How much do I need to pay a month to buy medical insurance for myself?

If you want to buy medical insurance for yourself, you need to pay 410 yuan a year. Generally, it can be paid from November of the previous year to April of the following year. This kind of medical insurance is an ordinary resident medical insurance reimbursement ratio is relatively small, if you want to pay employee medical insurance, there is no way.

Because this has to be attached to some units. Some people will be attached to the company of relatives and friends, and then pay the part of the unit and personal payment by themselves.

But if you don't have this channel, there's no way. There will also be some people who are affiliated with some companies in the society, but this is very dangerous, because it is not sure whether the company has such qualifications. And the law will not protect this, even if he deceives you, there is no way for you to sue him.

So the danger is still relatively large. And this is also a handling fee, not only you have to bear the part of the unit and the part of the individual payment, but also have to bear the handling fee for him. <>

Therefore, if you don't have these, you should try to cancel the ordinary resident medical insurance, but this medical insurance is more like a kind of serious illness insurance. Only serious illnesses such as cancer will be reimbursed, and if you are not hospitalized, you will not be reimbursed. Therefore, many people will add a commercial insurance in addition to such medical insurance.

Like accident insurance or something. In the event of an accidental injury, both accident insurance and medical insurance can be reimbursed at the same time. However, we must pay attention to the order of reimbursement, that is, we must first reimburse the commercial insurance, and then reimburse the medical insurance.

Because if the medical insurance is reimbursed first, and then the commercial insurance will be reimbursed, the part of the medical insurance reimbursement will be deducted. Therefore, the order of most people is to reimburse commercial insurance first. This way, you will be able to get more money.

Medical insurance is still very necessary, so that you can provide a guarantee for yourself when you are sick, so that you will not be impoverished due to illness.

1. How much do I need to pay a month to buy medical insurance for myself?

If it is social security, buying medical insurance for yourself is paying resident social security (including medical insurance) by yourself.

endowment insurance) medical insurance for urban and rural residents.

The required fee to be paid is at least 250 yuan per person per year, and the annual fee is 250 yuan in most areas, and some developed areas will charge a higher fee.

Medicare reimbursement. Expenses such as **, outpatient, drug purchase, and inpatient medical treatment can be reimbursed by employee medical insurance, and the reimbursement ratio is mainly 70%. to 90%, while the medical insurance for urban and rural residents can only reimburse the expenses incurred in outpatient and hospitalization, and the reimbursement ratio is 50%-70%.

If the medical insurance payment is normal when going to a designated medical institution for medical treatment, the expenses within the reimbursement scope caused by drugs, diagnosis and treatment items and medical service facilities can be reimbursed according to the proportion of expenses that exceed the minimum payment line and do not reach the upper limit. However, in some cases, there is no way to use medical insurance to reimburse them, including those that should be borne by a third party, those who should be responsible for public health, those who seek medical treatment abroad, and those who should be paid by work-related injury insurance.

2. How to pay social security for employees

Employee social security is the social security paid by the work unit, which is generally paid by the unit, and the small head is paid by the unit, and it is paid according to the proportion. If you pay employee social security, it includes pension, unemployment, medical, industrial and commercial, and maternity insurance.

At present, maternity insurance and the newly added nursing care insurance are combined.

Let's say your salary is 5,000 yuan in a third-tier city.

To pay social security, individuals need to pay medical, pension, and unemployment insurance.

The proportion of individual pension payment is 8%, that is, 400 yuan, the proportion of unit payment is 16%, pay 800 yuan, the proportion of medical individual payment is 2%, pay 100 yuan, the proportion of unit payment is 6% to 7%, a month is 300 to 350 yuan, the proportion of unemployed individual payment is the proportion of unit payment, and the rest of the work-related injury and maternity are paid by the unit.

It can be seen that the overall payment ratio of the unit is 24%, and the individual is to. If you have an annual salary of 60,000 yuan, you have to pay social security with your total income in a first-tier city.

The economy is more developed, the average social wage is higher, and the social security contribution base is higher.

and the proportion will also be higher.

You should generally pay about 1,000 yuan a month, but the price is not very high, mainly according to a local policy to decide how much to pay.

The policy is different every year, and the policy is different in each region, but in general, it is paid according to the number of years, and it should be about 200 400 yuan a year.

You need to pay between 300 yuan and 500 yuan per month. Because the cost of each insurance is different, and there are several grades.

The amount of money in each area is different, and it cannot be generalized, you can go to the local relevant departments to consult, so that you can know how much money you need to pay a month.

Clearly say what a year fee is said every month. Fart.

Hello, dear, according to your question as follows, medical insurance now individuals generally pay 250 yuan a month. First of all, the cost of employee medical insurance is jointly paid by the employer and the employee on a monthly basis, and according to the regulations on the payment of medical insurance for urban and rural residents, at least 250 yuan per person per year, and the annual payment fee is 250 yuan in most areas, and the cost will be higher in some developed areas. Secondly, personal medical insurance is mainly divided into two types: social basic medical insurance and commercial medical insurance.

Among them, social basic medical insurance: divided into two forms: on-the-job employees and flexible employment. Generally speaking, the proportion of the unit is 10%, and the individual needs to pay 2%, totaling 12%.

If an employee's salary is 5,000 yuan, the medical insurance premium that the employee needs to bear is 5,000 * 2% = 100 yuan. The basic social medical insurance for flexibly employed persons varies depending on the standards in different places. And commercial medical insurance:

The fee to be paid depends on the insurance company, the content of the policy, the number of years, etc.

How much do I need to pay a month to buy medical insurance for myself?

Hello! I'm glad to serve you, I'm Zhu Yiyi, a workplace co-mentor; First of all, whether you want to buy personal medical insurance or commercial medical insurance; 1. Personal medical insurance, whether it is based on the medical insurance standard of urban employees, if it is an urban household registration, it is about 500-600 per month, and if it is a rural household registration, it is 320 a year to buy urban and rural medical insurance; 2. Commercial medical insurance has a variety of insurance amounts corresponding to different compensation standards** and then dozens to thousands, and the purchase of commercial medical insurance needs to study the purchase instructions.

Hello, if you don't go to work, you have to pay about 200-500 yuan a month to pay medical insurance. Individual medical insurance refers to the use of various insurance tools to build their own medical security system, including social medical insurance and commercial medical insurance. By paying social medical insurance and supplementing commercial medical insurance, we can effectively build a personal medical security system and prevent risks.

The medical insurance suitable for individuals to purchase includes medical insurance for flexible employees, commercial medical insurance, new rural insurance, medical insurance for urban residents and medical insurance for urban and rural residents. Conditions for the eligibility of the medical insurance for flexible employees: 1

Part-time employees and other flexibly employed persons who do not participate in the basic medical insurance for employees at the employer; 2.Individually-owned businesses with no employees within the age range of employment; 3.Persons who have reached the statutory retirement age, but have not reached the number of years of monthly payment of basic pension insurance benefits, and continue to pay basic pension insurance premiums in this city.

It is understood that the general preparation materials are to bring the original and copy of the ID card, the original household registration book and the copy of the home page and the page of the person, and the recent bareheaded one-inch (cm) color **2, the first time to participate in the insurance must be handled by the person to the flexible employment window of the medical insurance center; In addition to the above procedures, non-local household registration personnel must also hold a residence permit issued by the public security department and an employment contract issued by the labor department, which must be handled by the medical insurance center in person. I hope mine is helpful to you! <>