How many families can save 100,000 yuan a year in China?

There should be very few such families, after all, the expenses of families with children are quite large, and it would be good to have tens of thousands of yuan.

It's about 20%, there are 100 million families in China, almost 80 million families, and they can save 100,000 a year, and they must earn 10,000 a month, excluding expenses, it is estimated that they can save 10,000.

Seldom. Except for those with high wages. Now that most young people still have to pay off their mortgages, how can they have money to save? Rural people are even less likely. I can't do it either.

3. How many families are now in China with a deposit of 100,000 yuan? How many meet the deposit "criteria"?

According to the data released by the central bank and the National Bureau of Statistics, 80 percent of individuals do not have 100,000 yuan in savings, and 80 percent of households do not meet the deposit "standard", which is somewhat surprising.

According to the data of the central bank, at the end of 2019, China's residents had trillions of yuan in deposits, calculated by 1.4 billion people, with an average deposit of about 60,000 yuan per person and an average deposit of about 180,000 yuan for a family of three"。

According to the data of the National Bureau of Statistics, in 2019, the per capita disposable income of residents in the country was 30,733 yuan, and the per capita consumption expenditure was 21,559 yuan. According to this calculation, if a family wants to meet the "standard" of 180,000 yuan in savings, it will take an average of 6 years after deducting consumer expenditures, and it will take an average of 2 years without eating or drinking.

But this is only the average data, and this is not the case when calculated according to the 28 rule (20% of people own 80% of the deposit).

withdraw 20% of the deposit, i.e. trillions; Then 20% of the people are eliminated: that is, 1.4 billion * 80% = 100 million; Then the per capita savings of 80 percent of the population are calculated: that is, trillions of yuan.

In other words, 80% of residents have an average deposit of only 10,000 yuan; The average savings of 80% of families is only 10,000 yuan, which is still far from the "standard" of 180,000 yuan.

Now there are not many people who can take out a one-time deposit of 100,000 yuan, especially for young people, most of whom have the concept of advanced consumption, such as taking out loans to buy houses and cars. These loans also prove that these people do not have more than 100,000 deposits in their hands, because everyone knows that loans require interest, and if the deposits in their hands are enough, I believe that most people will not choose loans.

There are still many disadvantaged groups in society, such as laid-off workers and migrant workers in the 90s, these two disadvantaged groups are more difficult to have a deposit of 10 yuan. Because the income of these two groups is relatively low, the old and the young, the expenses are very large, and the laid-off workers have to save money to pay social security, so it is very difficult for these two groups to come up with a deposit of 10 yuan.

If the total assets of the family exceed 100,000, I believe that the average family exceeds this number. If you don't have money, you have to keep a certain amount of "money to cross the river", and the ** of a house also exceeds 100,000 in most areas.

Although the current 100,000 yuan is not a large amount for many people, it is still difficult to really take out a rough sum of 10 yuan at one time. After all, this deposit refers to the net deposit after deducting the total assets.

Generally, it is like this at 20 percent, because there are not many families who really have savings, and it is difficult to meet the standard, otherwise it is more difficult.

At present, there are countless households in China that have deposited 100,000 yuan, and there are many families that have reached the deposit standard, so it is impossible to complete a relatively complete statistics.

It should be very common, just a college graduate who has struggled for two or three years should also have this savings.

Look how you saved 100,000 Luo! In addition to eating and drinking, there are 100,000 yuan and those who are thrifty, the difference is too big.

Let's take yourself as an example! The annual family income is less than 200,000, and if you want to save 100,000, you really have to deduct it.

Last year, our family almost saved 100,000 yuan, under statistics, some chaos, will be the next main monthly expenses: 2,000 yuan mortgage, water, electricity and gas network fees add up to 500, property fees more than 100, plus transportation expenses 200, as well as basic living expenses of 1,500, children drink milk 1,000.

My wife and I wear work clothes when we work, and the clothes we buy every day do not exceed 1,000 yuan a year. The children are still young, and most of the clothes and toys are given by friends and neighbors. We adults do not buy commercial insurance, and the insurance premium for children is 5000 a year.

My wife is still studying, and she has to ask for 3-4000 a year.

During the New Year's holidays, 5,000 yuan will be given to both parents throughout the year.

There is just 100,000 left over for a year. It's a bit verbose, but the days are poor, and my wife will complain to me normally, my ultimate theory, we have to improve the house, bear with it!

Looking back, the monthly living expenses of 1500 are very simple in Guangzhou, and I forgot to mention that my mother is also helping me take care of the children. It's also drunk to think about!

Of course, his wife Bi Chunli is a woman, and cosmetics have to be used, but it doesn't exceed 1,000 a year.

I originally planned to go to Hainan a year ago, but it didn't work out when I returned to my hometown.

Most of the shopping is only shopping and not buying, how to go out to eat a good meal or two this month, and the cost is 4-5000 a year. It also costs money to go back to my hometown 2-3 times, and 4-5000 a year is gone. After all, when people are in other places, there are fewer people in their hometowns, and there are not many good friends in Guangzhou, and most of them go out.

That's all for the time being, and the conclusion is that life is a bit tight! Ha ha.

In modern society, an annual deposit of 100,000 should be easily attainable.

It is important to calculate income and expenses, if the monthly income is 5000, the monthly deposit is 2000, a year is 10,000, and it is almost more than 4 years to save 100,000.

If you are willing to study and work hard to be motivated, your income will increase, and your monthly savings will also increase. It is even possible to complete a deposit of 100,000 yuan in a month.

It is recommended to pay to learn financial management, and make a regular investment, which will shorten the deposit time.

If you're lazy, don't want to learn, and can't monetize, and spend money lavishly, just don't say it. That may not be enough for 100,000 years.

Let's put it this way, in addition to the normal expenses of the family, you have to save 100,000 yuan every year, at least your personal net income should be more than 180,000 yuan, of course, if you spend less, you can also spend more than 130,000 yuan.

Question 1: What class does the annual deposit of 100,000 belong to? It belongs to the high-wage class, or the middle class.

Deposit refers to the temporary transfer or storage of funds or goods to a bank or other financial institution by the depositor under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial behavior or activity, and is also the most important credit fund of the bank**.

Question 2: How much does the average family have to save in a year My family has no savings, I am still in school, and all the money is spent for me.

Question 3: What kind of family is saving 350,000 a year There is a shortage of stools and other families.

Question 4: What is the level of a family's savings of less than 100,000 If it is a family of three, this family is too industrious! barely enough to eat and wear, not to sell nonsense, to be well-off.

Question 5: 100,000 yuan a year is barely enough for a family to spend If I have 100,000 yuan a year, I can save at least 60,000 yuan.

Question 6: I want to save enough 100,000 yuan in a year, do you have any good job introduction? Save 100,000 yuan a year, deduct expenses, about 3-50,000 yuan per capita a year, and an annual income of 150,000 yuan, even in Beijing, Shanghai and Guangzhou.

Dear, you're fine if you meet one of the following criteria:

1. The family has sufficient background in social relations, 2. There are sufficient basic funds (1 million as the foundation).

3. Rich experience in sales, management, research and development, and have certain results.

4. There are sales channels with annual sales of more than 600,000 yuan.

5. There is luck against the sky.

As far as I know, 80% of people have an annual income of 3-80,000 yuan, and they save about 1-40,000 yuan a year. 15% of the people have achieved an annual income of more than 100,000 yuan after more than 5 years of accumulation, and 5% of them have relatively good backgrounds.

Question 7: What is the level of a family of three spending 100,000 yuan a year It can be regarded as the well-off level of a small city.

First-tier cities are relatively low.

Provincial capitals are ordinary level, ordinary citizens.

Question 8: What is the level of annual family income of 100,000? Standard family of three 20 points My family is in a small town in northern Jiangsu, my parents' annual net income is 100,000, which is really average, now there are so many rich people in the countryside, a lot of workshop enterprises, local tyrants, but urban people have very little income, they all work, and they are forced to accept the exploitation of the boss.

Question 9: Husband and wife can save 100,000 yuan a year for travel, what price can they buy? It's about the same as us, if you have a house, just buy about 100,000 yuan, no more, no less, buy expensive, in the future you will feel that about 100,000 cars are the same, there is no face to say, cheap domestic cars are really not good, don't look at the appearance, drive it and feel it.

It is recommended to buy a joint venture car, such as a very cost-effective and safe Focus, a leather-solid Triumph, a good-looking Cruze, and so on. If you like a small displacement and energy, except for Japanese cars, Peugeot 307 is still good, and it is very energetic to turn on the air conditioner! I bought the Sutar.

Question 10: How much should a family save in a month It depends on your income, throw away all expenses, and then set yourself how much you must save each month.