Do urban residents over the age of 60 still need to pay basic medical insurance?

This should be divided into two situations, if you are a retiree over 60 years old, you have previously paid for employee medical insurance. This kind of medical insurance is paid on the first day of January, and it will increase with the increase in wages, and the reimbursement enjoyed is relatively large. After retirement, there is no need to continue to pay basic medical insurance.

, you can directly enjoy reimbursement with your retirement certificate and corresponding documents. If you are a town resident over the age of 60.

Previously freelancer.

It is the medical insurance for urban and rural residents. This kind of medical insurance is paid once a year, that is to say, if you pay for one year, you will not enjoy any protection if you do not pay the fee, and you must pay 100% of the medical expenses. At this time, it is necessary to continue to pay basic medical insurance after the age of 60, which cannot be exempted.

In fact, there are three main types of medical insurance, the first is the New Rural Cooperative Medical System.

The main reason is that the fees paid by people in rural areas are relatively low, and the reimbursement rate is not particularly high. This NCMS can only be reimbursed when you are hospitalized, and cannot be reimbursed if you do not go through the hospitalization procedures. However, different regions have different regulations, and it mainly depends on what the local hospital does.

The second type is employee medical insurance, which is purchased by the unit and the company for employees, and is mandatory. The third type is medical insurance for urban and rural residents, which is also paid once a year, but the cost is a little higher.

In fact, many residents do not know much about medical insurance, so they think that it is related to the pension insurance in social security.

It's the same. It may be that the relevant personnel did not make it clear when urging residents or villagers to pay the fees, which will lead to misunderstandings between the two parties. It is also hoped that the relevant staff can go to the community or village to hold some information sessions, so that people can know more about basic medical insurance.

It can be seen that it is still good to work in a company, only need to pay a part of the money, the company will subsidize a little, and you don't need to pay after retirement.

If you feel that your body is particularly good, you can not pay it this year and pay it next year, so that you can also save some money.

The elderly over 60 years old need to pay medical insurance, but do not need to pay pension insurance, but should be decided according to the specific situation and local policies, and some people over 60 years old do not need to pay medical insurance.

It depends on the situation, if you have paid for more than 25 years, then you do not need to pay, if you have not paid for 25 years, you need to pay.

There's no need anymore. Just have one insurance, you can get a good reimbursement in life, there is no need to pay two insurances, this kind of behavior is simply a waste of money.

Whether the medical insurance is paid after the age of 60 depends on the situation.

Only a small percentage of people over the age of 60 do not need to pay for health insurance, but not all 60-year-olds do not pay for health insurance. According to the relevant regulations, retired employees who have five insurances and one housing fund do not need to pay after the age of 60, and in addition, for the elderly with family difficulties or five insurance households, the state will also exempt the payment of medical insurance after the age of 60. It should be noted that urban medical insurance is an insurance that is paid once a year, and it is the insurance that guarantees the basic pension and medical care of urban residents, and is the most basic guarantee.

Medical insurance refers to social medical insurance. It is the basis of the state and societyLaws and Regulations, a social insurance system for the basic medical needs of workers in the event of illness. The personal account of medical insurance is set up according to the basic medical insurance policy and is specially used to store the funds allocated in a certain proportion of the medical insurance premiums paid by the insured and the payment of the employer, which refers to the special account for the medical consumption of the year.

Funds in the personal account are used to cover the out-of-pocket costs of medical treatment and drug purchases.

Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Urban residents over the age of 70 are also required to pay medical insurance. For the elderly over 70 years old, medical insurance needs to be paid by themselves, and the older they are, the more they should pay. If you stop paying the domestic medical insurance premiums, you will not be able to enjoy the reimbursement treatment of medical insurance.

Medical insurance generally refers to basic medical insurance.

It is a social insurance system established to compensate workers for economic losses caused by the risk of illness. Establish medical insurance through employer and individual contributions**.

After the medical expenses incurred by the insured person for medical treatment are sick, the medical insurance institution will give them a certain amount of economic compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of the unit and the members of the society, coupled with the first funding, which can enable the sick members of the society to obtain the necessary material help from the society, reduce the burden of medical expenses, and prevent the sick members of the society from "becoming poor due to illness".

The online payment process for medical insurance is as follows:

1. Log in to the official website of the local tax bureau where the medical insurance is located, click to enter the "Online Tax Office", and click the "Self-service Payment" module after registering and logging in;

2. Click to inquire about the amount to be paid, and bind the bank card to confirm the payment;

3. After the online self-service payment is completed, the payer can check the payment status in real time through the official website of the local taxation bureau, and if the tax payment certificate is required.

You can print the payment record and go to the tax office of the local local taxation branch to handle the tax payment business.

In addition, many banks have also opened online payment channels for medical insurance, such as China Construction Bank, Industrial and Commercial Bank of China, etc., you can log on to the bank's official website and click on "Medical Insurance and Social Security Payment."

Function"-"Urban Residence Searching for Medical Insurance.

Online Payment Platform", enter the medical insurance number and name, click on the query, and pay according to the amount. Some regions have also developed apps for paying medical insurance, which can be consulted with local service platforms.

The employer will pay medical insurance to the employees, and the cost is jointly paid by the employee and the company, and the individual contribution ratio of general medical insurance is 2%, and the unit contribution ratio is 8%. The payment ratio may be different in different regions, please refer to the local payment standard.

Medical insurance can provide basic medical protection to the insured, and the insured should not stop paying without special circumstances, otherwise it will affect the treatment of medical insurance.

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Summary. Seniors over 60 years old who have reached the local regulations can not pay, and those who have not reached the deadline must pay to the specified number of years in order to enjoy the basic medical insurance benefits.

Do urban residents over the age of 60 still need to pay basic medical insurance?

Is there a payment period for medical insurance for urban residents?

The minimum payment period for medical insurance for urban employees is 25 years for men and 20 years for women.

Is there a maximum payment period for urban residents' medical insurance, and is the annual payment cumulative?

The years of medical insurance can be cumulative, and the policies in different regions are different, some of them have a cumulative payment period of 30 years, and some have 25 years, 20 years, and 15 years. As long as you pay social medical insurance to meet the cumulative number of years of payment, you can enjoy the benefits of medical insurance without paying any more fees after retirement. In some areas, the number of years after the end of medical insurance will be cleared, and in some areas, the payment period will still be retained after the end of medical insurance.

I'm asking about health insurance for urban residents and not for employees?

The medical insurance for urban residents is paid once a year, and the payment is guaranteed for one year, so the medical insurance payment period will not be cumulative, and the medical insurance treatment will not be able to be enjoyed if the payment is broken.