What should a person with a debt of nearly one million and a salary of about 8,000 a month?

Updated on society 2024-07-15
11 answers
  1. Anonymous users2024-02-12

    In a situation like this, it is actually possible to pay off this liability, but the term is relatively long, so you can also use some other investment methods to increase your production and value.

  2. Anonymous users2024-02-11

    1.Remember this lesson and don't make mistakes again in the future. 32 years old is still young, to 65 years old, there are still 33 years** to do things. The debt of 100,000 is actually not much, as long as you are willing to work, you can pay it off in a few years.

    2.There is no need to be pessimistic, because at this age, or older, such as 42, 52, 62, there are people in debt, some because of investment failures, and some because of serious illnesses in family members. There are many misfortunes in life, and I can't avoid them.

    3.So maybe you're okay. No illness or pain, healthy mind, can find a job to make money. And now some jobs are still relatively lucrative. For example, the takeaway brother who has been popular recently.

    4.It is said that the average monthly salary is 7,007. After a year or two, you can pay it off. In other words, as long as you are willing to work, the 100,000 yuan can be repaid quickly. But don't do it later. Something that can put you in debt so much money.

    5.A person can live this life smoothly and steadily. The most important thing is to live within your means.

    Spend only a fraction of the money you can make. Know how to have a certain amount of savings in case you need them. People don't need to make much money in this life.

    More than 2,000 a month can support themselves.

    6.There's no need to be in a bad mood or anything. Find a better job and pay the money back.

  3. Anonymous users2024-02-10

    Different people have different experiences, some people. The superrich owe 100,000 millions, hundreds of millions of dollars are all the same for him, just a number. Because it's easy for him to repay the loans.

    The money comes quickly, and it has to be fast. It's just a bunch of numbers. For some of the poor.

    That's an astronomical amount! That's eating cabbage every day. Turnips can't solve this problem.

    Probably in this lifetime. That's it. Maybe this life is over.

  4. Anonymous users2024-02-09

    A person is in debt of hundreds of thousands, as long as he desperately makes money and strives to pay off the debt early.

  5. Anonymous users2024-02-08

    A person is in debt of hundreds of thousands, depending on how big your ability is, if your ability is big, these debts are not a problem, you are still young and not afraid, life is very long, although it is more sad now, but the way is just that people think that they will be able to tide over the difficulties.

  6. Anonymous users2024-02-07

    A person is in debt of hundreds of thousands, first of all, the psychological pressure is very great, and at the same time it will drip, and he can't do anything, if he can bear all this, then his future life must be very good.

  7. Anonymous users2024-02-06

    If a person is in debt of hundreds of thousands of yuan, then it must be very sad. The pressure on him is enormous. He needs to work long hours to earn money to pay it back.

  8. Anonymous users2024-02-05

    A person who is in debt of hundreds of thousands of dollars must have a bad experience, if you owe money, you have to pay it back, not everyone can resist the pressure.

  9. Anonymous users2024-02-04

    This is a problem that many young people have at present, and now that the problem has arisen. Then we need to reflect on our calling. Only by finding the problem can we find a way to deal with it.

    We should work hard to develop our side hustle and find a way to make money that suits us in our side hustle.

    First, let's reflect on what is causing our debt? Is it because the business failed and lost money? Or is it because of unplanned high consumption, which leads to making ends meet?

    Over time, you become heavily indebted? Or because of some special circumstances in the family, such as a family member suffering from a serious illness, having to pay high medical expenses and leaving him in debt.

    Either way, it's worth pondering. For example, if you fail to start a business and lose money, then you have to reflect on whether what you choose to do is beyond your ability, or do you blindly follow the trend without a deep understanding of a certain industry? This is a particularly dangerous thing to do, or rather, to start a business that is out of your budget.

    For those with a salary of only a few thousand and no strong financial support from the family, it is not recommended to make a large start-up budget.

    These are all things that deserve our deep reflection. So, if you feel that you have no future at work and have no conditions to continue to start a business in the case of debt, how to deal with it? Here are two suggestions:

    You can choose projects that are low-cost, can maximize cash flow, and are sustainable. For example: setting up stalls, there are also many people who rely on stalls to make a comeback, but you have to bear hardships and stand hard work in this matter.

    If you are thin-skinned and can't endure hardship, it is not recommended, because in the early stage of setting up a stall, you also have no customer suspicion, and you have to shout on the side of the road to attract attention.

    If the resources around you are not bad, and the friends around you are also good, you can humbly ask your friends for advice, of course, this is difficult, basically impossible, because there is no willingness to tell you how to succeed. You might as well worship under the door of successful people, learn from the successful experience of others, and then compare yourself, you are not in place to cause failure.

    Without planning, it is terrible to spend arbitrarily, and the money in your hands will flow through your fingers like sand. Especially in today's environment, business is becoming more and more difficult to do, it is more and more difficult to make money, and it is necessary to plan reasonably.

    Otherwise, a meal, a piece of clothing may cost you a month's salary, and before the end of the month, the money will be gone. Next, I have to rely on swiping cards to get by. Looking back, is this how your debt came from?

  10. Anonymous users2024-02-03

    You should work hard, you can change jobs in exchange for some jobs with higher salaries, and then slowly earn money to pay off these debts.

  11. Anonymous users2024-02-02

    Glad with the question.

    How to pay off hundreds of thousands of debts with a salary of 300 yuan This question should be divided into two aspects:

    First, if your debt is low-interest and allows you to repay it freely, then you're in luck! Because of the monthly income of nearly 10,000 yuan, excluding the cost of daily necessities, at least more than 5,000 debts can be repaid. In more than ten years, you can easily get these hundreds of thousands of dollars of debt with almost no too much pressure.

    Second, if the interest on your debt is relatively high or very high, of course, within the scope of the law, and you must repay a fixed part or all of the arrears on a monthly or annual basis, then you have to find another part-time job to supplement, otherwise it is likely to be blacklisted due to overdue, overdue, or even sued for credit reporting as dishonest.

    I use a calculator to calculate how many years it will take, I don't know.

    Hello, very happy: a person is responsible for hundreds of thousands, relying on part-time jobs every day, 300 yuan of income, the following is my answer, I hope it will help you!

    Nowadays, everyone should be more or less burdened with loans, hundreds of thousands is not too much according to your current salary, as long as you ensure reasonable planning of consumption, make financial plans, and slowly improve your ability, it is not impossible to increase your salary and get bonuses, so persistence is victory.

    The income of 300 yuan a day is 9,000 yuan per month, and this income has stepped into the white-collar class, congratulations.

    As far as your income is concerned, it is not difficult to repay hundreds of thousands of dollars. Here's a little bit of advice.

    First, be diligent and thrifty, reduce unnecessary expenses, and you can save 100,000 yuan a year to pay off the debt.

    Second, do a financial management, 100,000 yuan can increase your income by about 10,000 yuan a year.

    An income of 300 yuan a day is still okay, and you are born to cry, so life is a sea of suffering, and a life without tribulation is not a life, so if you pay off your debts slowly, you will definitely be able to pay it off!

    I'm reading a book today, so the temperament is more rigid, it will make you feel unattainable, and you will have a chance to win after a few days of book strength has passed.

    In such a situation, you should not ask such a question, okay, you can't think that there are only 300 yuan a day, but you have to go up on the basis of 300 yuan every day with your own efforts.

    How many days are there in a month? How many salaries, hundreds of thousands of debts? If you can save 60,000 yuan a year, take a look at it yourself and pay it off in a few years.

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