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Recently, in 2020, the Rural Cooperative Medical Care (NCMS) was announced.
We can see from the payment standard that this year's individual payment standard has increased by 30 yuan compared with last year, from 250 yuan per person per year last year to 280 yuan, and our local area has reached 300 yuan per person. Moreover, the standard of individual payment is also increasing year by year, so that many farmers and friends say "I can't stand it", and even some places have broken off diplomatic relations because of this matter. Regarding this matter, some friends said that more than 200 yuan per person is acceptable, but a few people in a family together is a few thousand yuan, which is really pressure on some families.
Although the reimbursement ratio has been increased, for people who have not been sick and hospitalized for a year, it is a bit in vain to pay so much money in a year, so at this time, some people can't help but ask, why is the implementation of rural cooperative medical care to reduce the burden on farmers, but why the payment fee is increasing year by year? The reason why rural cooperative medical care is getting higher and higher is that the cost of medical care has increased. Think about it, at the beginning, it was only 10 yuan per person per year, because the conditions were poor and the cost was relatively low.
Nowadays, prices are rising rapidly, and medical expenses are also rising, which makes the national medical cost increase year by year, resulting in less and less money for medical insurance, so if the national medical insurance wants to have a normal turnover, it is necessary to adjust the amount of NCMS payment to maintain, not as before, otherwise we will suffer in the end. The second is that the reimbursement benefits are getting better and better. In terms of welfare, it is also obvious to all, because the national medical facilities are becoming more and more perfect, and the reimbursement benefits are constantly adjusted, in short, so that farmers can enjoy the maximum benefits.
In addition, the scope and overall level of rural medical insurance drugs are also gradually improving, and some common diseases such as hypertension are also being improved.
Outpatient medications for diabetes are also covered. Therefore, it is natural that the benefits will increase and the amount of contributions will increase year by year. Finally, there is the amount of the subsidy.
Don't look at the fact that our fees are rising year by year, in fact, this is only a small part, and the subsidies given by the state are the majority. Take last year, for example, each person paid 250 yuan per year, and the minimum subsidy standard given by the state was 520 yuan per person per year, and this year it was 280 yuan, and the minimum standard of national subsidy was raised to 550 yuan. At the same time, the state also takes into account the problem of poor households paying fees, so the state and local governments also implement special relief measures, such as the five guarantees.
Low-income households, poor households with registered cards.
and other special assistance groups, all of which can enjoy free medical insurance reimbursement benefits. To sum up, the gradual improvement of rural cooperative medical care is due to the increase in medical costs, the better and better reimbursement benefits, and the amount of subsidies. In this fat boy believes that we can not break off or not pay because of the annual fee.
Although the amount is ** year by year, the benefits we enjoy are also rising, so if there is no employee medical insurance personnel, it is best not to save the money of NCMS, after all, NCMS is also a guarantee. Friends, don't you say? Have you paid it, and how much have you paid this year?
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Yes, there is this provision for rural cooperative medical care, and the older you are, the more you will be reimbursed, and some of them are basically 100% all-inclusive when you reach a certain age.
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Rural cooperative medical care is not based on the level of the hospital where you are hospitalized, but the reimbursement ratio is based on the level of the hospital where you are hospitalized. For example, 90% of township hospitals and county hospitals may only report 80%.
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Is it true that the older you get, the more you get paid? This statement is wrong, the rural cooperative medical care is not reported more and more as you get older, and the reimbursement ratio is the same, regardless of age.
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There are regulations on the reimbursement ratio of NCMS, and it is not true that the larger the reimbursement ratio, the higher the reimbursement ratio. If you use drugs that are not covered by the reimbursement during the ** period, the reimbursement ratio will appear to be low.
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It doesn't mean that the older you are, the more you will be reimbursed, they will be reimbursed according to your condition and some medications.
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Rural cooperative medical care does not exist, and the older you are, the more you will be reimbursed, and the reimbursement is based on the type of disease and expense.
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This statement is not correct, and the reimbursement ratio is basically the same regardless of the age of the rural cooperative medical care.
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Hello friend, it's not that the older you get, the more you report, this is mainly related to your own condition, the course of the disease is different, and the reimbursement is not the same.
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Is it true that the older you get, the more you get paid? No, they are all reported according to tens of percent, not how old you are, they are all uniform.
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Rural cooperative medical care is not that the older the age, the more it is reported, but the bigger the disease, the more it is reported.
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Rural cooperative medical care is not reimbursed for the more you get older, but is reimbursed according to local regulations.
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As long as you pay for rural cooperative medical care, the reimbursement ratio is fixed and has nothing to do with age.
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Is Nanquan co-authored medical treatment older and older? The more you report? The issue of reimbursement for rural cooperative health care. It's not that the bigger the continuation, the more you report, but the more you spend, the more you report.
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In cooperative medical care is not the number of older is not, reimbursement age, so it does not matter, but just one is older, one is older and one is money.
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Is it true that the older you get, the more you get paid? I don't think so, it's the same as normal, and everyone is reimbursed the same.
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Rural cooperative medical care is to report more and more as you get older, so as to solve the worries of the elderly.
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Does rural cooperative medical care get older? The more you report, that's not the case. If you reimburse the local hospital, it should be higher, and if you want to transfer to another hospital, it should be less.
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The proportion of reimbursement for rural cooperative medical care is not linked. It depends on the level of the hospital. Generally speaking, municipal-level hospitals have a relatively low reimbursement ratio.
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That is to say, after reaching the normal statutory retirement age, as long as you meet the retirement conditions of medical insurance, you can no longer need to pay the corresponding medical insurance fees after retirement, and you can enjoy the reimbursement treatment of medical insurance for free for life.
However, the new rural cooperative medical insurance does not have the retirement conditions to enjoy medical insurance, so even if you reach the normal statutory retirement age, you still need to pay the corresponding fees until life, so the payment of the new rural cooperative medical insurance is lifelong.
Of course, the new rural cooperative medical insurance also has its characteristics, that is, its payment level is relatively low, and the financial also gives a certain amount of subsidies, for us personally, in fact, the cost of their own payment is not very high, about a year, only two or three hundred yuan this year, it is enough to complete the annual medical insurance payment.
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The minimum contribution is 15 years, and after 15 years of contributions and after the age of 60.
There is no specific payment period for rural medical insurance, and it is generally paid once a year. If the insured person pays the fee in the current year, he or she will not be entitled to medical insurance if he or she does not pay the fee in the following year. That is to say, rural medical insurance must pay insurance premiums every year, and you cannot enjoy medical insurance treatment if you do not pay, and rural medical insurance does not have the policy of enjoying lifelong medical insurance treatment after how many years of payment.
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Urban employee medical insurance, this kind of medical insurance can enjoy the retirement treatment of medical insurance, that is to say, after they reach the normal statutory retirement age, as long as they meet the retirement conditions of medical insurance, they no longer need to pay the corresponding medical insurance fees after retirement, and they can enjoy the reimbursement treatment of medical insurance for free for life.
The new rural cooperative medical insurance does not have the retirement conditions to enjoy medical insurance, so even if you reach the normal statutory retirement age, you still need to pay the corresponding fees until life, so the payment of the new rural cooperative medical insurance is lifelong.
The new rural cooperative medical insurance also has its characteristics, that is, its payment level is relatively low, and the financial also gives a certain amount of subsidies, for us personally, in fact, the cost of their own payment is not very high, about a year, only two or three hundred yuan this year, it is enough to complete the annual medical insurance payment.
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In rural areas, whether it is a newborn baby or an elderly person in his seventies or eighties, he or she has to pay the NCMS every year, and if he is hospitalized without paying the fee for a year, then he has to pay all the medical expenses himself.
There are very people who do not understand the problem of receiving money after the new rural pension insurance, and now the pension policy has been changing.
It is understood that the national new rural social endowment insurance is divided into 5 levels of annual payment standards, namely: 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan.
The Chongqing urban and rural residents' pension insurance originally only had 4 payment grades of 200 yuan, 400 yuan, 600 yuan and 900 yuan, in order to connect with the national standard and meet the needs of the insured objects with low economic income, the new policy added a minimum payment grade of 100 yuan.
Retaining the two grades of 600 yuan and 900 yuan, which are higher than the national standard, is to encourage more payment and more income, and to lay the foundation for gradually narrowing the treatment gap between various pension insurance systems.
Cooperative medical system
1. The number of people participating in cooperative medical care: refers to the actual number of registered people who have paid for individual cooperative medical care** and have enjoyed cooperative medical insurance as of the end of a specific time.
2. The benefit rate of the new rural cooperative medical care: the proportion of the number of people who have been compensated to the total number of people participating in cooperative medical care.
3. Population of Five-Guarantee Households: The data reported by the Civil Affairs Bureau shall prevail.
4. Poor population: refers to the agricultural population whose per capita annual income is lower than the national low-income poverty standard (in 2003, the per capita annual income was less than 882 yuan).
5. Extremely poor population: the agricultural population under the national absolute poverty standard (per capita annual income less than 637 yuan in 2003), and the poverty standard shall be subject to the figures published by the state on a regular basis.
6. Total outpatient expenses: the actual outpatient expenses incurred by farmers participating in cooperative medical treatment in designated medical institutions.
7. Outpatient compensation expenses: the actual compensation expenses received by farmers participating in cooperative medical treatment.
8. Total hospitalization expenses: the actual hospitalization expenses incurred by farmers participating in cooperative medical treatment in designated medical institutions.
9. Hospitalization compensation expenses: the amount of compensation received by farmers participating in cooperative medical treatment in hospitalization expenses.
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Answer: NCMS medical insurance, participate once a year, pay once a year, and enjoy it once a year. As long as you do not pay for one year, you will stop enjoying medical insurance. No matter how old you are, as long as you enjoy the reimbursement policy of NCMS, you must pay in time every year, of course, you don't need to handle it or don't need to pay.
The NCMS in rural areas is different from urban medical insurance, especially in terms of the number of years of payment, and urban medical insurance can enjoy lifelong medical reimbursement as long as it is paid for 15 years.
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There is no medical insurance card to pay medical insurance, and the so-called ** subsidy must be reimbursed only if you are hospitalized, and medical insurance is rising every year, and farmers can't afford to pay medical insurance.
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We strongly appeal that China should implement free medical care, and all Chinese citizens should receive free medical treatment, just like the socialist country of North Korea!
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Rural cooperative medical care until the age of 70 years old, the regulations vary from place to place, so please consult the local government for details.
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Whether it is a newborn baby or an elderly person in his seventies or eighties, he or she has to pay the NCMS every year.
When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance treatment for urban employees do not need to pay and can receive a basic pension on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay premiums; If the payment is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years; If the payment is more than 15 years away from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years.
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At what age do you not have to pay for rural cooperative medical care? Listen to what the old man has to say.
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NCMS medical insurance and endowment insurance are not the same thing, endowment insurance can enjoy pension treatment when you pay a certain age, NCMS medical insurance, one year has participated, one year enjoyed. Therefore, no matter how old you are, if you want to enjoy the NCMS reimbursement policy, you must pay in time every year.
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This cooperative medical care is regardless of age, according to the capitation, the whole family has to pay, but it is voluntary, and if you do not pay, you cannot enjoy the national medical subsidy.
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All the elderly people in rural areas who have reached the age of 85 should be taken care of by the policy, and it is natural that they should be exempted from paying medical insurance; they have worked hard all their lives for their family and country, and have suffered a lot, and when they are recuperating in their old age, they should be allowed to see the future development of the motherland and feel the warmth of the country.
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In Pingdingshan City, Henan Province, the elderly in Shilong District are all handing over.
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The current policy is that no matter how old you are, you have to pay if you want to vote, unless it is a special group, such as the minimum security and five guarantees.
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If you don't have social security, it is still recommended to pay.
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Majiazhuang Village, Majiazhuang Township, Wu'an City, Hebei Province, how old is the cooperative medical care, you don't have to pay it.
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The new rural cooperative medical insurance does not have the retirement conditions to enjoy medical insurance, so even if you reach the normal statutory retirement age, you still need to pay the corresponding fees until life, so the payment of the new rural cooperative medical insurance is lifelong.
At what age do you not have to pay for rural cooperative medical care?
The new rural cooperative medical insurance does not have the retirement conditions to enjoy medical insurance, so even if you reach the normal statutory retirement age, you still need to pay the corresponding fees until life, so the payment of the new rural cooperative medical insurance is lifelong.
Pay once a year, and enjoy medical reimbursement in the second year of payment.
With the development of modern society, people's living standards have gradually improved, and the living conditions have been infinitely satisfied, and people can enjoy more and more welfare systems provided by the state and society, which has facilitated people's lives and improved people's happiness index. Especially in the rural areas, more and more systems have been popularized in the rural areas, and a number of systems have been implemented in the rural areas that can reduce the burden on the peasants, and the peasants have shown a sincere smile on their faces. Rural cooperative medical care is an initiative that helps farmers to rest assured that they do not have to worry too much about costs in the process of illness. >>>More
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The specific refund process is as follows:
1. Open the 12366 tax service application; >>>More
Legal analysis: The new rural cooperative medical care can be used across provinces, but the reimbursement must be returned to the place where the household registration is located, and it cannot be reported across provinces. >>>More
Legal analysis: The new rural cooperative medical care can be used across provinces, but the reimbursement must be returned to the place where the household registration is located, and it cannot be reported across provinces. >>>More