More than 70 of the assets of China s middle income group are real estate, what is the next step of

The next step in the expansion is to reduce the assets of the real estate part and use the income for other purposes.

First, China's middle-income group.

More than 70% of the assets are real estate. <>

According to the income of residents, they are divided into high-income groups, middle-income groups and low-income groups. According to statistics. The middle-income group in China is about 400 million people.

It can be said that the growth rate is still very fast. However, when the survey found another situation, that is, 70% of middle-income assets are real estate. Property is the largest part of their business.

Second, what is the next step of "expanding China"? <>

Although the size of the middle-income group is growing rapidly, if 70% of the asset income is spent on real estate, then they have the liquidity available.

Not much. You know, since you can reach a middle income, then most families should still have a car, in addition to daily expenses and living needs, and then minus the children's education expenses and car buying and maintenance cars.

fees. The rest of the money can be said to be all used, to buy a house or to pay off the mortgage. Because they are middle-income after all, very few people can buy a house in full, and most people will need to pay off their mortgage for nearly a few decades after buying a house.

That means they don't really get anything other than the so-called property. Therefore, our next step is to focus not only on speed, but also on quality. It is necessary for middle-income people to have more of their own belongings and a real sense of happiness.

3. Why is real estate accounting for such a large proportion of income assets? <>

I'm surprised that real estate can beat 70% of assets, so why is it so large? In fact, it is still the more traditional thinking of the Chinese. They think that if they have a house, they will have a stable home, so they will not hesitate to spend all their savings to buy a house.

Only by changing their thinking can we better realize the next measures to "expand China."

The idea of the next part is to pay attention to quality, because it is necessary to increase not only the share but also the consumption and income capacity, so that the ability to stabilize society will become stronger and stronger, and at the same time continue to move closer to the ceiling.

It may be the recovery of the real economy, or we need to make efforts in agriculture.

According to the survey, more than 70% of the assets of the middle-income group in our country are only real estate, and it may be a mortgage, which means that there is no money available at all.

We have become the world's largest middle-income group country, but it is useless to increase the number of people, and the expansion of the middle-income group is not only about quantity but also about quality, otherwise the quality of life between the middle-income group and the low-income group is almost the same, and there is no difference.

Basically, in addition to real estate and cars, the middle-income group is basically a loan debt, that is, real estate and cars are also bought with loans, and the liquidity is very small, or even no, although this is a significant feature of the middle-income group, but the long Kai holding period will cause adverse social impacts, and this asset structure is very unreasonable.

In the real developed countries, the proportion of high-income groups is the highest, followed by the middle-income group, the proportion of our country is obviously far behind, the current middle-income group is less than one-third, let alone the income group, the most is the low-income group, if the low-handed group is the most, it is obvious that the brother and grandson still need to go through a long time to enter the ranks of developed countries.

Low-income groups basically do not consume except for supplies, high-income groups are too few, and the real main force is the middle-income group, but at present, the middle-income group has no extra money to use for consumption in addition to real estate, cars and loan debts, so this has a huge adverse impact on society, if the middle-income group does not consume, it is difficult for the low-income group to be rich, and the middle-aged group may have a downward trend over time.

In other words, we still have a long way to go in the future, and we must completely change the asset structure of the entire middle group in order to accelerate the realization of common prosperity and enter the ranks of developed countries.

We can see from the news that there is such a data that points out that more than 70% of the assets of China's middle-income group are real estate. Excluding real estate, after deducting the assets of some scum in the chain of automobiles and household appliances, there are actually very few liquid assets in the hands of each resident.

Middle-income group**.

So what kind of people are middle-income people? There is no precise definition of this, and generally speaking, residents with an annual income of between 100,000 and 500,000 yuan can be called middle-income people. The middle-income group has been increasing sharply since China's reform and opening up, which shows that the achievements of our reform and opening up are still very outstanding from one perspective.

Moreover, the quality of life of residents can actually be seen to be much better than before the reform and opening up, which is of course a gratifying thing. After all, the best social structure recognized in society is the social model with a large number of middle-income groups, which shows that China's social structure is still developing benignly.

Residents' assets and liabilities need to be paid attention to.

It is not clear whether the data of more than 70% of the assets is real or not, but we only look at the problems behind this data. With such a large proportion of real estate, how many residents buy houses with loans? In addition to real estate, cars and some household appliances are removed, how much cash can we use for emergencies?

If there is a situation where we need money, can we get it? Is it time to face up to this problem? Moreover, if everyone's asset-liability ratio is very high, it will also reduce the daily purchasing power of residents to a certain extent.

Reasonable asset allocation.

Everyone should think about what is the reasonable asset ratio in our minds? Is a house really essential? Since when did it become like this?

The ratio of fixed assets to non-fixed assets in developed countries such as the United States is 3:7, so you can refer to it. How to rationally distribute the assets of the middle-income group and make this group of people live a richer and better life is what we need to think about.

Hello! More than 70% of the assets of China's middle-income group are real estate, which reflects the following problems:

It shows that the property of the house is no longer a simple house to live in, but a financial product.

In terms of assets and liabilities, the structure is not very reasonable, and the proportion of current assets is relatively low.

In addition, a considerable part of the middle-income group has a high debt ratio, housing loans, car loans, car maintenance, car maintenance, baby raising, pension, and living expenses. In fact, it doesn't make much sense to talk about income and not consider expenditure. Thank you!

It reflects the lack of liquidity assets of the middle-class population, limited consumption power, and there are still great opportunities to expand domestic demand!

The demand for the house can solve the problem of accommodation for people, when an item can solve your needs, or everyone's needs, in the materialistic world, perhaps, the house will be divided into classes, and then the proportion will naturally be bridged, and the assets will be large.

Only by trapping this group of knowledgeable people can the country become rich and strong.

It reflects that if you have a property, you are middle class, whether you buy it in full or with a loan.

Lower housing prices, and then make up the difference to the homeowners, and turn the family asset structure into cash to stimulate domestic demand.

What is the meaning of employment and work, and what is the meaning of the mortgage buried by Li Hu for more than a few decades? Is the quality of life really better because of living in the building? Is there a happiness index? Which ant generation child will be better next? The paradox is not stress.

At present, the middle-income tenant group is not very rational in terms of assets and liabilities. The proportion of liquid assets actually owned by residents is relatively low. And this is precisely the most striking characteristic of the middle-income group.

It shows that the house is still very important in the hearts of these people, and it is also believed that the property is relatively maintainable and is also an important way to collect assets to make a reputation. Personally, I think so.

Real estate has become the main fixed asset of the middle-income group, and real estate is an important indicator of a person's income level.

The current structure of the middle-income group in terms of assets and liabilities is not very reasonable. According to some data, more than 70% of residents' household assets are real estate, and if fixed assets such as cars and household appliances are deducted, the proportion of current assets that residents really own is relatively low.

Buying a house has become the primary goal of most of our residents, now whether it is marriage or children need to buy a house, marriage, the first condition of the woman is to have a house and a car, and children also need to buy a school district house to go to school, so this is also the pressure of most families in our country.

This phenomenon shows that real estate still accounts for a large proportion of national income. Most people in our country will use real estate as a fixed asset. So the real estate industry is also crucial.