How to make domestic foreign exchange remittance between relatives?

Foreign exchange is generally not as easy as RMB can be remitted, like relatives are not allowed to transfer money at will except for immediate family members, it is recommended that you have better open an account in the local area with the ID cards of both parties and the documents of immediate family members to operate the fund transfer transaction at the counter.

Summary. Hello, dear, the new policy for remittance to relatives abroad is as follows: cash receipts and expenditures with a single or cumulative transaction amount of more than RMB 50,000 (including 50,000 yuan) and a foreign currency equivalent of more than 10,000 US dollars (including 10,000 US dollars) on the same day.

The payment account of a non-natural person customer is transferred to another account with a single or cumulative transaction amount of more than RMB 2 million (including RMB 2 million) and the equivalent of USD 200,000 (including USD 200,000) in foreign currency on the same day. Domestic fund transfers with a single or cumulative transaction amount of more than RMB 500,000 (including RMB 500,000) and foreign currency equivalent of more than USD 100,000 (including USD 100,000) between the payment account of a natural person customer and other accounts on the same day.

Hello, dear, the new policy for remittance to relatives abroad is as follows: cash receipts and expenditures with a single or cumulative transaction amount of more than RMB 50,000 (including 50,000 yuan) and a foreign currency equivalent of more than 10,000 US dollars (including 10,000 US dollars) on the same day. The payment account of a non-natural person customer is transferred to the payment account of a non-natural person with a single or cumulative transaction amount of more than RMB 2 million (including RMB 2 million) and a foreign currency equivalent of more than USD 200,000 (including USD 200,000) on the same day.

Domestic fund transfers with a single or cumulative transaction amount of more than RMB 500,000 (including RMB 500,000) and foreign currency equivalent of more than USD 100,000 (including USD 100,000) between the payment account of a natural person customer and other accounts on the same day.

How to send money to your loved ones overseas.

First of all, let you pat your pants for this foreign friend, go to the local bank with the best domestic institutions to apply for a bank card, and send you the relevant bank card and information after doing so. Then after you get the information, immediately bring your ID and bank card, and go to the ridge file to transfer money to your friend's bank for transfer and remittance operations. When you arrive at the bank, you can ask the bank staff how to do it.

Generally speaking, to transfer money abroad, you first need to fill out the "Application Form for Overseas Remittance" in English, which must be filled in accurately. Fill in the application date, the currency and amount of the remittance, the name of the beneficiary's bank and swift**, the country and city of the beneficiary bank, the name and address of the beneficiary, the name and contact number of the beneficiary, etc.

Alipay is viable.

No. I have to go to the bank to operate.

That bank will do.

Yes, you can.

Good <>

Okay, dear.

Immediate family members. The transfer of US dollars from the US dollar account of the Bank of China must be rolled at the opening bank.

1. Authenticate both parties to the transaction and prevent payment fraud. Ability to use digital signatures.

and digital certificates to achieve the authentication of all parties to online commerce to prevent payment fraud, to authenticate the validity of the identity of the parties participating in the online **, and to issue digital certificates to the participating parties through certification bodies or registration bodies to confirm the legitimacy of their identities.

2. Encrypt information flow.

A single-key system or a dual-key system can be used to encrypt and decrypt information, and technologies such as digital envelopes and digital signatures can be used to strengthen the confidentiality and integrity of data transmission, so as to prevent unauthorized third parties from obtaining the true meaning of information.

3. The digital summary algorithm confirms the authenticity of the electronic information of payment. In order to protect the data from being created, embedded, deleted, tampered with, replayed, etc., by unauthorized parties, and to reach the recipient intact, data hashing technology can be used.

Legal analysis: 1. Cash receipts and expenditures with a single or cumulative transaction amount of more than RMB 50,000 (including 50,000 yuan) and the equivalent of more than 10,000 US dollars (including 10,000 US dollars) in foreign currencies on the same day.

2. The payment account of a non-natural person customer is transferred to another account with a single or cumulative transaction amount of more than RMB 2 million (including RMB 2 million) and the equivalent of USD 200,000 (including USD 200,000) in foreign currency on the same day.

3. Domestic fund transfers with a single or cumulative transaction amount of more than RMB 500,000 (including RMB 500,000) and foreign currency equivalent of more than USD 100,000 (including USD 100,000) between the payment account of a natural person customer and other accounts on the same day.

4. Cross-border transfers of a single or cumulative transaction amount of more than RMB 200,000 (including RMB 200,000) and the equivalent of US$10,000 in foreign currency (including US$10,000) between the payment account of a natural person customer and other bank accounts on the same day.

At the same time, the maximum amount of foreign exchange that individuals can purchase within a year is the equivalent of 50,000 US dollars, and individuals are absolutely not allowed to pay foreign currency to overseas enterprises; As an enterprise, if it needs to remit money overseas, it needs to apply for import and export rights, purchase foreign exchange from the bank with relevant documents and remit money overseas; As a business in China, it is not allowed to send money to foreign individuals.

Legal basis: "Measures for the Administration of Individual Foreign Exchange" Article 2 The personal foreign exchange business shall be divided into domestic and overseas personal foreign exchange business according to the transaction entity, and the personal foreign exchange business under the current account and the capital account shall be distinguished according to the nature of the transaction. The management of personal foreign exchange business according to the above classification.

1. Cash receipts and payments of a single or cumulative transaction amount of more than RMB 50,000 (including RMB 50,000) and the equivalent of more than 10,000 US dollars in foreign currency (including 10,000 US dollars) on the same day.

2. The payment account of a non-natural person customer is transferred to another account with a single or cumulative transaction amount of more than RMB 2 million (including RMB 2 million) and the equivalent of USD 200,000 (including USD 200,000) in foreign currency on the same day.

3. Domestic fund transfers with a single or cumulative transaction amount of more than RMB 500,000 (including RMB 500,000) and foreign currency equivalent of more than USD 100,000 (including USD 100,000) between the payment account of a natural person customer and other accounts on the same day.

4. The payment account of a natural person customer and other bank accounts has a single or cumulative transaction amount of more than RMB 200,000 (including 200,000 yuan) and a foreign currency equivalent of 10,000 US dollars (including 10,000 US dollars) on the same day.

At the same time, the upper limit of foreign exchange that an individual can purchase within a year is 50,000 US dollars equivalent in foreign currency, and an individual must not pay foreign currency to overseas enterprises; As an enterprise, if it needs to remit money overseas, it needs to apply for import and export rights, purchase foreign exchange from the bank with relevant documents and remit money overseas; As a business in China, it is not allowed to send money to individuals abroad.

Summary. Hello dear! Parents can send $50,000 a year to their children abroad!

The state has strict foreign exchange management, and each person can only have 50,000 US dollars of foreign exchange per year. The bank requires proof of authenticity. The basic principle that banks should first follow when handling foreign exchange business is "know the customer, understand the business, and verify the authenticity".

If both parents have it, they can send $50,000 to each of their children!

You don't have a god to kiss it! Parents can send $50,000 a year to their children abroad! The state has strict foreign exchange management, and each person can only have $50,000 in foreign exchange per year.

The bank requires proof of authenticity. The basic principle that banks should first follow when handling foreign exchange business is "know the customer, understand the business, and verify the authenticity". If both parents have it, they can send $50,000 to each of their children!

Legal analysis: to pay taxes, the payment under the external payment service**, must be taxed. However, if the amount is less than the equivalent of 30,000 US dollars, the bank will not review the tax certificate for external payment, and the bank will require a tax certificate if the amount is more than 30,000 US dollars.

Individuals shall handle the relevant foreign exchange business in accordance with the provisions of these Measures. Banks shall, in accordance with the provisions of these Measures, handle foreign exchange receipts and payments, foreign exchange settlement and sales, and open foreign exchange accounts for individuals, and review the authenticity of valid identity documents and relevant supporting materials submitted by individuals. Remittance institutions and foreign currency exchange institutions (including exchange points) shall handle personal foreign exchange business for individuals in accordance with the provisions of these Measures.

Legal basis: Article 5 of the Measures for the Administration of Individual Foreign Exchange shall handle the relevant foreign exchange business in accordance with the provisions of these Measures. Banks shall, in accordance with the provisions of these Measures, handle foreign exchange receipts and payments, foreign exchange settlement and sales, and open foreign exchange accounts for individuals, and verify the authenticity of valid identity documents and relevant supporting materials submitted by individuals.

Remittance institutions and foreign currency exchange institutions (including exchange points) shall handle personal foreign exchange business for individuals in accordance with the provisions of these Measures. Article 12 Where a domestic individual remits foreign exchange abroad for current account expenditures, and the single or cumulative remittance on the same day is less than the prescribed amount, it shall be handled at the bank with his or her valid identity certificate; If the single transaction or the cumulative remittance on the same day is more than the specified amount, it shall be handled at the bank with the valid identity certificate and relevant proof of the transaction amount.