Will the bank check the personal credit report on the same day?

The report can be issued in 10 seconds through the personal credit report self-service inquiry machine.

Taking Haikou City as an example, on the morning of October 19, 2017, two self-service personal credit report inquiry machines were put into the provincial branch of Haikou Rural Commercial Bank, bringing convenience to the general public. If you go to the bank with a second-generation resident ID card to brush your face, you can check and print your personal credit report for free by yourself, and the whole process takes less than 10 seconds, eliminating the trouble of queuing and looking for a needle in a haystack on the Internet.

Wu Min, chairman of Haikou Rural Commercial Bank, said that in order to serve the people and facilitate the people, our bank put two personal credit report self-service inquiry machines in the provincial government branch and officially unveiled them today, making Haikou Rural Commercial Bank the second commercial bank in Haikou City and the third commercial bank in Hainan Province to open this equipment.

Haikou Rural Commercial Bank will conscientiously do a good job of benefiting the people, strengthen publicity and guidance, do a good job in maintenance services, and take this business launch as a new starting point to further improve the level of credit investigation services and boost the development of Haikou's credit economy.

If you go to a People's Bank of China branch to check the personal credit report, it will be printed for you on the spot. Online inquiries can only be made after receiving the mobile phone verification code, and it will not take more than 24 hours.

You can find out at that time.

The process takes only 2-3 minutes.

You can also go to your local People's Bank to check. Satisfied!

"1. Credit inquiry of the central bank.

The People's Bank of China Credit can be said to be the most authoritative and influential credit information system at present. The first is to bring the original and copy of your ID card to the surrounding People's Bank of China Credit Information Center for on-site inquiry. Another way is to log on to the official website of the People's Bank of China Credit Information Center, enter your name and ID number according to the prompts, and wait for the electronic version of the credit report.

In addition, it is reminded that the number of inquiries of the People's Bank of China should not be too much, and it is enough to know 1-2 times a year, otherwise it will cost you your personal credit.

2. Online system inquiry.

Nowadays, there are also many online loan big data systems on the market that can provide blacklist queries, for example, you can open WeChat: Raindance Quick Check, and you can get your own online loan big data credit report for the first time. It can also detect the blacklist index of personal online loans, as well as conduct detailed analysis of online loan big data.

After entering the blacklist of online loans, it will have a very bad impact on our lives, and when we encounter an economic crisis again in the future, we will no longer be able to obtain loans with good credit, so we must pay attention to this problem.

Hope it helps. "

Not all banks will be able to print it. To print a credit report, you generally have to go to your local credit bureau to print it. However, some commercial banks in some regions have been authorized by the People's Bank of China, and their branches also provide self-service credit printing services, so users can also print credit information at these bank branches.

Extended Information:1What are the aspects of credit reporting?

Personal credit information refers to personal credit information, that is, personal credit reports, which are used to objectively record credit history, including bad information about not repaying as agreed in the contract and positive information about repayment on time. Specifically, it includes the following aspects:

Including name, gender, age, ID card, employer, date of application, date of issuance, marital status and other basic personal information;

Credit history includes personal loans, repayment, credit cards, loan balances, repayment records and other information;

records of objections; public records;

Query records, including "Personal Inquiry Records" and "Organization Inquiry Records".

Injure**.

New users who inquire about personal credit through the People's Bank of China Credit Information Center first need to register. The specific steps are as follows:

Step 1: Log in to the Credit Information Center of the People's Bank of China.

Step 3: Click "New User Registration" on the pop-up page;

Step 5 <>: Fill in the user information as required, fill in the mobile phone number, click "Get Dynamic Code", click "Submit" and complete the registration after filling in the dynamic code correctly.

When logging in, you only need to enter the user name, password, and verification code on the user login interface to log in and apply for credit inquiry.

I bring my ID card to the hall of the local People's Bank of China, and there is a special automatic credit inquiry machine, so you can check at any time.

It is best to apply after 3-6 months, and the following is a specific explanation of why:

1. The credit report will be stored for 5 years, and there are many reasons why your loan is not approved, not only the number of times your credit report has been queried, although this is also one aspect;

2. It is best not to apply for credit cards and loans in the near future, and wait for 3 to 6 months before applying, because some banking systems directly reject customers who apply repeatedly within 3 months.

The general process starts from discovering the problem and raising the problem, and after discovering the problem, make assumptions about the answer to the problem according to their existing knowledge and life experience Design the first plan, including the selection of materials, design methods and steps, etc. After reaching a conclusion, it is also necessary to reflect on the whole process of the general methodological steps of the experiment: asking questions, making hypotheses, making plans, implementing plans, drawing conclusions, expressing and communicating

The most commonly used methods in science include observation method, experimental method, investigation method and data analysis method

Observation is a basic method of science Scientific observation can be made directly with the naked eye, with the help of magnifying glasses, microscopes and other instruments, or with the use of cameras, video recorders, video cameras and other tools, and sometimes it is also necessary to measure Scientific observation should have a clear purpose; Observations should be comprehensive, meticulous, and realistic, and recorded in a timely manner; Be planned and patient; Think positively and record in a timely manner; To exchange views and discuss The design of the experimental protocol should be carried out closely around the questions and hypotheses raised When studying the influence of one condition on the research object, the experiment carried out under the same conditions except for the different conditions is called a controlled experiment General steps: find and ask questions; gather information related to the issue; make assumptions; design of experimental protocols; Conduct experiments and record them; analysis of experimental phenomena; Conclusion Investigation is one of the common methods of science When investigating, we must first clarify the purpose of the investigation and the object of the investigation, and formulate a reasonable investigation plan During the investigation process, sometimes because the scope of the investigation is very large, it is necessary to select a part of the survey objects as samples During the investigation process, it is necessary to record truthfully The results of the investigation should be sorted out and analyzed, and sometimes the statistical methods should be used to collect and analyze data is also one of the common methods of science There are many ways to collect information Go to the library to consult books and newspapers, and visit relevant people, The form of information includes text, data, and audio-visual data, etc., and the information obtained should be sorted out and analyzed, and answers and clues should be found from it

There is no time limit for going to the People's Bank of China to handle a credit report. It can be done on normal working days. It is important to note that:

The People's Bank of China is a state organ, with weekends and weekends, and normal work on weekdays, generally working hours from 9 to 5 in the morning and 2 hours at noon; In some places, the People's Bank of China is at 9:30 a.m. and 4:30 p.m., and you need to pay attention to the local People's Bank for the specific time. The personal credit report can be handled by the person or entrusted to the person, who shall provide the original valid identity documents of the client and the person, and the notarization certificate of authorization for inspection, and at the same time fill in the "Personal Credit Report Personal Inquiry Application Form", and keep a copy of the valid identity documents of the client and the person, and the original notarization certificate of authorization for future reference.

If it is to check the personal credit information, the bank has an ATM, and after swiping the ID card and then the personal liveness detection, it will be quickly typed. It's only a few minutes. If there is a large queue, it will take a little time.

Only the People's Bank of China can inquire about personal credit, and other banks cannot handle this business.

Check personal credit in the service hall of the People's Bank of China, immediately issue the inquiry results, and you can take them on the spot.

Whether it is the central bank credit or the central bank-led Baihang credit, as long as the user has a loan, then the loan record can be queried.

To inquire about the credit of the central bank, you need to bring your identity documents to the local central bank outlets and print a simplified version of the personal credit report by yourself.

If you are querying the central bank's Baixing credit, then it is much simpler, you only need to open WeChat and search: Puxin Check. Users can query their own big data and credit status, and can obtain various index data, query their personal credit situation, blacklist situation, online loan application loss record, application platform type, whether it is overdue, overdue amount, credit card and online loan credit line estimate and other important data information.

Compared with the personal credit report of the central bank, the atmosphere of personal credit records is more extensive, and the institutions issued are more diverse, such as general credit check, sesame credit score, etc., all of which are part of personal credit records, and on the whole, they are more similar to the big data credit information on the Internet, which is a useful supplement to the traditional personal credit report.

At present, the state is building an all-round "credit network" without dead ends, connecting the society, information sharing, whether it is credit reports or personal credit records, is an important part of it. Protect your credit, for everyone, credit is the greatest asset and wealth.

Yes. Hello, the online inquiry process of personal credit report is clear: first you need to log in to the official website of the personal credit information service platform of the credit information center of the People's Bank of China.

After registering and applying for application verification, the platform will send an activation code by SMS according to the user's mobile phone when registering the Great Reputation. The user needs to log in to the platform within seven days, activate the user with the activation code, and then use the various query services. It is recommended that you use the Money Spend app if you have good credit, and you can repay the loan in installments, purely online, without collateral.

Radical can also repay the loan in advance, and the amount of repayment can be reinstated. You can make your payments on time based on the bills you have money to spend. Click below on the mobile phone to measure the amount immediately!

The credit report is used to record your credit card and your loan repayment.

OK. Here's how to do it:

1.Go to the home page and click on the Internet Personal Credit Information Service Platform.

2.After entering, click Login, fill in the login name, password, and click Login.

3.Authenticate. Users can choose the verification method of bank card, digital certificate or mobile financial IC card to obtain the verification result in real time. If you select the question verification method, you will receive the review result by SMS 24 hours after submitting the application.

If you fail to pass the identity verification many times, you can switch to other verification methods or go to the local branch of the People's Bank of Chang to check the credit report on the spot.

4.Submit a request for inquiry. The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report.

Personal credit information reminder reminds registered users in a sentence whether they have overdue records in the personal credit reporting system for the last 5 years; The Personal Credit Information Summary presents a summary of the personal credit status of registered users, including aggregate information of credit history, public records, and inquiry records; The personal credit report shows the basic information of the registered user's personal credit information, including the detailed information of the credit history, some public records and inquiry records.

5.Get the query results. After the processing of the credit information product is completed (usually on the second day after the successful submission of the inquiry application), the platform will send a text message containing the identity verification code to the user.

Users can log in to the platform and use the authentication code to view the query result within 7 days after receiving the authentication code.