What is the mentality of people who borrow money to buy a car, and what do people who take out loans

Comparison psychology, especially in rural areas, many families will have a comparison mentality. The person next door who bought a new car is particularly convenient to drive every day, but some families are envious of it. It's a little better to be a child, but the comparison psychology of the older generation is especially significant.

To support their son to buy a car, of course, they will also use most of the funds to support the child, but for a person who has just started a family, it is still difficult to come up with tens of thousands of yuan in expenses, so they will borrow money.

People who borrow money to buy a car are people who have a lot of vanity and pay more attention to face.

Not everyone who borrows a car is ignorant, the mentality of people who like to borrow a car is different, it depends on what kind of person they are, some are the kind of people who are very reliable, they usually don't open their mouths, and if they put it up, there must be difficulties in using the car, if the car is free, then you can lend it to him. And most people borrow a car not because they really need to use the car because they have difficulties, but just for their own convenience, if this is the case, find a reason to euphemistically refuse, borrowing a car is "borrowing urgency not borrowing convenience".

Some people like to borrow a car is a convenience, thinking that this is a borrowed car, not their own, no need to feel distressed, step on the accelerator to the end, no matter what the road conditions are, it is a word rush, encounter such a person to borrow a car must learn to refuse, so as not to cause unnecessary trouble.

The car broke down

If you don't want to borrow a car and say that the car is broken and you need to repair it for a period of time, you must think in advance that it is broken, and you must be confident that the uncontrollable factor that the car is broken will be accepted by the person who borrowed the car.

Insurance expires

The expiration of insurance is also a good excuse for refusing to borrow a car, and friends should always not know the insurance period, so that the reason can be a good reason to refuse to borrow a car, and you can tell him that there is no way to underwrite the problem.

The family disagreed

If you don't want to lend a car to a friend, you can push it on your family, and it is normal for your girlfriend or wife to be in charge, so you can tell your friend that borrowing a car will make your wife or girlfriend angry, so that others will believe that borrowing your car to drive will cause problems in your relationship, so that you refuse to borrow a car.

Reliable people borrowing cars will do this

1. When borrowing a car, you will be cautious when driving to avoid scratching;

2. If it is used for a long time, it will report safety to the owner;

3. In case of scratches, the owner will be honestly informed and repaired;

4. When returning the car to the owner, the oil will be filled up and the vehicle will be cleaned up;

5. The license plate number of the car will be written down, and the traffic violation record will be checked in the following 1-2 months, and if there is, the corresponding punishment will be borne by the initiative;

6. Return the vehicle within the agreed time.

Summary. Hello, dear, the car master will serve you, attentively, carefully and attentively answer for you, find the corresponding problem solution and solution for you, and will definitely provide you with a satisfactory answer! We hope you find this answer helpful. 。

Hello friend, if you buy a car today, if you don't have enough money, then you can borrow money from your friends, it's no problem.

First, this depends on the relationship between friends, if the relationship is particularly in place, there will be no other way to borrow money.

Second, if you don't know each other very well, then the loan money may not be lent to you.

Third, if there is a lot of difference, it is recommended to apply for installment.

Hello, dear, the car master will serve you, attentively, carefully and attentively answer for you, find the corresponding problem solution and solution for you, and will definitely provide you with a satisfactory answer! We hope you find this answer helpful. 。

Hello friend, if you buy a car today, if you don't have enough money, then you can borrow money from your friends, it's no problem. First, this depends on the relationship between friends, if the relationship is particularly in place, there will be no other way to borrow money. Second, if you don't know each other very well, then the loan money may not be lent to you.

Third, if there is a lot of difference, it is recommended to apply for installment.

Hello, nowadays life needs, car loans are very common. The way to buy a car with a loan can be much more discounted, which is mainly reflected in the loan interest. The lower the interest, the less fees you pay and the more money you save.

Loan object: The borrower must be a permanent resident of the place where the lending bank is located and have full capacity for civil conduct.

Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; A third party who can provide recognizable assets as collateral or pledge, or a third party with sufficient solvency can act as a guarantor to repay the principal and interest of the loan and bear joint and several liability.

Loan amount: The maximum loan amount is generally not more than 80% of the purchase price of the car.

Loan term: The term of auto consumer loans is generally 1-3 years, and the longest is not more than 5 years.

Loan interest rate: Uniformly set by the People's Bank of China.

Loan repayment method: You can choose the one-time principal and interest repayment method and the installment repayment method (equal principal and interest, equal principal).

1. What do people who buy a car in full think?

Buying a car in full is still very common in China, one is because a large number of people don't like the taste of debt, and the other is that many people think that taking out a loan to buy a car is unreliable, and it is much more expensive than the total price of the car. Therefore, many "local tyrants" who buy cars in full would rather borrow money from relatives and friends when they are short of money, rather than take out loans to buy cars.

In fact, there are two kinds of people who buy a car in full, the first is a local tyrant who is not bad for money, because buying a car in full is the most worry-free and labor-saving method, let's not talk about this kind of person for the time being. The other kind of person decides to buy a car in full after knocking on a small abacus, because buying a car in full can indeed save a sum of money than buying a car with a loan, and you don't have to think about monthly repayment, you don't have to pay those extra handling fees, and no one can say what will happen in the future, anyway, you can grab the benefits in front of you first!

When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.

Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.

It's better to borrow money to buy a car than to buy it with a mortgage.

Borrowing money owes favors.

I think it's better to borrow money than to take out a loan, and it's better to take out a loan if you have a regular job

Within 50,000 yuan, I can lend.

That's not it, with the backing of the bank, I don't owe favors.

It is best to borrow money if you can borrow it, and the loan will generate interest.

Application conditions for buying a car with a mortgage:

Have a valid identity certificate and have full capacity for civil conduct;

Able to provide proof of fixed and detailed residential address;

Have a stable job and the ability to repay the principal and interest of the loan on time;

Personal social credit is good;

Hold a contract or agreement for the purchase of the car approved by the lender;

Other conditions stipulated by the cooperating institutions.

Borrowing money to buy a car is more cost-effective, saving handling fees and interest.