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We all know that Mutual Treasure is a very close to our life insurance, there are more and more people involved in it, I have to say that the review of Mutual Treasure, publicity is a very long time, generally speaking, it has to go through multiple links such as material review and investigation, face-to-face interviewThere is no specific time limit for the specific review timeWe need to be patient and hopefully everyone will know that.
We all know that insurance also has a very good meaning for our personal life, we can also choose to buy some insurance in our daily life to protect our lives, if we are younger, you can buy some accident insurance, so that we can generally come when we have a parry, I hope everyone can know this.
At the same time, for Mutual Treasure, after the investigation is completed, Mutual Treasure will review and finalize the mutual aid case, on the 7th and 21st of each month. Mutual Treasure Conference publicizes the case to accept social supervision and reporting, which can be seen that every penny of his money can help people who really need help, and I hope everyone can participate in it, but it has to be said that Mutual Treasure is not a simple charity, in order to maintain the mutual aid operation plan, Mutual Treasure will charge 8% of the management fee, and the case investigation products, operational technology work, our premiums are also diversified, I hope everyone can know this.
What we need to pay attention to in our daily life is that we must carefully read the health requirements of Mutual Treasure before joining the Mutual Treasure, the membership rules and other content, only if you meet the conditions can you join again, if you have a problem with your own body, then there is a fraud in the behavior, we need to pay attention to the fact that you must let yourself have a good body in daily life, I hope everyone can know this, we also believe that more and more people will actively invest in the Mutual Treasure. I have to say that the premium of mutual insurance is also rising year by year, if you want to insure, you must do it as soon as possible.
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The case publicity date of Hubao is the 7th and 21st of each month, and the case publicity period is within 3 days from the date of publicity. About a month to two months or so. It may be that there are some links that have not been reviewed clearly, so I still haven't seen it.
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Their review time is also very long, each one is a different time, and it will be approved in about a month. It may not be approved, you can wait patiently for a while.
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The exact timing cannot be determined, depending on the complexity of the case. Because your case is more complicated, it is under review and has not been publicized.
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Personally, it generally takes about a month, if you haven't seen the public case for a month, you can call customer service to ask about the specific situation.
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Generally speaking, it is necessary to go through multiple links such as material review, visit and investigation, face-to-face interview, etc., and the specific review time is not time-specified, so we need to wait patiently.
Publicity mechanism: After the investigation is completed, the mutual treasure association will review and finalize the mutual aid case. On the 7th and 21st of each month, the Mutual Treasure Association publicizes the case and accepts social supervision and reporting.
The system of access, investigation, review and publicity ensures that each case of Hubao complies with the rules of mutual aid, so that every penny of mutual aid funds can help those who really need help.
Product mechanism: Mutual treasure mechanism introduction: professional, strict access, investigation, publicity mechanism.
1. Access mechanism: In order to ensure the healthy and long-term operation of the plan, Hubao has set up rules such as "Health Requirements", "Membership Rules" and "Terms of Mutual Aid Plan". There is only one criterion for whether a member can receive mutual aid when he or she is seriously ill:
Whether it complies with the rules of mutual aid. As long as the rules of the plan are met, Mutual Treasure will be rescued, and no one will be missing. If you don't meet the rules of the program, you won't be able to get the grant.
2. Investigation mechanism: Each mutual aid case will be strictly investigated by a professional investigation agency. The content of the investigation includes the applicant's illness and medical treatment, and the applicant's previous medical records, so as to ensure that the user meets the "Health Requirements" and mutual assistance conditions of Hubao.
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Abstract Mutual Treasure publicity review does not mean that it has been passed, the publicity period of Mutual Treasure case is 3 days, if the publicity period has passed, and the public has no objection to the case, then, the platform will pay the mutual aid fund within the agreed period.
Is there a failure in the review of the mutual treasure publicity, and whether the mutual treasure publicity audit is basically passed?
The publicity period of the mutual treasure case is 3 days, if the publicity period has passed, and the public has no objection to the case, then the platform will pay the mutual aid fund within the agreed period of the terms.
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The publicity date of Hubao is the 7th and 21st of each month, and after the review is passed, it can be publicized on the 7th or 21st, and the case publicity period is 3 days. During this period, all members of Hubao can view the applicant's disease information, investigation process and results, and if there is no objection, they can initiate a claim after the publicity period is over.
How long does it take for Mutual Treasure to pass the review and publicity?
Hello, I have seen your question, and I am sorting out the answer, please wait for a while The publicity date of the mutual treasure is the 7th and 21st of each month, and after the review is passed, it can be publicized on the 7th or 21st, and the case publicity period is 3 days. During this period, all members of Hubao can view the applicant's disease information, investigation process and results, and if there is no objection, they can initiate a claim after the publicity period is over.
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It takes a few days for the mutual treasure publicity review, and there is no explicit provision at present. After submitting materials for mutual aid funds, Hubao needs to go through multiple links such as material review, investigation, and face-to-face interviews, and the review cycle is relatively long. Alipay will publicize the case on the 7th and 21st of each month, publicize it for 3 days, and if there is no objection within 3 days, Hubao will complete the payment of mutual aid funds within 7 days from the two cost sharing dates on the 14th and 28th of each month.
When applying for mutual aid funds, if there is any objection to the preliminary opinion, and at the same time, if the relevant conditions are met, you can also apply to the compensation panel for deliberation, and the compensation trial personnel will discuss and evaluate the case and make a conclusion on the case. After the announcement of no objection, everyone will share and pay for the last time.
Extended Materials. 1. What are the basic principles of the Mutual Compensation Panel?
1. Integrity. The applicant, the investigation and review agency entrusted by the member company (hereinafter referred to as the "investigation agency"), and the compensation adjudicator shall provide information and express opinions in accordance with the principle of good faith, and shall not provide false information or obstruct or influence the composition of the compensation panel and the deliberation of the case through illegal means.
2. Impartiality. All compensation judges shall vote objectively and impartially on the compensation case.
3. Transparency. The information of the compensation case, supporting materials, voting results and mutual aid payment will be displayed to the members of Mutual Treasure after desensitization.
2. What is the use of joining the Mutual Treasure Compensation Panel?
The Mutual Treasure Compensation Judge is to discuss, deliberate, comment on and make a conclusion on the disputed cases of Mutual Treasure. Joining the panel allows you to consider and vote on contentious cases with other panelists.
If you want to join the Mutual Treasure Compensation Panel, you must have joined the Mutual Treasure for more than 30 days, and have already shared the mutual aid fund, and then pass the certification exam to join.
3. What is the concept of Alipay's compensation jury?
At present, Hubao advocates that the compensation adjudicator maintain the following concepts when considering cases:
1. Be able to carefully read the details of the case and focus on the issues in dispute between the two parties;
2. Be good at asking questions when you have any questions about the case;
3. Be honest and trustworthy. In the spirit of mutual trust and mutual assistance, provide information to express opinions, participate in the discussion and evaluation of cases, and respect and prudently exercise the right to compensate for trial.
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There is no specific time limit for the specific review timeAccording to the concept of "one person is sick, everyone shares", after joining the eligible members, if they encounter a major illness (99 serious diseases + malignant tumors + specific rare diseases), they can apply for a mutual aid fund of 300,000 yuan or 100,000 yuan, and the cost will be shared by all members to share the risk of serious illness.
Mutual Aid Model:Hubao adopts the mutual aid model of "one person is sick, everyone pays". In layman's terms, online mutual aid is equivalent to building a large user group, pooling the strength of many people to help sick members tide over difficulties.
If a member suffers a serious illness, the others will share the medical expenses equally, and in the same way, they can also get the corresponding mutual aid fund if they encounter a serious illness.
Network mutual aid has no middlemen and sales links, coupled with risk control capabilities and a low proportion of management fees, so it can operate at a lower cost. Hubao has become the world's largest mutual security platform.
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There is no clear time for how long it will take for the mutual treasure to be publicized, but the 7th and 21st of each month are the publicity days, and the publicity period will be supervised and reported, and the reasons must be given when reporting, such as members who do not meet the health requirements, join with illness, disease diagnosis and certification materials are not true, etc., and those who have no objection to the expiration of the publicity period can get mutual aid. On January 28, 2022, Hubao officially ceased service.
The apportionment date of mutual aid fund is the 14th and 28th of each month, and the apportionment amount of each period = (mutual aid fund + management fee - balance) The number of apportioned members. The system will deduct the amount to be shared from the paying member's Alipay account. The payment of mutual aid will be completed within 7 days from the start of the assessment date.
Each member of the Mutual Treasure Mutual Aid Program can only join once, and repeated membership cannot obtain multiple mutual aids. Hubao is not a commercial insurance, users can continue to buy commercial insurance after joining, so that users can get more comprehensive protection, and can compare the critical illness insurance launched by different companies when purchasing.
The amount of critical illness insurance offered by commercial companies is generally several million yuan, but the cost is also relatively high. It is best for users to read the insurance contract in detail when purchasing, to know what it covers, and at the same time to know what diseases cannot be covered. There is also the deadline for payment, how much to pay each year, and whether the individual can afford it.
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