Please help analyze the questions about car insurance

Ask for money! The car is not yours anymore! You've all transferred it to the insurance company! The car has nothing to do with you anymore! Your transfer of interest is a check! Ask for money!

In principle, this situation is necessary to lose money, the reason is the above, signed a letter of transfer of rights, that is to say, the ownership of the car is already an insurance company, not to mention, please see the following excerpt of the terms:

Article 4 During the insurance period, the insurer shall be responsible for compensation for the following losses and expenses of the insured motor vehicle in accordance with the provisions of this insurance contract:

1) The insured motor vehicle is stolen, robbed or snatched, and the whereabouts of the insured vehicle have not been ascertained for 60 days after the case is filed and proved by the local public security criminal investigation department at or above the county level;

In addition, the signing of the letter of transfer of rights and interests is equivalent to determining the compensation. According to:

Article 25 The insured motor vehicle is recovered after being stolen, robbed or snatched

If the insurer has not paid the compensation, the insured motor vehicle shall be returned to the insured.

If the insurer has paid the compensation, the insured motor vehicle shall be returned to the insured, and the insured shall return the compensation to the insurer; If the insured does not agree to take back the insured motor vehicle, the ownership of the insured motor vehicle belongs to the insurer, and the insured shall assist the insurer in going through the relevant procedures.

So, I think, the insurance company can pay you money.

If the public security organ files a case for three months, and the subject car cannot be found, the insurance company will pay compensation according to the depreciation of the insured value of the target car, with a monthly depreciation of 6/1000, and at the same time verify whether other procedures are complete, and 5% will be deducted for each incomplete item.

In a situation like this, the insurance company should deliver the money to you 2 months after the car is lost! This is stipulated by the state! Go ask for money!!

You're not in a hurry. If you want me, the insurance company will get the money in the morning.

Follow your questions. After a vehicle accident isTotal lossDoes total loss mean that the vehicle is scrapped? If the vehicle is scrapped, and the residual value of the vehicle is only 2,000 yuan, then the insurance company will scrap the car and then compensate 2,000 yuan according to the residual value.

As long as the maintenance cost of the vehicle is higher than the residual value of the vehicle, the insurance company will scrap the vehicle and then compensate according to the residual value. Compensation for car damage is not based on the sum insured.

If it is a new car, worth 150,000 yuan, bear 30 responsibilities, that is 50,000 yuan, the insurance company's 15% free odds, is 7,500 yuan, 50,000-7,500 = 42,500 yuan.

The insurance company will pay 42,500 yuan for car damage insurance, and other losses will be compensated by the other party.

36250。

Your insurance should pay you 36,250 yuan, and the other part will be paid by the other party.

Loss insurance for family cars, insured during the insurance period.

Depending on the premium payment method, there are different ways to obtain a policy.

1.Door-to-door insurance and on-site payment of premiums by credit card, the policy will be directly given to you on the spot;

2.Our company is equipped with a dedicated delivery service team to provide you with door-to-door delivery service, and the policy can be delivered within 48 hours.