What will happen to Huabei when people pass away?

In this case, in fact, it is inherited by his heirs and inherited at the same time, and if the debt is not repaid, this credit will be borne by the decedent.

The company court sues, deducts from the assets, the heirs exchange money, and if there is no inheritance, the person dies and the debt is gone.

Even if the Alipay user dies, the money in the bank card is not enough to repay "Huabei", and the debt will be inherited by the relatives of the deceased user, and Alipay will pass the corresponding laws and regulations to require the debt heir to take over and repay Huabei, which means that although the person is gone, Huabei will always be there until it is repaid.

The relevant person in charge of Alipay said that the customer's money in Alipay belongs to the customer, even if the user dies, the platform will strictly abide by the relevant regulations, and has been keeping the money and the income generated for the user until the heir comes to withdraw. The inheritors can redeem Yu'e Bao, **, insurance and other products purchased through Alipay. Correspondingly, if there are debts such as Huabei and borrowing, they also need to be borne together.

Similarly, for the digital heritage of material property, as long as the relatives provide ID cards, relationship certificates, death certificates, letters of commitment, etc., and submit them to the official customer service, they can inherit the estate of the deceased in accordance with the law.

If a person dies and does not pay it back, his family and relatives need to pay it back according to the law.

1. If Huabei fails to repay the loan after the death of the person, the following consequences will occur: Huabei's overdue record has been kept in the borrower's Alipay account, which seriously affects the borrower's credit record;During the overdue period, Huabei will send text messages and call ** for collection;Overdue interest will be accrued on a daily basisBorrowers are unable to apply for other loan services in Alipay, etc.

2. Whether it is borrowing money from borrowing or paying with Huabei, it belongs to borrowing money from "Alipay", which is legally the same as borrowing money from a friend or borrowing money from a bank, and it is a debt of the borrower and needs to be repaid according to the agreement.

What will happen to Ant Huabei?

If a person dies and Huabei fails to repay the loan, the following consequences will occur:

Huabei's overdue records have been kept in the borrower's Alipay account, which seriously affects the borrower's credit history;During the overdue period, Huabei will send text messages and call ** for collection;Overdue interest will be accrued on a daily basisBorrowers are unable to apply for other loan services in Alipay, etc.

However, the borrower's own Huabei is seriously overdue, which will only affect his own credit, and will not affect the credit of his spouse and children.

Extended information: The full name of Huabei is Ant Huabei, which is a consumer credit product launched by Ant Financial, which will receive a consumption quota ranging from 500 to 50,000 yuan after applying for opening. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange.

As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. On May 18, Huabei announced that it would be open to banks and other financial institutions.

On September 22, 2021, Huabei has been connected to the central bank's credit information system, and it will not be available if the user refuses to access it.

Previously, Huabei proposed to report credit at the meeting, but for some users, and now it is necessary to report all of them to the credit. However, it is not mandatory, and only those who agree to Huabei's service upgrade will be on the credit report.

Because it is agreed that the upgrade of Huabei's service requires authorization to query and report relevant information in the basic database of financial credit information, it means that the use of Huabei will be reported to the credit information center of the People's Bank of China, but there is only one record of credit information on Huabei, and the consumption and repayment of Huabei will be continuously updated every month until Huabei is closed.

For those who don't want Huabei to go on the credit report, it is a clear practice to agree to upgrade the world, so that Huabei will not be reported if Huabei is not upgraded, and Huabei's loan records will not be found when checking the credit. However, it is not ruled out that Huabei will be forced to upgrade in the future, and users will inevitably have it.

Can the Huabei upgrade service be skipped?

At present, the Huabei upgrade service is not mandatory, so the user is given a right to choose, there is a cross on the Huabei upgrade prompt, and the fork that you don't want to upgrade can skip it.

However, there are drawbacks to skipping Huabei upgrade service, and now many users' Huabei can no longer be used without upgrading, although Huabei can be selected as a payment method when paying, it will always prompt Huabei service upgrade, and it will not be used if it is not upgraded, so everyone still has to carefully consider whether to upgrade or not.

If there is an inheritance, it needs to be repaid with the inheritance, and if there is no inheritance, it does not need to be repaid.

The person has passed away, does Huabei still need to be returned The flower quilt is cool for a while, and the flower quilt has been cool. That's right, but if you unfortunately pass away one day, and the money spent on the quilt is not repaid, do you have to pay it back? First, see if there is an inheritance, if there is no inheritance, the debt will be eliminated, if there is an inheritance,

Tell me, there is nothing, how can you pay it back.

Generally, there will be a certain amount of remaining amount in the Alipay account, and Huabei will deduct these balances before the deadline of the repayment date to deduct Huabei, but if there is no money on the Alipay account or the balance is not enough to deduct Huabei, it will be divided into the following two situations.

As the old saying goes, the son inherits the father's business, and the father pays the son's debts. After the death of ordinary people, the Alipay account will not be cancelled by itself, it will find the user's heir, and the original user's heir will inherit the account, and then the heir will repay the arrears, the heir can be the spouse of the parents and children, as long as it is the legal heir. The second situation is that the original user of Alipay does not have any legal heirs, and he comes and goes alone, at this time he can only consider himself unlucky, and Alipay will treat the Huabei owed as a bad debt, and no one will have to pay back this Huabei.

After his death, can the money owed by Huabei not be repaid?Jack Ma: Unless you're that kind of person.