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Fan Gang said that young people don't have to buy a house for investment, isn't the house worthwhile? The answer must be that the house is still very valuable, and now the housing prices remain high, ordinary people may not be able to afford a square meter of salary a month, and buying a house can require a few families, two generations of thrift to buy a suite in a prosperous city.
Therefore, for ordinary us, the house is a luxury, and now the country's policy is that the house is to live, not to speculate, under such a policy, the first house of the house, compared with before, may not have a very big fluctuation.
If a thing does not rise very quickly, it will not have great investment significance, and its return may not be very high.
If we buy a house with millions of dollars to do business, the final income of those money may be far greater than the value of the house, of course, there will be a loss, or there may be no return, it all depends on personal choice.
Nowadays, ordinary families, there may not be a lot of people who buy a house in full, and we young people need loans to buy a house, and our salary is fixed most of the time, if you use money to repay the mortgage, your quality of life may be lower than before.
If you take buying a house as an investment, the cost is too high, after all, you may need to repay the mortgage every month, back and forth, if there is no large-scale development around the community, the housing prices in a little city will not be greatly improved.
Then again, the house price does not mean that your house can be sold for so much money, if your house is sold, you also need to see if anyone will buy it, if you can't sell it for a long time, it is not equivalent to the failure of the investment.
So personal feelings, to sum it up, is to say,It's not that the house is worthless, it's that the house appreciates at a faster rate, and the return on investment is not as high as other investment methods.
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You can buy a house, the house is still valuable, if it depreciates, there is still a house, there is a home, if it appreciates, it is earned.
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Fan Gang said that young people don't have to buy a house for investment, so some people wonder if the house is not worth it? However, no, property prices are high nowadays, especially in this part of the city center.
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It's not that it's worthless, but that young people buying a house will increase the pressure of life and put themselves in the process of long-term debt.
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I don't think the house is worthless, but the current house does not have much investment value, due to the country's macro-control, the implementation of the housing policy of not speculation, now the house price tends to be stable, just need to buy self-occupied, but investment is not the best choice now.
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Personally, I don't think it's that the house is worthless, but that as a young person, the first task now is not to focus on house investment, but to realize their ideals and goals.
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I think it's because the house is really not worth much in the future, so I recommend that young people don't have to buy a house for investment.
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With the continuous development of society, people's living standards have now been very significantly improved, people's wages have also been increased accordingly, but people's wages have increased compared to the increase in housing prices, it is simply a drop in the shadows, and now many young people do not have the financial ability to buy a house of their own, because housing prices are too expensive, and they simply cannot bear such pressure. Nowadays, there are many young people who buy a house in order to get married, but they have already taken on a mortgage at a young age, and this pressure is that after paying off the mortgage every month, there is only a little left, and their quality of life is seriously reduced. But if you don't have a house, I'm afraid that even getting married is wishful thinking, because the current requirements are too high, and having a car and a house is the basic standard.
Fan Gang said that young people don't have to buy a house, renting a house is the most cost-effective, he only considers it from the economic aspect, but does not consider the actual life, so I don't agree with this view. In our lives, I am afraid that there are very few such girls who suffer with you and live a life of displacement, and after starting a family, it is very uncomfortable not to have a house of your own.
In our society, people are also divided into three, six, nine and so on, for ordinary people, housing prices are indeed too high, but for some very wealthy people, investing in real estate is also a very good choice, they can get a lot of profits from it. However, there are some problems that should be paid attention to when investing in real estate, after all, the current housing prices can be said to be elusive, and you will lose a lot of money if you are not careful.
First of all, you must have an accurate analysis and evaluation of your financial strength and the local real estate market, because this can make you have a clear choice, if your economic strength is a little nervous, then you must not invest, because the risk is 10 points. The second is to understand some varieties of real estate, because now many properties have shops, office buildings, housing and other categories, investment of different types, the risk is also different, among the three is the most secure or people's housing, the fluctuation is the smallest. The last point is definitely to mobilize your own network to conduct a comprehensive analysis of this property, and to analyze this construction group, because many factors will have a great impact on your investment.
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Investing in real estate should be risk-averse, and you should also ask some experienced people when investing, and you should also do a specific analysis.
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Pay attention to what you can, and if you have a certain amount of property, you can invest appropriately. But to control the distribution of property, after all, the ** of the house is in a state of fluctuation.
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You rent a house now is very cost-effective, you rent this house, spend 1% of the money, the rest of the money to invest, you may be able to get 10% return, is it not at this time not to buy a house, to rent is not better, from this point of view, your total assets appreciation rate than you to buy a house, to invest in that opportunity, to bet on this house will inevitably rise such an investment prospect, I am afraid it is more reasonable.
In my personal opinion, it is more cost-effective to rent a house, it is a waste of money to buy a house, and now this era is becoming more and more uncertain, so it is more appropriate to leave some money for your own pension and buy an insurance for yourself, so that you can more or less have a sense of stability, if you just spend such a big price for a place to live, it is really not cost-effective.
If you have a certain amount of savings, it is recommended that it is more cost-effective to buy a house. Buying a house is your own and is a fixed asset.
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