I m looking for a beautiful phone to buy a mobile phone, what will happen if it is overdue for 700?

Buy a mobile phone loan, overdue 700 yuan, if you don't repay the loan overdue, there may be a record of overdue on the credit report.

About loan overdue.

There are short-term and long-term loan overdues, and the consequences are different depending on the length of time they are overdue. However, most people have many misunderstandings about overdue loans, and they don't find out that it's too late to regret until they have serious consequences!

Short-term overdue loans and consequences.

1. High fines and liquidated damages.

After the loan is overdue, in addition to the interest and principal, you also need to pay high penalty interest and liquidated damages when repaying.

2. Leave personal credit stains.

There will be an overdue record on the credit report, which will be retained for 5 years even after repayment. Overdue records will affect almost all subsequent financial activities of the overdue person.

3. Receive SMS** collection.

The lender will continue to send text messages and call ** to collect the overdue funds, inform the borrower of the serious consequences of overdue, and order the borrower to repay the overdue principal and interest within a time limit.

Long-term overdue loans and their consequences.

Generally speaking, overdue for more than 90 days will be regarded as maliciously overdue by the lender. Banks can sue for collection of malicious overdue payments of more than 90 days, regardless of the amount. After the court makes a judgment, release to the public information on judgment defaulters (lai), restrict their high consumption, restrict travel by airplane, and high-speed rail.

As the regulatory bureau is becoming more and more strict, and the online loan platform is becoming more and more standardized and strict, many online loans are now on the credit report, so the credit record is a matter of great concern to all borrowers.

1. The processing of online loan credit records is very "humane";

Compared with traditional banks, online loan credit is much more humane, that is, it will give a certain grace period for unintentional overdue due to temporary negligence, but if you are in arrears for a long time, it will be easy to have a taint record of borrowers, which is also a key reminder in the credit system, and the impact on individuals is very serious!

2. The retention period of bad credit reporting records of bank loan defaults is 5 years.

According to the "Regulations on the Administration of the Credit Reporting Industry", the retention period for credit reporting establishments of negative personal information is 5 years from the date on which the negative conduct or incident is terminated. After the repayment of principal and interest and liquidated damages, other banks will not be able to check the bad record for more than 5 years. It is important to note that the credit stain will remain in place until the loan is settled.

So you must cherish your credit history.

3. The retention period of credit card overdue bad credit records is 2 years.

Credit card repayment information will be recorded by the central bank's credit information system for 24 months, and if the card is cancelled, the record will be kept for a long time. Therefore, it is recommended that credit card users continue to use the card for two years after paying off the arrears, and maintain good credit during the period, so that the bad records can be removed from the credit reporting system by rolling records.

The above three are all based on short-term default, if the overdue is too long, and the overdue information has been uploaded to the People's Bank of China, then pay off the debt and wait for 5 years for the system to automatically eliminate it.

700 can still be repaid after the deadline. If you can't pay it back once, contact customer service to pay it back in installments.

Looking for a beautiful machine to rent a machine is overdue, it won't explode the address book, hello dear, no. However, your credit score will be deducted, and your security deposit will be deducted directly from Alipay. If you are renting a mobile phone on the machine, but you have not returned it within the time limit, no matter what your reason, the customer service will set a time for you to return it, if you don't do it.

Then it will be directly in your Alipay, deduct your deposit, and then lower your Alipay's credit score, and continue to charge your mobile phone fee, ** The overall calculation is particularly expensive. I hope I can help you! If my answer is helpful to you, please give a thumbs up (comment in the lower left corner), look forward to your like, your efforts to change the dust are very important to me, your support is also the driving force for my progress, and finally I wish you good health and a happy mood!

Dear, hello, I'm glad to answer for you, will you come to the door if you are looking for a beautiful machine to rent a mobile phone overdueAnswer: 008 Hello Changtong Ant period overdue affects credit In the later stage, it is very likely that the letter group of the relevant departments will come to verify the reason for the inquiry. Deduct your credit score and Alipay deducts your security deposit directly.

If you rent a mobile phone on Find a beautiful machine, but you have not returned it within the time limit, no matter what your reason is, the customer service will set a time for you to return it, if you don't do it. Then it will be directly in your Alipay, deduct your deposit, and then lower your Alipay's credit score, and continue to charge your mobile phone fee, ** The overall calculation is particularly expensive. What will you do if you don't return it?

It will affect your credibility. We know that if you are looking for a beautiful machine to rent a mobile phone, he wants you to provide your ID card information first, provide a certain deposit, and then rent the mobile phone to you, if you don't return the pulley orange when the time comes, and there is no reason, first of all, your rental deposit will be deducted, and it will also affect your credibility. Your rental fee will be deducted until your credit is exhausted, and then you will not be able to gradually do it again next time, and you will be blacklisted.

Summary. Hello, only your mobile phone number is not able to rent a mobile phone, unless the other party still has your ID card and needs face recognition, if they are authenticated, the other party leases the mobile phone overdue, it has an impact on you, accounting into the credit system, it is equivalent to you when you rent a mobile phone and the platform formed a rental contract, if you do not return, the other party can ask you to return the mobile phone, and pay the usage fee during the occupation, and bear a certain liability for breach of contract.

Hello and thanks for asking. I am the electronic Zhang Lao Lamu shirt master, I am happy to answer for you, your question I have seen, I am for you to quickly whip up the answer to the wheel cavity, typing takes time, I will reply to you as soon as possible within 5 minutes

Someone used my mobile phone number to rent a mobile phone on the beautiful machine.

Your grandson is good, only your mobile phone number is not able to lease a mobile phone, unless the other party still has your ID card and needs face recognition, if they are authenticated, the other party leases the mobile phone overdue, it has an impact on you, accounting into the credit system, it is equivalent to you when renting a mobile phone and the platform formed an empty Kaiyou rental contract, if you do not return, the other party can ask you to return the mobile phone, and pay the occupation of the Douhuai usage fee, and bear a certain liability for breach of contract.

Did you authorize it?

Send me a message with the person's name.

But it's my phone number.

Does this relevant?

This has nothing to do with you.

It's because the other party left your mobile phone number as an emergency contact when they borrowed the phone.

There is no harm in emergency contacts.

Can I request the cancellation of my emergency contacts.

Ask about custom messages].

You can't operate it on your side, only the platform on his side can.

You can rest assured, there is no risk in the emergency contact, even if the other party is overdue and illegal, it has nothing to do with you.

Summary. Looking for a beautiful machine overdue 10 will deduct your credit score and Alipay will directly deduct your deposit. You are looking for a beautiful phone to rent a mobile phone, but you have not returned it after the deadline.

Good afternoon, dear! I'm glad to be able to answer for you, typing takes a little time, please wait a minute, I'll give you a complete answer!

Congratulations and happy to answer your questions. Dear, looking for a beautiful machine overdue 10 will deduct your credit reputation and pay the year He Bao directly deducted your deposit. You are looking for a beautiful phone to rent a mobile phone, but you have not returned it after the deadline.

Looking for a beautiful machine overdue 10 will deduct your credit score and Alipay will directly deduct your deposit. You are looking for a beautiful phone to rent a mobile phone, but you have not returned it after the deadline.

Hope the above helps

Dear, I wish you a happy life and all the best <>

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Tong Gao Yuanzhi repeatedly ignored the notice and refused to return the lease rent, and manually returned the arrears within two hours, otherwise it is not excluded that your suspected lease fraud will be disclosed to the workplace, school, household relatives and residence.

I'd like to ask what this means.

Suspected leasing fraud matters are disclosed to the workplace, school, place of household registration, and place of residence.

What does this mean.

Dear, suspected of fraud.

The one behind it is open to.

The latter meaning.

Pro, will announce the workplace, school, place of residence, place of residence.

This way your credibility is not good.

It's a collection fight.

Dear, yes urge you to return.