Generally, how long does it take to sign online after buying a house in full

Generally, after choosing a house and preparing for online signing, you can go through the online signing procedures. It usually takes 15 days to sign online. From the day of the qualification review, if you go through the procedures quickly, you can basically complete all the procedures in 15 days.

Starting with the implementation of pre-sale fund supervision, developers are required to sign a purchase contract with the buyer.

After submitting the record, print the payment slip for the buyer, and the buyer will deposit the funds with the payment slip. After the purchase price is received and confirmed, that is, within 3 working days, the contract will be signed online.

Passed the ICP filing. <>

Precautions when signing online.

1. Find out the five certificates.

with home purchase qualifications.

Before signing online, buyers should check whether the developer has five certificates, and developers with incomplete documents cannot sign online; At the same time, the buyer's purchase qualification has not passed the nuclear inspection, and it cannot be signed online. The qualifications of both parties must be met at the same time before the online signing can be carried out.

2. Bring all your documents.

Buyers are required to submit their ID cards when conducting the qualification review.

Household register, marriage certificate, social security deposit or individual income tax.

Records are kept, and some cities require temporary residence permits. However, when signing online, you only need to bring the subscription book and deposit.

Proof of and personal name of the bank card will be fine. In addition, the customer who took out the loan also needs to bring proof of the loan.

I also encountered this last week, under normal circumstances, it is about half a month, and sometimes I have to look at the specific time, and it will not exceed half a month at most. If you're in a hurry, you can talk to the other person and they can help you expedite it.

If you buy a house in full, do you pay the full amount immediately after signing online?

Hello pro 1, basically pay off after the online sign, if it is the first rough suite, pay 30% can be broken to sign the contract online, in the contract will agree on the period of follow-up payment, can be installments, can also be paid off in a lump sum. 2. If it is a second house, you can sign the contract online if the down payment reaches 35%. It is also agreed in the contract that a time for the payment of 70% of the down payment and a time for full payment.

3. If you are particularly capable, you can pay in full on the same day. It's all possible.

Online signing is required to buy a house in full, as long as it is a normal real estate transaction, it is a necessary process to buy a house, and it has nothing to do with the buyer's payment method. The online signing is a networked management system established by the real estate management department to standardize the sales of houses by real estate enterprises and prevent development enterprises from covering up the market and selling more than one house.

To put it simply, the purchase of a house online signing is to record the sale and purchase agreement in the management department of the house, and at the same time, it should also carry out relevant publicity activities on the Internet, so that to a certain extent, it can avoid the developer from selling one house and two houses, which is also a good management behavior in essence, but it cannot replace the transfer procedures.

1. Relevant qualifications.

Before preparing for the online signing, be sure to check whether both parties are eligible for the online sign. The developer must have five certificates, and if the five certificates are not complete, it cannot be signed online. Similarly, the buyer's qualification to buy a house also needs to be verified, and if there is no qualification to buy a house, the online signature is also unqualified.

2. Relevant information.

When signing online, you must prepare all the required materials. For example, ID card, household registration booklet, temporary residence permit, etc. In this way, it will be smoother when the online signature is carried out.

3. Formal contract template.

Many developers will sign a contract with the buyer before the online signing, so be sure to read the terms of the contract clearly. The signed contract must conform to the standard text prescribed by the relevant departments, and there must be no mistakes.

4. Confirm the housing information.

When signing online, you must carefully check the relevant information of the house to avoid that there is no mistake in the information of the house. Because after entering into the system, if you change it, it will be more troublesome, and you need a lot of supporting documents and review opinions from relevant departments, which will not only waste time, but also waste the economy of the parties.

5. The contract is repeatedly considered.

Under normal circumstances, developers will be required to sign a paper contract together before signing the online contract, so be sure to read every clause in the contract carefully when signing the contract.

Legal analysis: No, the online contract can not be loaned, under normal circumstances, without the real estate certificate, the bank can not issue a loan, because there is no real estate certificate housing management department can not mortgage, the bank does not accept, there is no way to go through the housing mortgage registration procedures.

Legal basis: Civil Code of the People's Republic of China

Article 667 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest.

Article 680:Usurious lending is prohibited, and the interest rate on loans must not violate the relevant provisions of the State. If there is no agreement on the payment of interest in the loan contract, it shall be deemed to have no interest. If the loan contract is not clear about the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined in accordance with factors such as the local area or the parties' transaction methods, trading habits, and market interest rates; Where natural persons borrow money between themselves, it is deemed that there is no interest.

Legal analysis: You can get the filing contract three to five days after signing the house online. The online signing of buying a house is actually the filing of the commercial housing sales contract, and the review period of the housing authority is 10 days, and the filing contract can be received in three to five days according to the amount of business.

The filing of the commercial housing sales contract is an important part of the housing transaction process, and the filing of the housing purchase contract means that within 30 days after the buyer and seller sign the housing purchase contract, the developer shall apply to the housing authority for the filing of the commercial housing sales contract or the pre-sale contract of the commercial housing. If the contract is not given to the owner on time, and there is an infringement of property rights, you can file a complaint.

Legal basis: Civil Code of the People's Republic of China

Article 233:Where property rights are infringed, the rights holder may resolve the matter through means such as conciliation, mediation, arbitration, or litigation.

Article 234:Where a dispute arises over the ownership or content of a real right, the interested parties may request confirmation of the right.

Legal analysis: After you sign the contract with the developer, the relevant authorities will generally review your eligibility to buy a home within five working days. Only after passing the qualification review can the online signing be carried out, and if it is not passed, it cannot be carried out in any way.

Therefore, the online signature is generally signed after the evaluation report is issued within five working days.

Legal basis: "Measures for the Administration of Pre-sale of Urban Commercial Housing" Article 10 For the pre-sale of commercial housing, the developer shall sign a contract for the pre-sale of commercial housing with the offtaker. The developer shall, within 30 days from the date of signing, go through the registration and filing procedures for the pre-sale contract of commercial housing with the real estate management department and the municipal and county people's land management department.

The real estate management department shall actively apply network information technology and gradually implement the online registration and filing of commercial housing pre-sale contracts. The registration and filing procedures for the pre-sale contract of commercial housing can be entrusted to the first person. If the person is entrusted to handle it, there shall be a written power of attorney.

The house bought in full is generally not re-loaned after being signed online. Because the purchase contract has been registered with the Housing Authority, and there is also an online signature record, it cannot be changed. You can only wait for the real estate certificate to come down, and then find a bank or guarantee company to make a mortgage, but the interest rate is higher.

[Legal basis].

Article 667 of the Civil Code provides that a loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest. Article 668:The loan contract shall be in written form, unless otherwise agreed upon between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.