I pay 1,720 yuan a year for my child to buy China Taiping Insurance, and how much will I pay back in

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How to buy insurance for your child

First, the country's medical insurance must be handled.

After the child is registered, you can go to apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so you must handle the medical insurance for the child.

Second, commercial insurance gives priority to critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, which can not only be used to treat the disease, but also solve many hidden problems in the future, such as falling behind due to illness, or some irreparable losses in subsequent life, all of which require a large amount of cash. Buying a pure protection critical illness insurance can just solve these problems in the future.

Look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan a year, you can buy an insurance amount of 10,000 yuan, which is cost-effective and practical.

Finally, it is necessary to configure an accident insurance, the child's accident insurance is very cheap, and the insurance amount of 200,000 yuan is only sixty or seventy yuan per year, which can protect the child's accidental death, accidental disability and accidental medical liability, which is quite cost-effective.

Third, what are the insurance policies that are not recommended for children?

Don't choose life insurance for your child, and try not to choose critical illness insurance with both liabilities. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!

has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.

According to the above insurance ideas, if you are configuring regular insurance for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is cost-effective and practical.

That's all for me"I pay 1,720 yuan a year for my child to buy China Taiping Insurance, and how much will I pay back in the second year?"All of them, I hope it helps you! Hope!

Summary. Hello, it depends on what kind of insurance you have purchased. For example, if the insured is 5 years old at the time of application, and the protection period expires at the age of 25 after 20 years, as long as the insured is still alive, then the insurance company will refund 100% of the premium paid.

If the insurance is a consumer-based critical illness insurance, then the insurance company has no obligation to return, such as Kangai Guardian Elderly Malignant Tumor Disease Insurance, which provides protection for malignant tumor insurance and death premium, if the insured does not have an insurance during the insurance period, there is no money to refund. Therefore, whether Taiping Critical Illness Insurance will return money after 20 years still depends on whether it is a return-type or consumption-based critical illness insurance. In addition, depending on the duration of the protection, some returnable critical illness insurance plans are still alive after the age of 60 (or years), and the premium or a certain percentage of the premium will be returned.

How much money can Taiping Insurance get back after paying for 20 years.

Hello, it depends on what kind of insurance you have purchased. For example, if the insured is 5 years old at the time of application, and the protection period expires at the age of 25 after 20 years, as long as the insured is still alive, then the insurance company will refund 100% of the premium paid. If the insurance is a consumer-based critical illness insurance, then the insurance company has no obligation to return, such as Kangai Guardian Elderly Malignant Tumor Disease Insurance, which provides protection for malignant tumor insurance and death premium, if the insured does not have an insurance during the insurance period, there is no money to refund.

Therefore, whether Taiping Critical Illness Insurance will return money after 20 years still depends on whether it is a return-type or consumption-based critical illness insurance. In addition, depending on the duration of the protection, some returnable critical illness insurance plans are still alive after the age of 60 (or years), and the premium or a certain percentage of the premium will be returned.

Buying insurance is still based on your own situation.

Look at the specific type of pension insurance:

2. The upper limit of residents' pension payment depends on the regulations of the local social security bureau, usually yuan, most of which are 6,000 yuan;

3. There is no upper limit on commercial pension contributions, and if the payment amount is very high, it will face financial investigation and physical examination.

Pension insurance according to the provisions of the state after 15 years, in line with the statutory retirement age, you can receive a pension, and social security is more to pay, the longer the payment time, the higher the amount of payment, the more pension can be received after retirement.

The higher the pension you want to receive, there are the following:

1) The sooner you pay, the better, the minimum 15 years required to receive a pension, and the earlier you pay social security, the lower the cost of social security, because the social security premium rate is increasing every year.

2) You can pay in advance without late fees, and at the same time extend the payment period, so that the pension will naturally be high.

Summary. Dear, the relevant expansion information is <> here

If China Taiping surrender insurance is still in the hesitation period, the surrender can get back the full principal, only need to deduct about 10 yuan of the production cost, and then will refund all the premiums paid, of course, if you have done the medical examination items provided by the insurance company before, the physical examination fee will also be deducted from the paid premium. <>

<> If the policy is surrendered normally beyond the cooling-off period, it can only be surrendered according to the cash value, and the general cash value = premium paid - risk premium - management fee - commission cost + interest on the remaining premium. China Taiping Surrender Insurance will cause certain economic losses, especially if the normal surrender can only get back the cash value of the policy, the surrender loss is very large, and the cash value of the payment less than two years may only be about 30% of the principal. <>

<> Taiping Insurance has paid 13,200 yuan for 6 years, how much yuan can be returned?

Hello, dear dear, happy to answer your <>

Dear, the relevant expansion information is <> here

If China Taiping surrender insurance is still in the hesitation period, the surrender can get back the full principal, only need to deduct 10 yuan left and right Gonghe Ruben costs, and then all the premiums paid will be refunded, of course, if you have done the medical examination items provided by the insurance company before, the physical examination fee will also be deducted from the premiums paid. <>

<> if the policy is surrendered normally beyond the cooling-off period, it can only be refunded according to the cash value, and the general cash value = premium paid - risk premium - management fee - commission cost + interest on the remaining premium. China Taiping Surrender Insurance will cause certain economic losses, especially if the normal surrender can only get back the cash value of the policy, the surrender loss is very large, and the cash value of the payment less than two years may only be about 30% of the principal. <>

<> is paying 2,200 yuan a year, a total of 6 years, how much yuan can I get back when I surrender the policy?

Hello, you can get a refund of about 5,000 premiums in this case, depending on how your insurance contract is signed.

Do you have a contract, can you send it to me for you to see?

How much money can be obtained after 20 years depends on the insurance contract, without the name of the product, it is impossible to determine how much money you can get just by looking at the insurance plan.

If you don't understand this kind of insurance knowledge, you can click here to learn about itUltra-complete! Everything you need to know about insurance is here

Generally, after a certain number of years of insurance, you can receive money from insurance, such as annuity insurance, comprehensive insurance, and so on.

When this kind of product reaches the agreed time in the contract, it can be refunded if the conditions are met.

However, the specific amount of money to be rebated depends on how the contract is stipulated.

Take annuity insurance as an example, annuity insurance generally begins to return money at the time agreed in the contract, if it is for life, then you can receive money for life, if it is fixed, some products will pay a maturity payment when the contract expires.

Annuity insurance products can focus on understanding its rate of return, after all, buying annuity insurance is for financial management.

If the insured is out of the insurance during the insurance period, the insurance company will pay the corresponding insurance money, and if the insured has never been out of insurance, then the insurance company will refund the premium paid or the basic sum insured after the contract expires.

If you want to know more about this type of insurance, you can click here:About both insurance, the salesman will definitely not tell you! Hope!

Summary. Dear Hello <>

I am happy to answer for you: China Taiping Insurance Company 0 to 3 years old baby buy million medical insurance million medical insurance a year payment is between 500-800 Let's take a look at the payment situation in the case of social security and no social security payment: age old:

769 yuan a year with social security and 1,659 yuan a year without social security; Years old: 269 yuan with social security, 554 yuan without social security; Years old: 195 yuan with social security, 354 yuan without social security; Year Old:

308 yuan a year with social security and 659 yuan a year without social security; Years old: 497 yuan with social security, 1279 yuan without social security; Years old: 943 yuan with social security, 2853 yuan without social security; Year Old:

1,533 yuan a year with social security and 5,063 yuan a year without social security; Years old: 2,959 yuan with social security, 10,655 yuan without social security.

China Taiping Insurance Company's 0 to 3-year-old baby buys millions of medical insurance for more money.

Consumer-oriented, how much money to pay a year.

Single million medical insurance.

Dear Hello <>

Very book, Zheng is happy to answer for you: China Taiping Insurance Company 0 to 3 years old baby to buy millions of medical insurance million medical insurance a year payment is between 500-800 Let's take a look at the payment situation in the case of social security and no social security payment: age old:

769 yuan a year with social security and 1,659 yuan a year without social security; Years old: 269 yuan with social security, 554 yuan without social security; Years old: 195 yuan with social security, 354 yuan without social security; One year old:

There are 308 yuan of social security and 659 yuan of no social security; Years old: 497 yuan with social security, 1279 yuan without social security; Years old: 943 yuan with social security, 2853 yuan without social security; Year Old:

1,533 yuan a year with social security and 5,063 yuan a year without social security; Years old: 2,959 yuan with social security, 10,655 yuan without social security.

Million medical insurance is a commercial medical insurance, which refers to medical insurance with an insurance amount of one million. To put it simply, after the insured purchases this kind of insurance, due to illness or accidental injury, the insurance company will reimburse the expenses incurred in the process, and the reimbursement of EDU can reach more than one million, which is a kind of insurance used to solve large medical expenses. The amount of insurance for millions of medical insurance products is as high as one million, which can be reimbursed for large medical expenses, and this kind of insurance product is low, and the annual premium for ordinary adults is only a few hundred yuan, and it is very cost-effective to insure low, and this kind of insurance product does not limit the use of social insurance, and some special outpatient clinics can be reimbursed, such as outpatient dialysis, cancer chemotherapy, etc., with a wide range of reimbursement and it is worth buying.

The approximate amount of money can be refunded, firstly, according to the corresponding cash value found in the year of the insurance contract, which can be calculated. Second, you can directly call the insurance company's **, and the policyholder can directly inquire about it.

Generally, it is not recommended to surrender the policy, because the surrender of the insurance policy only refunds the cash value, and the cash value is very small.

Generally speaking, life insurance divides the premium into two parts, one part of the insurance money, if there is no accident or danger within the coverage, the part of the funds belongs to the insurance company, and the other part is the cash value, which enters the insurance asset account management for corresponding investment.

In life insurance, the proportion of upfront premiums is relatively large, and the protection needs to be spread over the next few decades, and there is only a small cash value.

In this case, the loss caused by surrender is still very large, and you should still weigh the pros and cons before surrendering.