Can I apply for medical insurance for a full body physical examination, and can I use medical insura

No, because the examination of the body is long, there is no need to do medical insurance, we all have to pay attention, do a full body examination can be done by each of us, so we must abide by the law.

[Legal Analysis]: In order to reduce the cost of personal physical examination, you can choose physical examination items based on your personal body and actual situation during the physical examination. Some people's free physical examination is related to individual units, and if they are engaged in foreign enterprises and public institutions, there will be regular physical examination items every year.

If it is a medical examination, you can use your health insurance card under the prescribed circumstances. If it is simply a regular physical examination, under normal circumstances, the hospital is not allowed to choose to use the medical insurance card for reimbursement. Normally, it is best to choose to go to a special physical examination center during the physical examination, and you can choose the examination items according to your personal physical condition, and try not to choose redundant testing items to avoid increasing unnecessary costs.

If you work in a foreign company or public institution, because the company has purchased commercial insurance, it will always organize corresponding full-body examination activities for employees on a regular basis. Therefore, employees in these units can enjoy free medical examinations, or can use medical insurance cards for medical examinations. If it is an individual who undergoes a physical examination, it is not allowed to use the medical insurance card for reimbursement when testing in the hospital.

If it is a normal** examination, you can use the medical insurance card for reimbursement. For general medical insurance in other places, you need to apply for the filing of remote medical treatment online in advance, and you can be reimbursed normally** after filing.

Legal basis]: "Social Insurance Law of the People's Republic of China" Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit.

The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.

You can use your health insurance card.

Because the medical insurance card is mainly to promote the normal medical consumption and security of employees or ordinary residents.

The medical insurance card can be used to purchase drugs at designated pharmacies, or it can be used for outpatient services to pay for the part borne by the inpatient individual. Employees who participate in medical insurance should go to the designated hospital of local medical insurance for medical treatment, and they cannot see a doctor in any hospital.

Hello, can I use medical insurance for a full body physical examination? Generally speaking, there is no way to reimburse the medical insurance for urban and rural residents, or the new rural cooperative medical insurance in rural areas. However, if you purchase other commercial insurance, it is possible to be reimbursed.

Therefore, in fact, it must be analyzed in combination with the actual situation. At the national level, there is generally no way to reimburse the most basic medical insurance. The items in the physical examination are different according to different groups of people.

Generally speaking, it may include a series of examinations such as liver function, blood routine, kidney function, abdominal color ultrasound, electrocardiogram, chest X-ray, etc., which can roughly reflect whether the body is normal.

It is recommended here that people over the age of 50 should have a medical check-up every year.

The cost of the health examination is not included in the medical insurance, so the medical insurance card cannot be swiped. However, many individual tests can be covered by health insurance.

It cannot be used for medical examination.

The following fees can be paid for in the personal account of medical insurance:

1. Designated retail pharmacy drug purchase expenses, outpatient and emergency medical expenses;

2. For the purchase of commercial insurance, accident insurance, etc.;

3. The medical expenses below the minimum payment standard of basic medical insurance;

4. If you exceed the minimum payment standard of basic medical insurance, you will bear the expenses payable by the individual in proportion;

5. If the personal account is insufficient to pay the part, the payment shall be made by the person.

You can use your health insurance card for medical checkups. If the medical expenses related to the physical examination are within the scope of basic medical insurance**, the parties can directly use the medical insurance card to settle with the social insurance agency, medical institutions, and drug business units.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of insurance.

Social medical insurance consists of three levels: basic medical insurance, large-amount medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Through the employer and individual payment, the establishment of medical insurance**, after the insured person is sick and incurs medical expenses, the medical insurance institution will give him a certain amount of economic compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of the unit and the members of the society, coupled with the first funding, which can enable the sick members of the society to obtain the necessary material help from the society, reduce the burden of medical expenses, and prevent the sick members of the society from "becoming poor due to illness".

According to the basic requirements for the payment of basic medical insurance benefits in China, the insured shall go to the medical insurance institution to reimburse the medical expenses incurred by himself for medical treatment, and generally meet the following conditions:

1. The insured person must go to the designated medical institution of the basic medical insurance to seek medical treatment and purchase drugs, or hold the medical prescription issued by the doctor of the designated hospital to the designated retail pharmacy determined by the social insurance institution to purchase drugs.

2. The medical expenses incurred by the insured in the process of medical treatment must meet the scope and payment standards of the basic medical insurance insurance drug catalog, diagnosis and treatment items, and medical service facility standards, so as to be paid by the basic medical insurance ** according to the regulations.

3. Among the medical expenses of the insured persons who meet the scope of payment of basic medical insurance, the part of the expenses above the minimum payment standard of social medical co-ordination and below the maximum payment limit shall be paid by the social medical co-ordination ** in a unified proportion.

Legal basis] Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

It cannot be used for medical examination.

The following fees can be paid for in the personal account of medical insurance:

1. Designated retail pharmacy drug purchase expenses, outpatient and emergency medical expenses;

2. For the purchase of commercial insurance, accident insurance, etc.;

3. The medical expenses below the minimum payment standard of basic medical insurance;

4. If you exceed the minimum payment standard of basic medical insurance, you will bear the expenses payable by the individual in proportion;

5. If the personal account is insufficient to pay the part, the payment shall be made by the person.

It cannot be used for medical examination.

The following fees can be paid for in the personal account of medical insurance:

1. Designated retail pharmacy drug purchase expenses, outpatient and emergency medical expenses;

2. For the purchase of commercial insurance, accident insurance, etc.;

3. The basic medical insurance is not good for medical expenses below the minimum payment standard;

4. If you exceed the minimum payment standard of basic medical insurance, you will bear the expenses payable by the individual in proportion;

5. If the personal account is insufficient to pay the part, the payment shall be made by the person.