What are the disadvantages of 2 real estate deeds for one suite?

The disadvantages are: 1. When you sell it in the future, the transfer tax is more than a real estate certificate.

For example, if there is no real estate in the name of the original buyer, the deed tax of the first one belongs to the preferential tax rate of the first house, and the second one does not belong to the first house. Similarly, when it comes to selling, if there is only one real estate certificate, it is possible to meet the tax incentives for the property that belongs to the owner's sole residence when it is sold, and there are two real estate certificates under the name that do not belong to the only residential property and cannot enjoy the discount.

2. If the state levies a property tax on multiple residential properties held by individuals nationwide in the future, it will be taxed. But now the state is only carrying out pilot projects in Shanghai and other places, and there is no national levy, so there is only such a risk of drawbacks.

The disadvantages of one house, two title deeds, one house, two title deeds, that is a problem left over from the past. If there are two title deeds, the disadvantages are very large.

The disadvantages of two title deeds for one house. This should not be the case. There is only one title deed for each house. Perhaps it is a problem left over from the past history in general. There are no two title deeds for each house.

The same location and the same property can only have one real estate certificate, it is impossible to have 2 real estate certificates, even if the real estate certificate is lost and reissued, it is still reissued according to the information originally filled in. Having 2 title deeds for a house is invalid.

There can only be one title deed for a house.

How can there be 2 real estate deeds, one of them must be fake. You should go to the real estate center to verify and understand the situation, otherwise there will be endless troubles!

There can only be one house in one house, and the title deed can have two people's names written on it. If it is two real estate tickets, it will cause great harm or loopholes to future sales and management.

It is impossible to have 2 real estate certificates for a house, and if there are 2 real estate certificates, it will increase the cost, and it is not easy to manage, and it may also add trouble to consumers.

The bank will think that you have two houses in your family, and if the family wants to take out a loan to buy a house, the down payment ratio will be increased and the loan amount will be limited.

If the family needs to buy a third house, there will also be restrictions.

Especially in some cities with purchase restrictions, buying a house cannot meet the conditions, because it will restrict the purchase of a third home.

It is impossible for a suite to be able to do two real estate certificates, this is because the management department will only issue a legal real estate certificate for a suite, if there are two certificates, the number of the previous certificate has been cancelled, do not believe you can go to the real estate department to check and check.

When a change of name occurs, whether it is a sale, an inheritance. Gifts, all the taxes and fees for the change of name and transfer are collected according to the standard of two suites!

In the case of suites, the disadvantages of the two real estate certificates, it must be the two real estate certificates, that is, the name is the same person? In this case, it is easy to have that kind of dispute.

If you want to sell the house later, you need to agree to both parties, and if you sell, you need to be present at the same time. If you buy it, you also have to occupy a quota.

Two title deeds mean that two people hold a share of the house, and both owners must agree to dispose of it at the same time.

Under normal circumstances, it is impossible for one house to have two property ownership certificates, unless it is caused by lax previous work.

The disadvantages of one suite, two real estate certificates, one house does not have two real estate certificates.

Individual cities cannot sell a third set. There are the same restrictions when it comes to reselling.

Objections to property rights arise. Both parties have the right to dispose of the house.

The reasons for 2 title deeds for one house are as follows:

One meets the needs of consumers for large-scale products.

Second, the unit price is lower than that of the single house, so you can buy a double-detached house at a relatively low total price.

Third, because it is a small house, the area of a single unit is mostly below 90 square meters, and the deed tax can be enjoyed 1, which is also a lot less than the deed tax of a large house with a document.

Fourth, multiple real estate certificates can be one certificate and one degree, which has certain advantages for buyers, but it has actually caused a certain degree of waste of resources.

The origin of the "double certificate room".

The commercial housing on the market is often excited to be one room and one certificate, and the phenomenon of two real estate certificates for one house is from the 90 70 policy of the six articles of the country in 2006: since June 1, 2006, where the new approval and new construction of commercial housing construction, the proportion of the area of housing (including affordable housing) with a construction area of less than 90 square meters must reach more than 70 of the total area of development and construction.

In order to take care of the rigid needs, the proportion of Xiaobi units is as high as 70. Therefore, in order to circumvent the restrictions, the developer has launched a large apartment type with double spelling or even multi-piece to cater to the market, that is, two rooms in one or three rooms or even four rooms in one large-area products, and there is a phenomenon of one room and two certificates (the most common), one room and three or four or five certificates.

Legal analysis: It is incorrect to have two real estate certificates for a house, and it should be checked and confirmed by the real estate registration department. The title deed is the only one that is exclusive unless it is jointly owned by two people.

Then you can get two real estate certificates. But the nature is still a real estate deed.

A house cannot apply for two property ownership certificates, because according to the principle of one thing, one right, a house can only apply for one house ownership certificate. If two people jointly inherit a house, they can apply for a co-ownership certificate, that is, one person holds a "house ownership certificate" and one person holds a "house co-ownership certificate", and the property rights are jointly owned or the proportion of property rights is specified.

Article 21 of the Detailed Rules for the Implementation of the Provisional Regulations on the Registration of Immovable Property stipulates that: "Where an application is made for the registration of jointly owned immovable property, the immovable property registration authority shall issue a certificate of ownership of the immovable property to all the co-owners; If the co-owners apply for separate certificates, they may separately issue certificates of ownership of immovable property for the co-owners. The certificate of ownership of the co-owned immovable property shall indicate the co-ownership and list all the co-owners.

In other words, if it is a joint real estate, you can apply for multiple real estate certificates.

Legal basis: "Detailed Rules for the Implementation of the Interim Regulations on the Registration of Immovable Property" Article 21 Where an application is made for the registration of jointly owned immovable property, the immovable property registration authority shall issue a certificate of ownership of immovable property to all co-owners; If the co-owners apply for separate certificates, they may separately issue certificates of ownership of immovable property for the co-owners. The certificate of ownership of the co-owned immovable property shall indicate the co-ownership and list all the co-owners.

I believe everyone knows the importance of the real estate certificate, only the house can be traded normally after the real estate certificate, and the real estate certificate can be said to be a favorable proof of house ownership. Let's introduce to you the impact of two real estate certificates for one house?

1. Generally speaking, it is better not to buy this kind of house.

2. You must know that when you buy this house, there is one set that counts as the first house (the deed tax is then the other set is counted as the second house (the deed tax is 3%, and in some places it is 4%). We know that the down payment of this first home loan is 30%, and the interest rate is also discounted according to the = benchmark, while the down payment of the second home loan is 50-60%, and the interest rate is a multiple of the benchmark.

3. If this kind of house wants to be transferred out, it is based on the sale of two suites, which is relatively difficult to find a buyer, and the transfer is relatively low.

Is there any restriction on how to apply for a real estate certificate?

1. Generally speaking, the contract for the sale and purchase of commercial housing has an agreed time limit for the registration of house ownership; If the contract for the purchase and sale of commercial housing is also marked as a house that has not yet been built, then this is 90 days from the date of delivery of the house; If the subject matter of the contract for the sale and purchase of commercial housing has been completed, it is also 90 days from the date of conclusion of the contract.

2. It can be said that there is a clear provision for this, and the time limit for handling the real estate certificate also includes the agreed period and the statutory period.

3. Secondly, if the property right certificate is not handled, an agreement will be made, and if there is no legal time limit. This is also the so-called "90" day period. A "90" day refers to the fact that the subject matter of the commercial housing sales contract is a house that has not yet been built, then in this case it is 90 days from the date of delivery of the house; A "90" day also means that if the subject matter of the contract for the sale and purchase of commercial housing is a completed house, then this kind is 90 days from the date of conclusion of the contract.

4. The time required to handle the real estate certificate: then this is according to the provisions of the real estate certificate processing time, such as the transfer of the right to use, which is also estimated in 2 months, then at this time it is also necessary to go to the property to check the length of service, etc., then this time is also to take about 1 month in advance, and then if the triple single into a trading center, about 30 days after the production certificate, so a total of 2 months before and after.

Usually there will only be one title deed for a real estate deed, but there will also be a situation where there are two real estate deeds for a house, because this situation compensation appears, so when the owner touches it, he may feel uneasy. What are the disadvantages of 2 real estate deeds for one house? What do I need to pay attention to when buying a house?

Let's take a brief look at it together.

1. What are the disadvantages of 2 real estate certificates for one suite?

If the house is the first house and is a loan to buy a house, once it is verified by the bank, the borrower needs to bear the corresponding liability for breach of contract, because when applying for the first house, a letter of commitment will be signed, promising that the house is my first house, so the bank can use this as a basis to investigate the borrower's liability for breach of contract, but if the house is already a second house, or the full purchase of the house, there is no impact.

2. What do you need to pay attention to when buying a house?

1. When buying a house, you must pay attention to whether the certificate of the property is complete, which is an important prerequisite to ensure the legitimacy of the transaction, if it is a new house, it is necessary to confirm whether the developer has obtained five certificates, and if it is a second-hand house, it is necessary to confirm whether there is a real estate property certificate.

2. According to Qeeka Home experts, most housing transaction disputes are mostly caused by insufficient understanding of the actual situation of the property, such as the existence of a co-owner without the consent of the other party, or the fact that it is being rented out without the consent of the tenant, which will affect the transaction.

3. The procedures for buying a house are more complicated, many owners are handling it for the first time, no experience, if it is to buy a new house, there are developers to assist in processing, but if it is to buy a second-hand house, it is recommended that it is best to entrust an intermediary, do not be reckless, so as not to lose more than you gain.

4. The most important thing to buy a house is the house itself, including whether the size of the house is livable, whether the lighting is transparent, whether the property is used, whether the surrounding facilities are perfect, whether the transportation is convenient, etc., all factors are considered to ensure the comfort of life.

Summary: The above disadvantages of one house and 2 properties and what you need to pay attention to when buying a house are introduced here. Hope it helps. If you want to know more about related information, please pay attention to Qeeka Home.