, and you can return to the family in a year to get 1440 yuan. We pay 500 yuan a year, and the cumulative amount after 15 years is only 7550 yuan.
Extension: 1. The insured person who goes through the retirement procedures should go through the retirement procedures at the Social Security Bureau one month before reaching the statutory retirement age (the month in which the insured person pays the full payment period) to go through the retirement procedures, and submit the relevant materials to the window of the pension service hall on the second floor of the Social Security Bureau on the 1-15th of each month (the government institutions -20 days (enterprise units) and go through the relevant procedures. 2. For retirees who meet the retirement conditions and pass the examination, the Social Security Bureau will allocate the pensions of the retirees to the pension passbook (card) of the Agricultural Bank of China opened by the retirees before the 15th of the next month of acceptance, and the retirees will collect the passbook (card) at the outlets of the Agricultural Bank of China with the passbook (card).
3. When handling retirement, personnel files (with deemed payment period) or labor contracts must be provided; Retirement Registration Form for Urban Employees (in duplicate); "Pension Liquid Insurance Handbook" and payment list (printed in the service hall on the third floor); Original and 3 copies of ID card; 3 1-inch bareheaded photos. Note: Within 3 months after receiving the pension, retirees can bring their ID cards and a 1-inch bareheaded photo to the socialized service window on the first floor of the Municipal Social Security Bureau to apply for a retirement certificate and receive a pension.
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Hello, first of all, thank you for your consultation, the pension that a 60-year-old can receive every month is yuan. The country's minimum payment standard is a minimum of 100 yuan a year, so that after setting up 100 yuan -500 yuan five different payment grades, large cities have added more payment grades according to the time situation, how much money is a rural pension per month to be based on the actual insurance participation situation, the rural pension monthly money and the amount of pension insurance you paid before is related, not a unified national standard. For example, the payment grade of endowment insurance can be divided into five grades: 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year, and the corresponding subsidy amounts of these five sedan books are 30 yuan, 40 yuan, 50 yuan, 60 yuan, and 70 yuan
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The money that can be taken one month after social security retirement is to calculate the personal account pension first, and then use the personal account pension plus the basic pension to equal the retirement pension that can be obtained. The pension is different according to the pension standard of retirees and the pension standards of various places, and should be calculated in combination with the pension and retirement regulations of the region.
Article 13 of the Interim Measures for the Retirement and Dismissal of Workers from Collectively-Owned Enterprises and Institutions shall be formulated by the Senchang people of the Revolutionary Committees of the provinces, municipalities and autonomous regions in accordance with these Measures and in light of the actual conditions of the collectively-owned units in their respective regions, and their remuneration shall not be higher than the standards set forth in these Measures.
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Tens of thousands of dollars a month.
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