Personal foreign exchange remittance, personal remittance abroad

Your Peony e era card is multi-currency and can be remitted to US dollars, but you must first go to the opening bank to inquire about its remittance path, because foreign remittances are different from domestic remittances, and there is no way to remit them only by name.

As for remitting to the company's account, hehe, no matter from which point of view, it is absolutely not, because the company accepts US dollar remittances, unless there is a real ** or foreign investment, which needs to be approved and filed by the State Administration of Foreign Exchange, once it is found to be fake, the punishment is very strong, even if it is your own company, as long as you go to the bank to understand the situation, you dare not take this risk, and the bank will certainly not take risks.

There is no limit to the amount of foreign exchange remittance that can be accepted into a personal account, and the part that cannot be settled can be used as a fixed deposit.

If the annual settlement is less than 50,000 yuan (inclusive), only an ID card is required. If it is exceeded, you need to provide notarized proof materials, such as income certificates, and if it is lent to you for investment, you must also go to the foreign exchange bureau for the record.

"Cash account" refers to the deposit account of foreign currency banknotes held by an individual resident in China. Foreign exchange remitted or foreign exchange bills brought in by individual residents from abroad can be understood as "spot exchange".

Foreign exchange can not be transferred to others through domestic online banking, but you can withdraw US dollars, no more than 10,000 US dollars at a time, maybe you have to ask, how many times to withdraw cash is not possible, hehe, every other month to withdraw 10,000 US dollars is not a big problem, but if you go to withdraw every three or five times it will not work, because the foreign exchange bureau is to check out, and the bank will not do it for you.

If you call ICBC customer service directly, it won't be solved. served.

The regulations for individuals to send money abroad are as follows:

1. The annual limit for domestic individuals to purchase foreign exchange with their ID cards is US$50,000, and the upper limit for overseas remittances is "US$50,000 per day".

2. The purpose of remittance written by the remitter at the time of remittance should not be fictitious and accurate.

3. The beneficiary cannot be a financial company, such as an investment company, a company, an exchange, an insurance company, etc.

4. The remitter and address filled in when sending money abroad must be detailed and accurate.

What is the process for individuals to send money abroad?

1. If the one-time hidden remittance is less than 2,000 US dollars, go directly to the bank; If the one-time remittance is more than US$2,000 equivalent but less than US$10,000, it shall be reviewed by the Beijing Municipal Administration of Foreign Exchange; If the one-time remittance is equivalent to more than US$10,000, it shall be reported to the State Administration of Foreign Exchange for review.

2. The amount of cash account deposits remitted abroad due to the five reasons of studying abroad at the individual's own expense, seeking medical treatment abroad, paying membership fees of international academic organizations, special foreign exchange such as mail order of small quantities of drugs and medical equipment by resident individuals, and foreign exchange use by resident individuals under special circumstances such as serious illness, death and accidental disasters of their immediate family members abroad, the amount of cash account deposits incurred abroad has been relaxed

1) If the one-time remittance is more than US$2,000 but less than US$10,000, the bank shall directly handle it in accordance with the relevant regulations after reviewing the written certification materials provided by the customer;

2) One-time remittance of more than US$10,000 and less than US$200,000 shall be subject to review by the Beijing Municipal Administration of Foreign Exchange;

3) If the one-time remittance equivalent to more than 200,000 US dollars is required, it shall be submitted to the State Administration of Foreign Exchange for review.

[Legal basis].Article 2 of the Measures for the Administration of Individual Foreign Exchange.

Individual foreign exchange business is divided into domestic and overseas personal foreign exchange business according to the transaction entity, and personal foreign exchange business under the current account and capital account according to the nature of the transaction. The management of personal foreign exchange business according to the above classification.

You can receive foreign currency in your personal account in China, and you can handle it with your documents, or you can handle it in a domestic company, and many foreign traders will help you collect money through a foreign trade company.

You can go directly to the bank to open a foreign currency, so that you can receive foreign currency, or you can find a professional company to carry out **.

Individuals can collect small amounts of private foreign exchange in China, and many of them help collect foreign exchange through foreign trade ** companies, and then pay you personally.

You can open a foreign currency at any bank in the country, so that we can receive the foreign currency.

It is very convenient to operate, you only need to open a personal bank account in the country, and then you can receive foreign exchange. So this brings us a lot of convenience, and it also makes many people feel that this feature is very convenient.

1.Overseas personal account remittance: When receiving the remittance from an overseas personal bank account, the user needs to fill in the name of the bank, the beneficiary's account, the beneficiary** and other information. If the remittance amount is less than US$5,000, it does not need to be declared, and if the remittance amount is more than US$5,000, it needs to be declared to the State Administration of Foreign Exchange;

The above are the ways in which individuals can accept overseas remittances.

The reason why the remittance from the overseas company was unsuccessful.

1.The company that remits money to the user belongs to an investment company or a ** company;

2.When the overseas company fills in the remittance postscript, it means that the payment belongs to the international ** payment;

3.When the user declares overseas remittance, the reason to fill in is the international ** payment or capital item;

4.Other types of funds that are not allowed by the State Administration of Foreign Exchange.

The above are the four reasons why overseas companies fail to remit money to domestic individuals. It should be noted that overseas companies need to pay certain taxes and fees for remittances to individuals.

Summary. Dear, I'm glad to answer this question for you. Ways for individuals to receive overseas remittances:

1.Overseas personal account remittance: When receiving remittance from an overseas personal bank account, the user needs to fill in the bank name, beneficiary account, beneficiary** and other information.

If the remittance amount is less than US$5,000, it does not need to be declared, and if the remittance amount is more than US$5,000, it needs to be declared to the State Administration of Foreign Exchange; 2. Overseas company account remittance: Before receiving the remittance from the overseas company's account, the user needs to contact the receiving bank in advance and provide the relevant information of the remitting bank.

Dear, I'm glad to answer this question for you. Ways for individuals to receive overseas remittances:1

Overseas personal account remittance: When receiving remittance from an overseas personal bank account, the user needs to fill in the bank name, beneficiary account, beneficiary** and other information. If the remittance amount is less than 5,000 US dollars, it does not need to be declared, and more than 5,000 US dollars needs to be declared to the Qishan Foreign Exchange Bureau; 2. Overseas company account remittance:

Before receiving a call for remittance from an overseas company's account, the user needs to contact the receiving bank in advance and provide the relevant information of the remitting bank.

Kiss anti-fraud methods: The first is not to easily click on the link in the text message, which is likely to steal the bank card information password**, so no matter what the text message is, don't pay attention to it. The second is that friends are looking for themselves to borrow money online, but if you need to make a spring transfer directly online, you need to pay attention, and you must be sure that it is you, so you need to hit **OK.

The third is not to enter your name and some important information in the stranger**, because the stranger** will also steal money according to the information you fill in. The fourth is not to invest in any project at will, because investment will always be risky, and if you are not sure of the liquid cavity resistance, don't believe the words of some people. <>