After a person dies, do you need to pay back the money you owe to Huabei?

<> with the implementation of the "Ant Flower Bailout", more and more people who were originally optimistic about their income prospects began to overspend. But some careful people take into account another special situation, that is, when an accident occurs, what should be done if the arrears in North China are not repaid?

The essence of North China is a credit card service, so the relevant debt liabilities should be enforced in accordance with the relevant legal procedures. The law states that if an accident happens to the debtor, he must repay it with his estate. If the amount of the debt exceeds the amount of the estate, the excess amount is invalid.

If the estate has been passed to heirs, such as children, the heirs must repay the debts of the deceased in proportion to their share of the estate, but not more than their share of the estate. In other words, the heirs do not have to pay the debts of the deceased, they just need to make up as much money as possible from the deceased's money. Maybe some people will complain about Ma Yun when they see this, and these arrears will be written off, is it a big loss?

In the current legal view, parents and children are separate individuals and blood inheritance cannot be confused with economic relations. How unfair it is to put children in the debt of their parents! This will lead to more legal, logical and moral injustices, treating the child as a subordinate of the father rather than as an independent individual.

Now the law emphasizes the equality of individuals, and the logic and rules of "the father owes the son" are forbidden to be abolished.

Of course, companies don't have to lose too much because of this. Such bad debts, dead debts, and loan companies will calculate in advance, and all profits will be at risk, but they will definitely be within the range of a bear market. When North China Bank opens a line of credit, it will also assess a person's creditworthiness, income expectations, and ability to repay assets.

For businesses that do not qualify, high credit lines will not be opened to avoid risks. In general, it is possible to make a profit through interest. These unexpected losses will not affect the overall earnings.

In a way, the interest you pay has helped you pay off your unexpected debt. So, do horses still care?

You don't have to pay it back. Because after the death of a person, the identity of the deceased will be cancelled, and the bank will also be cancelled, so the money owed to Huabei does not have to be repaid.

Personally, I feel that the money owed by people after death still needs to be repaid, and Huabei is connected to its own bank card, and as long as there is money in the bank card, it will be deducted directly.

I definitely have to pay it back! It's a matter of course to pay off debts! It's just that it may be borne by our loved ones.

After a person dies, Huabei should be repaid, it depends on whether he has an inheritance, if he has an inheritance, he will repay it, if he doesn't, he doesn't have to pay it back, it depends on whether the individual has an inheritance.

China's law stipulates that legal lending is protected by law, so after shopping with Huabei, if the borrower has an inheritance, his heirs need to give priority to repaying the arrears of Huabei when inheriting the estate. If the borrower does not leave any inheritance, then the Huabei debt is directly extinguished. The borrower's heirs are not obligated to repay Huabei's debts on his behalf.

Even if the heirs receive death benefits, funeral expenses, etc., the expenses are not part of the estate, so the heirs are not obligated to use these expenses to repay the debts to the borrower.

Civil Code) (in force).

Article 1161:[Principle of Repayment of Taxes and Debts of the Inherited Person]The heirs shall pay off the taxes and debts that the decedent shall pay in accordance with law to the extent of the actual value of the inheritance obtained. The part exceeding the actual value of the estate shall not be subject to voluntary repayment by the heirs. If the heir renounces the inheritance, he or she shall not be liable for the taxes and debts that the decedent shall pay in accordance with the law.

1. How long is the statute of limitations for borrowing money and not repaying it?

1. For private loans with regular repayment, the statute of limitations is 3 years from the date of expiration of the repayment period, and the right to request protection from the people's court will be lost if it is overdue.

2. For private loans with regular repayment, if the debtor fails to perform the debt after the expiration of the agreed period and issues an arrears note with no repayment date, the statute of limitations shall be deemed to have been interrupted, and the statute of limitations (3 years) shall be recalculated from the day after receiving the arrears note.

3. For private loans with irregular repayment, that is, private loans without indicating the date of repayment, they are not subject to the limitation of the statute of limitations, but are subject to the maximum protection period of 20 years.

4. For irregular private loans, if the borrower expressly refuses to repay the loan (of course, the borrower shall provide evidence to prove that it has clearly stated that it will not repay), the three-year statute of limitations shall apply from the date on which the borrower expressly refuses to repay.

5. For private loans that exceed the statute of limitations, if the parties reach a repayment agreement on the original debt, or the borrower signs and seals the demand notice, it shall be regarded as a reconfirmation of the original debt, and the creditor-debtor relationship shall be protected by law.

If there is an inheritance, it needs to be repaid with the inheritance, and if there is no inheritance, it does not need to be repaid.

The person has passed away, does Huabei still need to be returned The flower quilt is cool for a while, and the flower quilt has been cool. That's right, but if you unfortunately pass away one day, and the money spent on the quilt is not repaid, do you have to pay it back? First, see if there is an inheritance, if there is no inheritance, the debt will be eliminated, if there is an inheritance,

According to the laws of our country, if the person has an estate and the heir is willing to inherit the estate, then the heir needs to pay off the debts within the scope of the estate, and if the person does not leave an inheritance, then the money does not have to be repaid.

If a person dies suddenly, do you have to pay back the money you owe to Huabei? Jack Ma tells you the answer!

Do you still need to pay back when you die? Alipay officials say so.