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There is a big difference between a double certificate and a document.
Title deeds and land deeds are now just as important.
First of all, property rights are property rights.
The land certificate is a land ownership certificate.
Most of the houses with property rights belong to affordable housing, so there is no land certificate, no bank mortgage can be taken, and there is no land compensation when the house is demolished.
Now if you need to go to the bank to use a housing loan, you must have two certificates in one, only the house with the property right certificate and the land certificate will be recognized by the bank as a legal house, all the houses with only the property right certificate can only be lived, and even the sale will be disputed because there is no land certificate.
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It doesn't matter if you have a land certificate when buying or selling a house, but you must use it when you demolish it.
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1. The real estate double certificate usually refers to the house ownership certificate and the land ownership certificate
1. The land certificate is a common name for the "state-owned land use right certificate" obtained by an individual. The Real Estate Management Law stipulates that the purchased commercial housing shall have a "state-owned land use right certificate" and a "house ownership certificate". Without it, it will be difficult to fundamentally safeguard one's legitimate rights and interests.
But most buyers never cared about it and never got it. In fact, the land certificate is as important as the real estate certificate.
2. The real estate certificate buyer obtains the legal ownership of the house through the transaction, and can exercise the right to occupy, use, benefit and dispose of the purchased house in accordance with the law. That is, the "Housing Ownership Certificate" is a legal certificate for the state to protect the ownership of the house in accordance with the law. Homeowner credentials to manage and use their own home.
In a general sense, the real estate certificate is the abbreviation of the house ownership certificate, which is a written certificate issued by the real estate registration authority to prove the ownership of the house.
2. The real estate certificate and the land certificate are proof that the owner owns the property and the right to use the land, and the two are inseparable.
1. If there is no land certificate, it means that the owner does not have the right to use the land, so when the land is encroached upon, he cannot protect his legitimate rights and interests.
2. Houses with only property rights, most of which belong to affordable housing, such houses do not have land certificates, cannot be mortgaged by banks, and there is no land compensation when the house is demolished.
3. Now if you need to go to the bank to use the housing loan, you must have two certificates in one, and only the house with the property right certificate and the land certificate will be recognized by the bank as a legal house.
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Legal analysis: The dual certificate of real estate is the house ownership certificate and the state-owned land use right certificate, and the document is only the house ownership certificate.
Legal basis: "Law of the People's Republic of China on the Management of Urban Real Estate" Article 60 To obtain land use rights by way of transfer or allocation, you shall apply for registration with the local people's land management department at or above the county level, and the local people's land management department at or above the county level shall verify that the land use right certificate shall be issued by the people at the same level.
If a house is built on the land for real estate development obtained in accordance with the law, it shall apply for registration with the local people's real estate management department at or above the county level with the land use right certificate, and the local people's real estate management department at or above the county level shall verify and issue a house ownership certificate.
When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level.
Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.
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How do you distinguish between double certificates? What does it mean? This is the basic condition for a monthly income of 15,000.
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It means that the house has a house ownership certificate and a land use certificate.
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Double certificate refers to the real estate certificate and the land use certificate.
The real estate certificate is a certificate that the buyer obtains the legal ownership of the house through the transaction, and can exercise the right to occupy, use, benefit and dispose of the purchased house in accordance with the law.
The land use certificate is a legal document that confirms the right to use the land.
In the past, when using a house mortgage, a complete double certificate was required, but now you can generally take out a loan as long as you have a real estate certificate.
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Title Certificate, Land Certificate.
Now most of them are two certificates in one, called real estate warrants.
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Legal analysis: The complete double certificate of housing refers to the real estate certificate and the land certificate. The real estate certificate includes the house ownership certificate and the house co-ownership certificate, which is the abbreviation of the house ownership certificate, which is a written certificate issued by the real estate registration authority to prove the ownership of the house.
The land certificate is a written document issued by the local people** to prove that the holder has the ownership or right to use a certain area of land.
Legal basis: "Measures for the Administration of Urban Housing Ownership Registration" Article 3 Housing ownership registration in these measures refers to the real estate administrative department on behalf of the first housing ownership and the mortgage rights arising from the above rights, pawn rights and other housing rights registration, and confirm the ownership of housing property rights in accordance with the law. The term "housing rights holder" (hereinafter referred to as the right holder) in these measures refers to the legal person, other organizations and natural persons who enjoy the ownership of the house and the land use rights and other rights of real estate within the scope occupied by the house in accordance with the law.
The term "applicant for housing rights" (hereinafter referred to as the applicant) in these measures refers to the legal person, other organizations and natural persons who have obtained the house and applied for housing registration, but have not yet obtained the house ownership certificate.
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The double certificate refers to the house ownership certificate and the state-owned land use right certificate, while the single certificate refers to the house ownership certificate. The absence of a land use certificate means that the homeowner does not have the right to use the land, and cannot protect his rights and interests when the land is encroached upon. Moreover, only the property rights of the house can not apply for a bank mortgage, and there is no land compensation when the house is demolished.
What should I pay attention to when applying for a real estate certificate?
1. Unclear property rights are easy to cause disputes.
In real estate disputes, property rights disputes are the most common, and unclear property rights are the focus of disputes. The house is a special property, and the ownership should be subject to the record of the property right certificate, so when buying a house, it should be clear that the property right of the house is a common relationship, as well as a gift relationship, inheritance relationship, etc.
2. The buyer cannot obtain the real estate certificate.
According to the laws of our country, if the registration period for the real estate certificate expires for more than one year, and the buyer is unable to register the ownership of the house due to the reasons of the seller, the buyer can terminate the contract and compensate for the loss. In other words, if it is the seller's fault that the buyer cannot obtain the title deed within the contract period, then after the expiration of one year after the expiration of that period, the buyer can move out and claim compensation for financial losses.
3. Identify the authenticity of the real estate certificate.
The authenticity of the house title certificate also needs to be paid attention to, the real estate certificate is designed and supervised by the Ministry of Construction, and exclusively printed by the Beijing Banknote Printing Factory of the People's Bank of China. The inside page of the title deed is printed.
1. The standardized filling items are uniformly supervised and exclusively printed, so the authority of the real estate certificate is ensured.
4. Be wary of repeated mortgages.
Nowadays, most houses have mortgages in the bank, so when buying a house, you must first go to the housing management department to check whether the purchased house is mortgaged, and if there is a mortgage on the house, you must first release the mortgage before buying.
Summary: The above is about the difference between house documents and double certificates, I hope it will be helpful to everyone! The real estate certificate and the land use certificate are both necessary documents for the house, so you must know whether you have these two certificates when buying a house.
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The difference between a double certificate and a document lies in the number of documents and the degree of protection of rights and interests.
The dual certificate of real estate refers to the certificate of ownership of the house and the certificate of real estate ownership, which is an important proof that the buyer legally owns the property. The house ownership certificate is a document that proves that the buyer has ownership of the house, and it has a high legal effect. The certificate of ownership of real estate is a document that proves the status of real estate rights in the place where the house is located, including land use rights and house ownership.
The holding of a dual certificate can more fully protect the rights and interests of home buyers and ensure that they have legal rights and interests in the property. The document usually refers to one of the house ownership certificates or real estate ownership certificates, and buyers who only have one of the basic cave certificates may have certain risks in terms of rights and interests protection. Therefore, when buying a property, buyers should try to choose a house with a dual certificate to ensure that their rights and interests are better protected.
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