How long does it take for Hubao to apply for mutual aid?

Under normal circumstances, after the mutual treasure is announced, the mutual aid payment of the current applicant user will be completed within 7 days from the cost sharing date of each period (the 14th and 28th of each month).

In the process of applying for mutual aid funds, if there is an objection to the preliminary review opinion, if the conditions are met, it may be submitted to the compensation panel for deliberation, and the compensation trial personnel will discuss and evaluate the case and make a conclusion on the case. After the announcement of no objection, everyone will share the one-time payment to the members.

Contribution amount per period = (mutual aid fund + management fee) Number of shared members.

Steps to apply for mutual aid funds:

1. Open Alipay and click "Me" in the lower right corner to enter the "My" page. Find Ant Insurance on My Page and click to enter.

2. Then click "Mutual Treasure". Then click on your name or profile picture to go to the plan details.

3. Then you will see your plan number and other information, and click "Apply for Mutual Aid".

4. Then the ** application page appears, and you can start filling in the materials, including who you are applying for, the current status of the members, the diagnosed disease, the confirmed hospital, the permanent address, the mobile phone number, the description of the case, etc.

6. After the submission is successful, just wait patiently.

After submitting materials for mutual aid funds, it needs to go through multiple links such as material review, investigation, and face-to-face interviews, and the review cycle is relatively long. Alipay will publicize the case on the 7th and 21st of each month, publicize it for 3 days, and if there is no objection within 3 days, Hubao will complete the payment of mutual aid funds within 7 days from the two cost sharing dates on the 14th and 28th of each month.

It should be noted that after submitting materials for mutual aid funds, it needs to go through multiple links such as material review, visit and investigation, and face-to-face interviews, and the review of mutual treasure mutual aid fund application is relatively strict, and it must be publicized for 3 days, and the insured can easily be found out if there is insurance fraud.

For a week, because the steps of his application were very troublesome, and he had to be reviewed, and he could only give the mutual aid fund after the review was passed.

It's a week's worth of time, because they also need to go through an in-depth review, as long as there are no objections.

The shortest hour, the longest day, the time to make money is uncertain, and you must repay the loan on time when you borrow money on the platform.

Yes, and it worked.

What should I pay attention to when visiting each other?

In addition to the information review for the members who apply for mutual aid, there will also be a face-to-face interview, if the interview is passed, after publicity, the mutual aid fund will reach the member's account within the specified time.

Under normal circumstances, the face-to-face interview is mainly to verify the illness of the member, and the patient can answer the interview questions truthfully and provide relevant information. In addition, Hubao will also entrust a third-party investigation company to go to the hospital for door-to-door investigation to ensure the compliance and authenticity of the claim case and put an end to insurance fraud.

Precautions for adding mutual treasure:

1. You must read the health notice carefully when joining, and you cannot join if you do not meet the health notice; If you need to take medication for more than 30 consecutive days or be hospitalized for more than 15 consecutive days due to illness in the past two years, it is not eligible.

2. If it is verified that the health status does not meet the health requirements, it will lead to automatic withdrawal from the plan, unable to obtain mutual assistance, and the shared amount will not be refunded.

3. In order to prevent the risk of joining the company with illness, the waiting period of the mutual aid plan is 90 days. Generally speaking, if you are in good health, the threshold for joining Hubao is very low, and the amount of money apportioned is about 200 yuan per year, but it is unpredictable how the amount will change in the later period, so you can determine whether to join according to your actual situation.

It takes seven working days for Hubao to apply for mutual aid.

The 7th and 21st of each month is the publicity day of the case, and after the interview and the review is passed, it will be included in the list of the latest publicity date, and the publicity period is 3 days, and after the publicity is completed, it will enter the list of cases on the 14th or 28th of each month, and the mutual aid will be paid within 7 days after the sharing date.

Members of the mutual aid plan who participate in the mutual aid plan need to submit relevant information (including identity documents, disease diagnosis certificates, etc.) to apply for mutual aid, and after the platform investigation and review, the case will be publicized, and after passing, all members of the mutual aid plan will share the mutual aid fund.

Hubao adopts the mutual aid model of "one person is sick, everyone pays". In layman's terms, online mutual aid is equivalent to building a large user group, pooling the strength of many people to help sick members tide over difficulties. If a member suffers a serious illness, the others will share the medical expenses equally, and in the same way, they can also get the corresponding mutual aid fund if they encounter a serious illness.

Legal basis] Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth. Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them. Article 5: The people at or above the county level shall include social insurance undertakings in their national economic and social development plans.

The state raises social insurance funds through multiple channels. The people at or above the county level shall give necessary financial support to the social insurance undertakings.

The state supports social insurance through preferential tax policies. Article 6 The State shall exercise strict supervision over social insurance.

and the people of provinces, autonomous regions and municipalities directly under the Central Government to establish and improve the supervision and management system of social insurance to ensure the safe and effective operation of social insurance.

The people at or above the county level should take measures to encourage and support all sectors of society to participate in the supervision of social insurance.

Diabetes cannot be added to Hubao, and in the Hubao Health Requirements Confirmation Clause, it is clearly stated that "natural persons who intend to join Hubao must have no diabetes in the past or at present", so people with diabetes do not meet the health requirements.

If a diabetic person joins Hubao, it is a sick insurance, and once he is diagnosed with a malignant tumor or one of the 99 major diseases, Hubao will not make a claim and cannot get mutual aid.

You mean Alipay's mutual treasure! Conditions for joining Mutual Treasure.

1. Age greater than or equal to 30 days and less than 59 years old.

2. Sesame Credit score is greater than or equal to 650 points.

3. Ant members.

4. Be in good health.

Please note that if you look at the fourth point, you are not eligible, diabetes can cause various complications.

1. Open Alipay, enter your personal homepage, and click Ant Insurance.

2. After entering Ant Insurance, the first one is mutual insurance, and if you have joined before, click [Join for your family].

3. Click anywhere in Mutual Insurance.

4. Then the protection details interface will be opened, and you will be able to see the [Apply for Mutual Aid] function, click Start Claim.

5. Before applying for mutual aid, some application instructions will be prompted, including requirements and application process, click [Apply Now] at the bottom after understanding.

7. Start filling in the relevant materials, including name, ID card, illness, etc.

8. After filling in, click [Submit Information], then submit relevant materials, and finally wait for review to apply for mutual aid.

How to apply for assistance from the mutual treasure in Alipay?

After joining the mutual insurance, if the income is heavy and meets the terms of the insurance, then it is okay, go to the insurance company to make a claim, and the insurance staff will generally pay according to the actual situation.

After the 90-day waiting period, you can apply in two ways, the first is to call them manually**95188, and the second is to enter, the home page of Mutual Treasure, click on the applicant's name, and click on the plan details page to apply.

Many people should have discovered that Alipay has an additional function of mutual insurance, in which you can apply for mutual aid, how to operate, you can take a lookSoftware EmperorThe first step is to open Alipay on the mobile phone, enter the mutual treasure interface, click on the 300,000 yuan mutual aid fund, the second step, after entering, click to apply for mutual aid, the third step, after entering the mutual aid application process interface, see the first report and application, then review and publicity, and finally apportionment and payment, click I want to report, the fourth step, after entering, click on the ** service below, as shown in the figure below:

The fifth step is to dial ** and contact the human customer service to report the case and apply for mutual aid

If you join the critical illness of mutual treasure, and it is a disease within the scope of insurance, once diagnosed, the funds can be received within 1 to 10 working days, of course, you have to report to the insurance company.

After submitting the information, the interview will be conducted within five working days, and the mutual aid fund will be received within 10 days.

The terms of the mutual aid agreement do not clearly stipulate how long it will take to get the money after applying for mutual aid, so when the members who join the mutual treasure apply for mutual aid from the mutual treasure, how long they can finally get the money depends on the actual collection time.

At present, because it takes time for Mutual Treasure to review, investigate, publicize, apportion, and then pay mutual aid, and the time for investigation is uncontrollable, the time for review, publicity, apportionment and the time for payment of mutual aid are controllable, so this leads to Mutual Treasure not clearly stipulating how long it takes to get money after applying for mutual aid.

To put it simply, the review process of Mutual Treasure is: sick members report and submit application materials - case review - investigation and review - case publicity - member sharing - mutual aid payment.

Among them, the case review is completed within 30 working days; The investigation and review is difficult to determine due to the different cases and the different time it takes, but it should not exceed 30 days; The case announcement is on the 7th and 21st of each month, and the member sharing is on the 14th and 28th of each month; The payment of mutual aid is completed within 7 days from the date of apportionment of each instalment.

Therefore, in general, it is speculated that after applying for mutual aid funds, Hubao can get the money in about three months at the earliest, and the money in about two months at the earliest.

I just helped you inquire, according to relevant information, this has to be approved for a process, and it will take three months.

The materials required for the application include, but are not limited to:

1) Application for mutual aid funds.

2) Valid ID documents of the applicant and the sick member.

3) To apply for another person, it is also necessary to provide the proof of the relationship between the applicant and the sick member and the power of attorney 4) There is a certificate of disease diagnosis issued by a specialist doctor of the hospital, as well as a medical record microscopic examination, blood test and other scientific method test reports issued by the hospital related to the disease diagnosis certificate.

You click in, apply, and it will give you the details.

About two months.

Case. Apply for Mutual Treasure on July 6th.

The preliminary examination was passed on July 20.

On August 11, the case was approved.

On August 11th, the public review is under review (at this stage, there is no need to worry, your case will definitely pass).

On August 21, the public review is under review (publicity date)1

September 7 Announcement review (publicity date) 2

On September 19th, the public review was approved - to be announced.

On September 21, the case was publicized (formula date) 3

On September 28, I received a payment from Alipay to expand the information.

1. What is mutual treasure?

Mutual Treasure is a serious illness mutual aid program launched on the Alipay app on October 16, 2018, and is the world's largest mutual aid community. According to the concept of "one person is sick, everyone shares", after joining the eligible members, if they encounter a major illness (99 serious diseases + malignant tumors + specific rare diseases), they can apply for a mutual aid fund of 300,000 yuan or 100,000 yuan, and the cost will be shared by all members to share the risk of serious illness.

Members participating in the mutual aid plan, such as the number of believers to apply for mutual aid, need to submit relevant information (including identity certificates, disease diagnosis certificates, etc.), after the platform investigation and review of the case publicity, after the approval, all members of the mutual aid plan jointly share the mutual aid fund.

2. How to apply for mutual aid.

1.The first step is to open Alipay on our mobile phone, go to the mutual treasure interface, and click on the 300,000 yuan mutual aid fund.

2After the second step is entered, click Apply for Mutual Aid.

3. After entering the interface of the mutual aid application process in the third step, you can see that you will report and apply first, then review and publicize, and finally apportionment and payment, and click I want to report.

4 Step 4 After entering, click on **Service below.

5. The fifth step is to dial ** and contact the customer service to report the case and apply for mutual aid.

Operating environment: Huawei Honor 30S Harmony OS

Alipay version number.