How many people have been misled by not lending a car, and what are the consequences of borrowing a

In fact, people are reluctant to borrow a car, which is nothing more than two reasons, one is to feel sorry for the car, afraid of lending it out to scratch or rub the vehicle to damage; The second is that they are afraid that others will have an accident while driving their own car, and they will be jointly and severally liable. In fact, the issue of borrowing a car should be viewed rationally, although there is a risk in borrowing a car, but the risk is very small. The question of whether your brother can refuse to borrow a car mainly depends on your personal wishes and whether your brother has a valid driver's license, whether the driver's license is consistent with the type of driver, and whether there are any behaviors prohibited by law such as drunk driving and drug driving.

Knowing that the vehicle has a fault and borrows it, the owner needs to bear joint and several liability, and the fault here mainly refers to the vehicle power system, braking system and other problems that can affect the normal operation of the vehicle.

2. Knowing that the borrower drinks and takes drugs, and also lends the car, the drinking and drug use here refers to the time when the vehicle is lent, at this time the owner needs to bear joint and several liability, if the vehicle has been lent, the borrower drinks and takes drugs again, it has nothing to do with the owner.

3. If the car is lent to a person without a driver's license, or a person who does not match the type of quasi-driving, the owner of the car is also jointly and severally liable.

All in all, as long as the owner is not at fault, the owner of the car does not need to be liable for compensation when the borrower has an accident. In addition, today's vehicles basically have full insurance, and when compensation is required, the insurance company can compensate a large part, and the remaining small part is borne by the borrower. If the loss caused by the accident is large, resulting in the driver who caused the accident cannot be compensated, the court will order the owner to pay compensation in advance, but the amount of the advance will not exceed the car itself**.

After compensation, the owner of the vehicle can recover the part of the amount advanced from the driver or his family.

The risks of borrowing a car are as follows:

1. If the borrower damages the car due to improper operation, and the borrower infringes on the property rights of others, he shall bear the tort liability and compensate or restore the damaged car according to the price;

2. If the car is lent to others, and the borrower has an accident, and the owner of the motor vehicle is at fault for the occurrence of the damage, he shall bear the corresponding liability for compensation;

3. If the borrower escapes after an accident or the driver of a motor vehicle escapes after a traffic accident, and the motor vehicle participates in compulsory insurance, the insurance company shall compensate within the liability limit of the compulsory insurance of the motor vehicle.

What to do if you have an accident while driving someone else's car.

1. The main body responsible for the traffic accident is the person directly responsible, and the owner of the vehicle bears supplementary liability under the corresponding circumstances;

2. If the borrower has the driving qualifications, the owner is not at fault, and the borrower should bear it. However, when it is unable to perform its responsibilities and obligations, the owner may assume supplementary responsibilities and then recover rights and interests from the responsible person;

3. If it is lent to a person who is not qualified to drive, the owner of the car itself has the responsibility of violation and fault, and should bear the corresponding legal consequences.

[Legal basis].Article 1209 of the Civil Code of the People's Republic of China.

If the damage caused by a traffic accident occurs when the owner, manager and user of the motor vehicle are not the same person due to leasing or borrowing, etc., and the motor vehicle user is responsible for the motor vehicle, the motor vehicle user shall be liable for compensation; If the owner or manager of the motor vehicle is at fault for the occurrence of the damage, he shall bear the corresponding liability for compensation.

Article 1212.

If a traffic accident causes damage caused by driving another person's motor vehicle without permission, and the motor vehicle is the responsibility of the motor vehicle, the motor vehicle user shall be liable for compensation; If the owner or manager of a motor vehicle is at fault for the occurrence of damage, he shall be liable for compensation, except as otherwise provided in this Chapter.

Huge car damage, this is a major accident after borrowing a car. A few years ago, a family here had just bought a new car that was lent out by a relative, but the car was overturned into a ditch and the body was deformed. The opinion of the owner is to sell it to relatives at a discount, and relatives do not want to live or die.

In the end, the relatives fell out like this. I don't know much about the car condition, and it will definitely take a long time to get started, and during this period, it is inevitable that there will be jerky and groping situations for the operation of the vehicle, such as gearbox, accelerator, brake, steering, etc., which will affect the car condition to a certain extent.

Therefore, it should be different from person to person, and if you feel that it is not something you are willing to do, you still have to learn to say no. After a long time, everyone knows what kind of person you are, and slowly no one will ask you to borrow it! No one bothered, that's fine!

You're good to it, it's good to you! You can also think of the car and the driver as a tacit partner. It is unknown how to change the driver, how to treat the car, and how the car will be damaged.

In addition, the borrower may be unfamiliar with the condition of the car, and there may be misoperation or traffic accidents.

On the night of the listing on the road, several classmates and friends warmed the car (party) for him, and the next day a friend came to borrow the car, and after the car was lent out of the way, a major accident occurred, and the car was destroyed and killed (4 people died), but he was the owner of the car and was jointly and severally liable, and the court awarded civil compensation of nearly 2 million. So for some people who borrow a car, they may be in order to meet some of their own vanity tendency, and moreover, if it is a violation, accidents and a series of problems will eventually make you, the owner of the car need to be held responsible, so I would rather not borrow a car to make him angry, rather than borrow a car and regret it!

The driving is not very accurate, including the accelerator, speed, and braking, which will increase the run-in of the vehicle, and there will be certain damage from the inside. In addition, the prediction of the body is inaccurate, and it is easy to have the insufficient part within the friction and wear, and the user of the motor vehicle shall bear the liability for compensation; If the owner of the motor vehicle is at fault for the occurrence of the damage, he shall bear the corresponding liability for compensation.

Because some people don't treat themselves as outsiders at all, they won't fill up the car after borrowing it, and they won't wash the car, which will affect the relationship between two people. In case of a bump, it will be more troublesome to deal with.

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First of all, check whether your vehicle has any faults that affect safe driving, such as ineffective brakes, lights or uneven tire pressure. 2. Legal driver's license: This is very important, you must see whether your friend has a legal driver's license, and you must also pay attention to whether the quasi-driving type of driver's license is consistent with the vehicle.

3. The other party can drive: It must be seen whether the borrower can drive normally, whether he has drunk alcohol, etc., of course, he can't get sick with a cold.

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Because some people don't care about the car very much, it is very likely to hurt the car, which also makes them very unhappy, and also hurts the feelings between friends.

After lending the car to someone else, the car is easy to bump and bump, and there is no way to claim the corresponding compensation from others, and it will also cause the relationship between the two people to become very stiff.

Because if you lend it to your good friend and there is any problem with the car on the road, it is the person who is ultimately responsible, not your friend.

Why can't cars be borrowed casually:

1. If there is an accident in the borrowed car, the insurance will not pay for it.

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If you lend it twice without the consent of the car owner, the insurance will not compensate: In the exemption clause of the insurance, there is a clear provision that the insurance company can refuse to pay for the loss caused by driving without the consent or permission of the insured.

In layman's terms, it means that the owner of the car lent the car to a friend, and the friend had an accident after lending it to another friend without the consent of the owner, and finally the insurance company refused to compensate.

If the other party's driver's license is illegal, the type of driver's license does not match, and the other party is drunk driving, the insurance will not compensate. As with the previous legal liability, if you lend the car to the other party knowing that the other party does not have a driver's license, expired, revoked, or the type of driver's license does not match, and you are drunk driving. Accident insurance can also be denied, which is also clearly stipulated in the exclusion clause of the insurance.

There is a 10% free odds on the designated driver when purchasing insurance: when the car owner buys insurance, there is a column on the policy whether the driver is designated. If you specify a certain insurance discount, but if you lend the car to someone else and have an accident, the insurance company will have a 10% waiver.

For example, if an accident causes a loss of 10,000 yuan, after deducting 10% deductible of 1,000 yuan (10,000 yuan * 10% = 1,000 yuan), you can only get 9,000 yuan in compensation.

2. If you belong to the following two types of people, consciously stay away from "borrowing a car":

1. Novices and undocumented people.

Novices generally lack a sense of driving, lack sufficient response ability and handling skills to emergencies, and are often particularly prone to accidents. And if you don't have a driver's license, your license is expired, revoked, or the type doesn't match, it goes without saying, you know.

2. Stingy and violent people.

If you belong to the former, you may burn the oil out of the car in a few minutes and then return the car, while if you belong to the latter, you may cause an accident because you drive violently.

3. Summary: To put it simply, if something happens, the owner may be responsible.

As we all know, the wife bai cannot be shared with others, and the du wife is not zhi

I can borrow it. The car and the old lady mentioned the same height back, indicating that the car is in a family. It's not that the car is important, but that the car carries too important consequences.

After the car is lent out, it is not under his control, and it is a good thing to return safely, and it is not a small trouble once it causes trouble. If it is a close relative, if they are in a hurry, if they are not borrowing a car, you can also help them with pain.

Because once an accident occurs, the minor economic loss will be the worst, and the heavier will also bear criminal responsibility.

Ren, for example, if the borrower hits or injures a special passenger or other vehicle, if the borrower refuses to pay compensation, the Chinese director shall bear the responsibility of the owner, and if the borrower hits and kills the person or the borrower himself goes to heaven??? Who's going to clean up the rest of the mess?

The accident car is mainly legally responsible. Cars aren't worth much, but human lives are worth much!

If there is a problem with the car, the owner of the car is responsible: First of all, the owner of the car is responsible for the problem, and the Supreme People's Court replied to the Reply on the Trial of Road Traffic Accident Damages.

Interpretation of Several Issues Concerning the Application of Law in Compensation Cases" No. 1. If the person who borrows the car has a problem, the owner is also responsible: another is that the person who borrowed the car has a problem, the owner is still responsible, and the person who borrowed the car is unlikely to borrow him if he does not have a driver's license, then he has a driver's license but the driver's license has expired.

The final loss has to be borne by the owner: and then the person who borrowed your car said that he would not pay, I really just have no money, all the pots have to be carried by the owner, the loss is very, very large, and borrowing a car is a small matter.

If you borrow your own car, you must review the special driving rights, otherwise you will be punished as the owner of the car, do you know what's going on? Let's take a look.

There are several reasons why private cars should not be borrowed:

1. Once the vehicle has a major traffic accident, it is good to say that your own car is damaged, but once it causes major property damage to the other party of the traffic accident, or damages the major public interest, as the owner of the vehicle, although the vehicle is not driven by you, you can not escape responsibility;

2. If the borrower is unwilling to take responsibility and deliberately evades the traffic accident with the aforementioned serious consequences of the loaned vehicle, the owner can only take responsibility first and then recover the borrower;

3. If you know that the driving qualification of the friend who borrowed the car is problematic, but still let him drive, the owner of the car will also bear legal responsibility in case of an accident;

4. If you know that the friend who borrowed the car is drunk and driving, but still let him drive the vehicle, then the owner of the car constitutes an accomplice to the crime of drunk driving and drunk driving;

5. If a private car is borrowed and the borrower escapes after an accident, the owner shall be responsible for it;

6. If the borrower is detained by the traffic police due to the borrower's traffic violations, the lender faces difficulties in using the vehicle and coordinates the retrieval of the vehicle.

Civil Code of the People's Republic of China

Article 1209 Where the owner, manager and user of a motor vehicle are not the same person due to leasing or borrowing, etc., and the damage caused by a traffic accident is the responsibility of one of the parties to the motor vehicle, the user of the motor vehicle shall be liable for compensation; If the owner or manager of the motor vehicle is at fault for the occurrence of the damage, he shall bear the corresponding liability for compensation. Article 1216 Where a driver of a motor vehicle escapes after being disturbed in a traffic accident that is suspected of being high, and the motor vehicle participates in compulsory insurance, the insurer shall compensate within the limits of liability of the compulsory insurance for motor vehicles; If the motor vehicle is unknown, the motor vehicle has not participated in compulsory insurance, or the rescue expenses exceed the liability limit of the compulsory insurance of the motor vehicle, and it is necessary to pay for the rescue, funeral and other expenses of the infringed person, the road traffic accident social assistance ** shall pay in advance. After the social assistance for road traffic accidents has been paid in advance, its management agency has the right to recover from the person responsible for the traffic accident.