Should I buy annuity insurance? Should you buy annuity insurance?

Some people think that annuity insurance should be a must-have for everyone, while others think it is just a lie. But I want to say that annuity insurance, for some friends, it is actually necessary to buy it.

So, who are the people who are suitable to buy annuity insurance?

I summarized the people who are suitable for this product:

1. Protection insurance (medical insurance, critical illness insurance, accident insurance. Life insurance) has been allocated enough, and people who want to carry out pension, children's education or asset inheritance through annuity insurance;

2. Families or individuals who have compulsory savings needs, and will not use this money in the near future, even when encountering investment risks, will not greatly damage the vitality of family assets.

But I would like to emphasize one more point: protect first and manage later. The risks we need to transfer most are diseases and accidents, followed by property, so don't put the cart before the horse.

How to buy insurance? What to look out for?

Don't know how to buy insurance? Pay attention to attentive insurance, we will tailor an insurance plan for you 1-to-1, adhering to a professional, objective and neutral attitude, and never let you spend more money in vain!

If you have fully configured your own critical illness insurance, million medical insurance, accident insurance and other protection insurance, you can buy annuity insurance for financial management.

Our more common annuity insurance can be divided into children's annuity insurance and pension insurance, of which children's annuity insurance is mainly for children to go to high school and college to save for education**, and some children's education insurance can also provide financial support for children to continue their studies after college or after graduating from college for a period of time. As for the pension insurance, it is a kind of insurance that we pay the agreed premium to the insurance company within a certain payment period and receive the pension within the agreed payment time, which is a good choice for friends who want to improve their old living standards. For more knowledge about annuity insurance, you can click on this article to learn more:

Is annuity insurance good? Is there anything I need to pay attention to? What are some good products?

If you ask the senior sister if there is a good pension insurance recommendation, the senior sister thinks that the Yangduoduo No. 3 sold by everyone's insurance is a very good product. This pension insurance provides pension and death insurance, in addition, if the insured meets certain conditions, you can also enjoy pension community services, and there are tertiary hospitals within 5 kilometers around the community, the protection is very in place and intimate. If you want to know more about this pension insurance, you can move to this link:

Everyone insurance and raise a lot of No. 3 pension insurance is coming, an article analysis!

Suppose a 35-year-old man is insured with this Yangduoduo No. 3 pension insurance (guaranteed to receive the 20-year version), choose a 20-year payment period, pay an annual premium of 12,000 yuan, no additional universal insurance, and receive it monthly from the age of 60. In this case, from the agreed date of the first pension payment, the man will receive a monthly pension if he survives. If he survives to the policy anniversary of his 90th birthday, he will receive $10 in total.

This income situation can be said to be very good There are still some annuity insurance with good returns on the market, some want to insure education funds for children or pension insurance for themselves, maybe there is one suitable for you: Top 10 annuity insurance rankings Want to buy high-yield annuity insurance? Don't miss out on these 10 again!

Hello (* It is necessary to buy annuity insurance, but it must be under the premise that the basic insurance configuration is complete. The advantages of annuity insurance are: 1. Annuity insurance is highly secure, because annuity insurance is essentially an insurance and underwriting is an insurance company.

The insurance company will not go bankrupt easily, because even if the insurance company is bankrupt, it will appoint another insurance company to take over, and the original policy is still valid, and you will never have to worry about the insurance company running away. 2. The income of the annuity insurance is stable, although the income of the annuity insurance will not be particularly high, but it is quite stable, because the annuity insurance has a fixed period of payment, which can be guaranteed. In addition, some annuity insurance can be matched with a universal account with a guaranteed interest rate.

3. Annuity insurance mainly adopts compound interest calculation, because most annuity insurance will be matched with a universal account, and the returned money will automatically enter the universal account, compound interest will be calculated, and the interest obtained will be added to the principal to continue to earn rewards. 4. Annuity insurance has a certain amount of compulsory savings, the protection period is guaranteed for life, can not be received at will in the middle, long-term holding, suitable for education or pension reserves.

Annuity insurance should be bought.

Annuity insurance means that the policyholder or the insured pays the insurance premium at one time or on time, and the insurer pays the insurance premium annually, semi-annually, quarterly or monthly on the condition of the insured's survival until the death of the insured or the expiration of the insurance contract. The reasons why you should buy annuity insurance are:

1. Provide stable cash flow. With the most basic protection and a sum of idle funds, consumers who generally buy annuity insurance can receive a fixed annuity every month after a certain age (such as 65 years old), just like a retirement pension, until the end of life.

2. Fixed return, insurance benefits determined. In accordance with the contract, the annuity insurance will be returned in a fixed amount according to the agreed period of time under the condition that the insured survives, which can form a stable expectation.

3. Pay the principal on time and safely. On the one hand, even if the insurance company goes bankrupt, the insurance company that takes over still bears the contract insurance liability, and on the other hand, the annuity insurance returns the premium after death, and there is no loss.

However, annuity insurance is not just needed, and life insurance such as critical illness insurance, medical insurance, and accident insurance is also very important in the case of insufficient economy.

Hello, whether annuity insurance needs to be insured is based on self-improvement to determine, if the health protection has been fully configured, there is money in hand, for the sake of children's education or future pension to make reserves, you can consider annuity insurance. Annuity insurance refers to life insurance that takes the survival of the insured as the condition for the payment of insurance benefits and pays the survival insurance benefits at agreed intervals. Annuity insurance pays a certain amount of insurance money according to the annual cycle, and his income is 100% safe in a certain period.

The current annuity insurance is usually equipped with a universal account, which can achieve the preservation and appreciation of funds, and also take into account a certain degree of capital flexibility. But we need to note that annuity insurance is not necessary.