What is the number of deductions for general medical insurance every month? Is there a fixed one?

The number of days of the monthly deduction is not fixed, it is only paid for a period of time. If you apply for a new social security card, that is, a new social security card that integrates the functions of a social security card and a bank card, you can apply for automatic deduction, and you can automatically deduct the fee within the specified period.

1. How can there be a deduction of bank card insurance?

There are two reasons for withholding bank card insurance premiums.

1. Social insurance deduction.

Social insurance is a system in which the State provides income or compensation to a population who has lost their ability to work, temporarily lost their jobs, or who have lost their jobs due to health reasons. Social insurance mainly includes endowment insurance.

Medical insurance, unemployment insurance, work-related injury insurance, maternity insurance.

It is commonly known as "five insurances and one housing fund."

The five insurances in it. Social insurance is compulsory. However, the bank card deduction method is only supported by the new social security card jointly issued by the bank and the social security bureau, which combines the two functions of social security card and bank card.

Ordinary social security cards do not support automatic deduction. That is, although you have not purchased insurance, it is very likely that you have applied for a new social security card and deducted social insurance fees.

2. Deduction of commercial insurance.

You may inadvertently click to buy commercial insurance, such as health insurance of 0 yuan in the first month, and do not see that you will continue to deduct the next month when you buy it, thinking that you have prostituted an insurance for nothing, but in fact you have fallen into the trap of the merchant. Or maybe your previous business insurance policy expires and automatically renews.

When this happens, don't panic. First determine which bank card deducted the premium, then go to the bank branch to check the details, find out which insurance company deducted the premium, and call the insurance company's customer service**.

Or go to the business branch for consultation, and under normal circumstances, you can surrender the insurance or cancel the automatic renewal.

2. How to apply for automatic deduction of medical insurance by bank card?

Social security bank withholding:

1. Individual insured persons hold their own ID cards.

and UnionPay card (to entrust the application, you need to hold the ID cards of both parties and the bank card of the entrusted person), go to the business processing hall of the Social Security Bureau to fill in the social insurance premiums of individual insured persons and entrust the bank to withhold and pay them.

Application form. 2. The staff of the window of the Municipal Social Security Bureau shall put forward review opinions according to my application.

3. For those who meet the requirements of bank withholding, the insured person shall take the application form to the designated withholding bank and sign the withholding agreement.

4. The withholding fee is withheld by annual payment, and the bank will notify the insured with a short message. The insured person is required to deposit the money on the bank card at the time specified in the agreement. After the bank withholding is successful, you can go to the individual collection window of the Municipal Social Security Bureau with your ID card to print the withholding invoice.

5. If it is necessary to change the type of payment insurance, grade, deduction account or terminate the payment information, the insured can go to the business processing hall of the Municipal Social Security Bureau with his identity document and the original agreement to re-fill the payment declaration form.

The number of days of medical insurance deduction each month is not fixed, it is only deducted for a period of time. For example, from the end of this month to the beginning of next month, under normal circumstances, there is no fixed day to deduct the fee, as long as the sufficient money is deposited in the bank card bound to the medical insurance account before the specified time, and it is good to deduct it, and you don't need to pay it yourself. <>

Because the medical insurance for urban and rural residents is paid annually, there is no such problem, only the medical insurance for employees and flexible employment is deducted on a monthly basis, and the biggest relationship with the individual is that the medical insurance for flexible employment personnel requires us to go to the bank to handle a bank card, which is specially used for the deduction of social security, as long as enough money is saved before the deduction time, so that the successful deduction will not affect the enjoyment of medical insurance benefits. <>

It is also quite convenient to pay and withhold with a bank card, no longer need to go to the counter to pay the fee as before, save queuing, save time and effort, the national policy is getting better and better, and the efficiency of medical insurance institutions is getting higher and higher, and the masses can save more time, effort and money.

Some insured persons may encounter unsuccessful deductions, which may be because the bank card does not have enough funds to deduct the fee, and there is also a situation in the bank card deduction, that is, some people feel that they may deduct the fee twice in a month, in fact, at the beginning of the month, it may be the payment of the previous month, and at the end of the month, the deduction is the payment of this month, so there is no contradiction, there will be no indiscriminate deduction of fees. <>

This is a welfare policy of the state, the deduction and payment are very formal, we do not need to have any doubts, if there is an unsuccessful deduction, it is because the card at that time may not have enough funds, so the medical insurance card must save enough money to be able to make the deduction successful, otherwise once the deduction is unsuccessful, the deduction is unsuccessful to reach more than two times, it may cause a record of broken payment, and the next payment may also need to wait for such a situation. Therefore, when the deduction is unsuccessful, you should still go to the medical insurance institution to inquire.

Generally, it is deducted in the middle of each month, so there is a fixed time, and this also warns some people to pay medical insurance on time and not to bring unnecessary trouble to themselves.

Generally, the fee will be deducted in the middle of each month. The deduction time for social security is in the middle of each month, but the specific day is not fixed.

Legal analysis: Deductions will be made from the 22nd to the 30th of each month. Medical insurance is included in social insurance, that is, the deduction of social security to the account means that the deduction of medical insurance.

The social security processing time is 1-20, the social security bureau will be transferred from the 22nd to the 30th (non-urban areas, the transfer time will be advanced to the 10th), and the monthly social security premiums are uniformly paid to the system account of the tax bureau, and then transferred to the personal account by the tax bureau, generally before the end of the month before the 30th.

Legal basis: Social Insurance Law of the People's Republic of China

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

Article 27 Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the State, and they will no longer pay the basic medical insurance premiums after retirement, and enjoy the basic medical insurance benefits in accordance with the provisions of the State; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

The automatic deduction of medical insurance premiums is usually from October to December every year.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Through the employer and individual payment, the establishment of medical insurance**, after the insured person is sick and incurs medical expenses, the medical insurance institution will give him a certain amount of economic compensation.

The role of medical insurance is as follows:

1. It is conducive to improving labor productivity and promoting the development of production;

2. Adjust income differences and reflect social fairness;

3. An important guarantee for maintaining social stability;

4. An important means to promote social civilization and progress;

5. An important guarantee for promoting the reform of the economic system, especially the reform of state-owned enterprises.

Legal basis

Social Insurance Law of the People's Republic of China

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state. Article 24: The State is to establish and improve a new type of rural cooperative medical system.

The management measures for the new type of rural cooperative medical care shall be stipulated by ***. Article 25 The State shall establish and improve the basic medical insurance system for urban residents.

The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 and minors from low-income families, etc., will be subsidized by **. Article 28 In line with the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards and medical expenses, emergency and rescue medical expenses, in accordance with the provisions of the State from the basic medical insurance **. Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit.

The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.

Legal analysis: Fees are usually deducted from October to December every year.

Social insurance medical insurance is generally paid on a monthly basis, and the deduction time is usually at the end of each month, generally around the 20th of each month.

Legal basis: Social Insurance Law of the People's Republic of China

Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual. The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.