What is the level of a rural family that can save 60,000 yuan a year?

Save 50,000 or 60,000 yuan a year, which is equivalent to about 5,000 yuan per month, considering your daily personal consumption, even if it is a person, you need at least one or two thousand a month, if the unit does not mention the total accommodation, then at least add about 1,000 yuan, that is, your actual income needs seven or eight thousand, in the absence of a family and a mortgage and car loan, it is possible to leave this money.

The average salary in our country.

According to the data released by the National Bureau of Statistics, in 2019, the average salary of China's urban private units was only 53,604 yuan, equivalent to 4,467 yuan per month, which is about half of our income, so if you work in a private enterprise, the income will reach 53,604 yuan, it is really not a general difficulty, or you work in a large and well-known private enterprise (such as Alibaba, Tencent, Huawei, etc.), or you have achieved a grassroots small leader and above position in the enterprise, otherwise in the factory, It is not easy to reach a monthly income of more than 8,000 yuan.

From the perspective of cities, there are only 8 cities where the average monthly income can reach more than 8,000 yuan in 2019, and the average shows that about half of the people have not reached this number, so don't look at 8,000 yuan It doesn't seem to be much, but in reality, there are not many people who really get 8,000 yuan a month.

How much have I saved?

I was lucky, I used to study well, went to a good university, relied on the university, entered a big bank, the position is the logistics management department, located in a third-tier city, before there are all kinds of loans, I save money faster, I can leave 70,000 or 80,000 yuan a year (deducting five insurances and one housing fund and taxes, the actual annual income is about 110,000), but since there is a mortgage and parking space loan repayment pressure, basically I am a moonlight family, The money that can be left every year mainly depends on the year-end bonus and the festival fee of various festivals, and now the money saved every year is less than half of yours.

In addition to various expenses, it is very good to be able to save 50,000 or 60,000 yuan a year. Now everyone's consumption concept has changed a lot in the past, especially the post-90s, who like to consume ahead of time. Now many people are moonshine people, and they live their lives decently every month, basically without any savings, such people have no pressure to get married, no pressure to buy a house, and everything else is not important after themselves.

An epidemic, many people have lost their income for several months**, and they usually have no savings, and suddenly their lives are stretched thin and fall into economic difficulties. In fact, no matter how much or less, I think if there are conditions, you still have to force yourself to save and develop the habit of saving money, after all, when the risk comes, only the deposit is your most reliable dependence!

It is a relatively medium level, it is already very good, now most of the wages of Chinese are not too high, can save 50,000 or 60,000 a year means that it is more economical, I can save up to 20,000, itself can not earn much.

I can save 50,000 or 60,000 yuan a year, which can already be said to be a well-off level, and now there are many people who can't save 50,000 or 60,000 yuan a year, and the salary level is low, so I can only save 10,000 yuan a year, which can only be said to be just enough to live, and there is no extra money to spend elsewhere.

It is at the middle household income level. This is to define how much money you have saved according to the stage you are in, and for me, I am an ordinary student, and I can save a few thousand dollars a year, which is already the limit.

It depends on the individual. Some people have a high income and a large consumption, and it is good to save 50,000 or 60,000 yuan a year, while some people have an average income but consume less, and it is normal to save 50,000 or 60,000 yuan. I don't have a job yet, and I'm very satisfied with saving six or seven thousand a year.

A deposit of 60,000 yuan a year, an average of 5,000 yuan a month. According to statistics, in 2020, the average per capita income of residents in the country was 32,189 yuan (of which the per capita disposable income of urban residents was 43,834 yuan and the per capita disposable income of rural residents was 17,131 yuan), and the median per capita income of residents was 27,540 yuan.

At least the well-off level. Whether it's in a big city or a small city, it's very powerful to be able to save 50,000 or 60,000 a year. I can't save money for a year, it's not enough to spend.

If it's in a big city, it's a mid-middle level, and if it's a small city, it's a decent level. I can't save much money in a year because I'm a moonshine clan.

It is at a moderate level. According to the salary and living standard of our local city, a salary of 3,000 yuan a month, excluding basic expenses and the purchase of skin care products, can save about 1,500 a month, or about 20,000 a year.

If it's an ordinary part-time job, it's quite powerful to save these, because if the salary is 6,000, except for rent, water and electricity, food and daily necessities, there is basically not much left.

In the upper middle range, some people can't earn 50,000 or 60,000 yuan a year, which is converted into saving 5,000 per month. I saved 50,000 yuan before marriage, and after marriage, I had a lot of money to raise children.

1. It is normal for ordinary farmers to save 1-20,000 yuan a year.

In some mountainous rural areas in the south, cultivated land resources are relatively tight, and on average, less than 3 mu of cultivated land can be allocated to a population. If you plant some rice, corn and other food crops, it is very good to have 2,000 yuan per acre of land, but excluding the cost of input, the net income is within 800 yuan, that is to say, if you have 6 acres of land, the net income is about 5,000 yuan. Like our village, many farmers plant melons this kind of Chinese medicinal materials, large-grained varieties, door-to-door purchase of ** for 19-20 yuan catty, into the harvest period of an acre of land management can earn about 4000-5000 yuan, 5-6 acres of land can increase income of about 20,000 yuan a year.

Of course, if you want to get a stable income from farming, you have to depend on whether the weather is good, and if you encounter droughts, floods, etc., then your income will be discounted.

2. For farmers who have housing loans, children's schooling and other expenses, it is difficult for their family savings to exceed 100,000 yuan.

Nowadays, many people in rural areas have bought houses in the city, some are temporarily settled in the place of work, some are for their children to go to school, if the family has a mortgage, and the children are in school, and the elderly at home can not help with the baby, then basically they can only go to work alone, so it is difficult for a small family to have a deposit of 100,000 yuan. Just like my family, the elderly on both sides are living in the countryside, not adapted to the environment in the city, not used to staying in the city, can only rely on their own hard work, every month to repay the mortgage, as well as the car, living expenses, insurance, etc., when the child goes to kindergarten, the expenses are not low, only a semester to pay more than 10,000 yuan, a year to pay more than 20,000 yuan, plus interest classes, social practice activities and other expenses, basically have to prepare 30,000 yuan, in addition, a variety of insurance, a year to pay more than 50,000 yuan, Sometimes it may seem like a small expense, but a lot of money adds up.

For ordinary families, the annual income should be 3-40,000 yuan, and the expenses will reach more than 20,000 yuan and close to 30,000 yuan, that is to say, 70%-80% of the annual income is spent, and what can really be saved is about 10,000 yuan.

If you save 10,000 yuan a year, you can only save 100,000 yuan in 10 years. And just saved enough 100,000 yuan, my son has grown up, and he is ready to get married and pay a bride price.

and various fees, the deposit is gone again.

Therefore, in the countryside, it is already good for families to have savings, no matter how much they have spent. A considerable part of them are in debt, although they eat well, wear well, and drive a good car, in fact, there are hundreds of thousands of loans behind.

Speaking of which, you should have understood that rural families, under normal circumstances, will have a deposit of about 100,000 yuan, of course, up and down in this, specifically, each family is different.

For those with a deposit of 100,000 and 200,000 yuan, it is estimated that 40% of them can belong to a family of three or four without the elderly or children; 30% of the families with deposits of 0-100,000 yuan should belong to families of five or six with elderly people and children; 20% of rural households should have no savings, and may still have debts; There are also deposits that can reach 500,000 or 1 million, estimated to be less than 10%.

To sum up, a rural family should have 10-200,000 savings under normal circumstances, but as time goes by, the children grow up and various expenses increase, and these savings will also decrease. Whether it is in the countryside or in the city, it is not easy, and they are working hard.

However, life is like this, keep working hard, keep fighting, and in the end there will be good results. No matter how much you save, the most important thing is to have a good time!

As for how much savings rural households have now, I think it is good as long as they have "enough to spend". However, there are several definitions of "enough flowers", which are for wealthy farmers and poor farmers in rural areas, for example: some wealthy rural families, they have houses in the city, they have cars to go out, they eat delicacies from the mountains and seas, and they wear fur clothes, so in the countryside, their family savings are naturally high.

However, most rural families are ordinary families, because of wage reasons, the monthly salary of ordinary farmers who go out to work is basically about 2,000 to 5,000 yuan (and the salary of tens of thousands of yuan is very little), so this "enough to spend" stock standard is correspondingly less, which is naturally not comparable with the rich families in the countryside. With the continuous development of society, when farmers go out and have money to earn, the vast majority of farmers have moved towards a well-off life, so their families have more savings.

As for the family's savings, it is normal for the average family to have 100,000 yuan in savings, and it is also possible for families in difficulty to have tens of thousands of savings, while as for the wealthier families, it is also possible to have hundreds of thousands or even millions of savings, and of course there are some families in arrears. Therefore, due to other reasons, the amount of deposits in rural areas is naturally different. So the question is, how much savings are generally considered normal in rural households now?

Plum as a rural person to come:

First of all, I will use a real example to talk about how much savings a family in our rural area has, and whether these savings are normal for them.

The per capita savings in China is more than 70,000 yuan, and if a family is calculated as a family of three, it reaches 210,000 yuan, which is considered a normal level.

2. If you have a craft, there are at least about seven or eight thousand a month, and migrant workers are very frugal, so it is no problem to save fifty or sixty thousand a year;

3. There is also a situation where the family unit is a small business, although the business is small, as long as you are willing to work hard to operate, there is no problem in saving more than 100,000 yuan a year.

Rural families may not be sure, the poorer may not have savings, and if they have money, they may have millions of savings.

The less is tens of thousands of dollars, and the more is not more than 100,000.

Except for those well-known and wealthy villages, the vast majority of rural families in the country do not have much savings.

Ordinary rural families have a deposit of 350,000 yuan, which is a lot. If there is one or two hundred thousand, it is already relatively rich. If there is one of three or five hundred thousand, it will definitely be one of the richest people in the entire town and township.

About 100,000, everyone's family situation is different, depending on what the family does.

The savings of every rural family are different, some conditions are relatively tight, and they may not be able to take out tens of thousands of yuan, and some of the conditions are relatively good, and they may be able to take out a few million, after all, everyone in the countryside does not do it the same, and if you simply rely on farming, the conditions are not much better.

The average household is between six and seven figures.

There is a high probability that you will not be able to solve this problem, different regions have different levels of economic development, different families in the same region have different levels of wealth, and families with deposits of one or two thousand and millions of dollars in savings have, how much do you say generally?

How much savings do rural households have? Now there are old men and old ladies left in the countryside, and the young people have come out to work, and the old men and old ladies are all eaten and used every year, and it is good to spend enough.

This problem cannot be one-sided, because each family's ability to work and spend is different, so the income of each family is also different.

This is difficult to estimate, because the situation of each family is different, and some rural families have more income and some have less income.

It is considered a medium level, the current consumption is relatively high, and people make more money, and it is not very much to be able to save 60,000 yuan.

It is the lowest level, because now rural people are very rich, and they can earn more than 100,000 yuan every year by selling vegetables and livestock.

A family can save 60,000 yuan a year, which should belong to an upper-middle level, which is something that many rural families can't do. There are still many people who can earn 60,000 yuan a year by working or farming, but in addition to the family's eating, drinking, and visiting relatives and friends, I think it is a very easy thing to do, and there are many people who can't do it, and even some people still have negative equity.

If you want to deposit 60,000 yuan within a year, then it means that the gross income of the family must reach at least 120,000 yuan, otherwise you will not be able to meet this standard at all, after all, the pressure of life is relatively large, and you have to spend money everywhere. Let's not talk about the expenses of a family of four in all aspects, it is not a small amount. Some people work hard for a month, and their income may only be three or four thousand, four or five thousand yuan, which is still very low, so it is not so easy to save money.

It can be said that the vast majority of rural families are not able to save so much money, because everyone's annual expenses are a lot, and after getting rid of all the expenses, it is not easy to save 10,000 yuan or 20,000 yuan. Of course, it may also be that some people are very, very thrifty, they actually don't make much money in their ordinary life, but through frugality, so they don't spend much, so naturally they can save a lot of money, but these money are deducted from between their teeth.

Because to be honest, there are many rural families who are very cautious in the use of money, very careful in their calculations, after all, their own income is not particularly high, so it is impossible to spend money lavishly, after all, everyone has to live, and there must be a certain amount of savings in the family, if you are not careful in the calculation, it is impossible to have savings, so in case something happens, you can't get a penny.