I m a newbie, so what is the best fund to buy now?

Hybrid type refers to the same time, bonds as the investment object, according to the proportion of bond investment and investment strategies, mixed type can be divided into partial stock type, partial debt type, allocation type and other types.

Actively configurable**.

Invest in bonds, money market instruments, and do not meet the classification criteria for both bonds and bonds; Fixed income assets account for < 50% of net asset value

Conservative configuration**.

Invest in bonds, money market instruments, and do not meet the classification criteria for both bonds and bonds; Fixed income assets account for < 50% of net asset value

Differences: **Type**: Mainly invested**, with **investment accounting for 70% of net asset value.

Active allocation: Primarily invests in bonds, bonds, and money market instruments, and does not meet the classification criteria for both bonds and bonds; Fixed income assets account for < 50% of net asset value

The main difference is that the ratio of ** investment to total input is different, the ** type accounts for a large proportion, and the active allocation type is relatively small.

Exponential ** is a kind of ** variety that is based on the principle of fitting the target index and tracking the changes of the target index to achieve synchronous growth with the market. The investment of the index** adopts an investment strategy that fits the return of the target index, and diversifies the investment in the constituent stocks of the target index, and strives to match the average return of the capital market represented by the target index.

Let's put it in layman's terms. Personally, I think that exponential ** is generally less risky than ** type**, but it is not much different. Because the exponential type is based on a certain index, it is the average of many **, but it is all invested in **.

Of course, if the risk is proportional to the return, then the return of the exponential type will be lower than that of the index type (of course, this is not absolute, it depends on the operation and decision of the manager).

It can be seen from the difference between allocation type and type that investing in the market is generally riskier than investing in bonds and money market instruments. (Assuming that the ability of the manager is the same) then the benefits and risks of the **type are relatively large.

I don't know what you said, "Is it good?" "What are the boundaries.

If you are a rational investor, you can use part of it for riskier investments; The other part is for the hybrid type, then the risk will be less and the return will be stable. This is always not your main way to make money, it only helps you manage your finances in life.

If you are a speculator and think that the money is profitable and the loss is fine, then you should invest all in ** or index.

However, I still advise investors to pay attention to how to allocate and plan their money in addition to earnings, which is the so-called financial management.

**It is recommended to buy the one with the largest proportion of personal holding**. If the proportion of institutional holdings is high, the selling of institutions will have a great impact on the efficiency of **. And we hope that, under the management of the manager, there will be positive and negative benefits due to market fluctuations.

According to different criteria, **investment** can be divided into different categories:

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

When buying, everyone will have their own needs, and some just want to buy a more stable **, don't want to have too much fluctuation, don't want to take big risks, so what kind of ** is more stable? What** is suitable for newbies to buy? Relevant content has been prepared for everyone, so come and take a look if you are interested!

What kind of ** to buy is more stable?

Generally speaking, the more stable ** belongs to the **less volatility and less risk** type, for example: currency** and pure debt**, because the currency ** invests in the money market, and the pure debt ** invests in 100% bonds, both of which are not invested**, so the risk is relatively small, and the income will be relatively stable.

The risk of **type**, hybrid**, index**, etc. is relatively large, the fluctuation is relatively large, and the rise and fall are also relatively large, investors should be cautious when buying, and should consider from many aspects.

What** is suitable for newbies to buy?

There is a lazy financial management in Alipay,Click in to see a total of three financial management pages,You can choose to swipe left and right to see,The pages of these three are mainly:Introduction to financial management,Stable and good choice,The expected annualized return is about 4%; Seek close from stability, strive for good returns, and the expected annualized return is about 5%; Small winds and small waves, the income is getting high, and the expected annualized return is about 6%.

If you are a novice, you can choose the financial management that suits you according to the situation that you can bear the risk, but you should pay attention to the fact that the general return is high, the risk will also be high, and the risk and return are proportional.