A 27 year old guy owes 60,000 yuan in an online loan to burn charcoal and commits suicide, how to de

Personally, I think that at this time, if we are deeply involved in online loans, we must realize that this behavior is wrong, we must repay these loans, and we can turn to the family when necessary.

Deeply trapped in online loans, sometimes in order to repay the loan, they will tear down the east wall and make up the west wall to borrow more online loans on other platforms, and the interest is very terrible, so you must ask your family or friends for help, and then work hard in the future to pay back the money, don't think that you will carry it down by yourself, so it will definitely be more difficult to repay the interest later.

Don't make some extreme behaviors, when you are deeply involved in online loans, you can tell your family frankly, and ask your family for help, and secondly, you should also work hard to make money, don't live a negative life, and develop a reasonable view of consumption.

It will be very difficult for the whole person to be deeply involved in online loans, but it is not without a way to deal with it. The first thing to do is to tell your family and ask them to help you repay some of the money, and the second is to control yourself and never take out another loan.

When you are deeply involved in online loans, at this time, first of all, don't keep borrowing online loans, work hard to repay online loans, don't lose confidence in your future life because of online loans, and find that you will definitely be able to pay off online loans.

It is best to borrow some money from relatives to repay the loan quickly, online loans generally have a high interest rate, and if you don't change them quickly, they will roll over more and more.

At this time, you must come out of this shadow, and you must improve your ability, and you must not be willing to fall.

Find your parents to confess and solve the problem together! Because only parents will selflessly help you and get you out of trouble!

Today's young people often spend extravagantly when they spend money, and often can't control the speed at which they spend money, so every time they get it, they will quickly run out of money, and by the end of the month, they will run out of money. Moreover, most young people especially like to spend ahead of time, and they still spend extravagantly without the ability to make money, and they will go up to borrow again. There is a man in Yunnan, because he owes too much money on the online loan, and he is unable to repay, and chooses to commit suicide by burning charcoal in the hotel.

1. A man in Yunnan committed suicide by burning charcoal in a hotel because he owed too much money on an online loan and was unable to repay it

The news that a man committed suicide by burning charcoal because he owed an online loan and was unable to repay it also caused heated discussions among netizens, feeling sad and unstraight for the man, proving that the 27-year-old Yunnan guy chose to commit suicide because he was mired in the quagmire of online loans, and finally couldn't repay it, and such news has been common in recent years. After the man committed suicide, he left a suicide note, an apology to his parents, and a notebook full of guilt. According to what the man left behind, it can be seen that the man owes a total of more than 60,000 yuan in online loans on 8 online loan platforms and has not yet repaid them.

2. How did this man owe an online loan

The man was addicted to online games at first, so he began to charge money on games, and the spending became very big, and he developed the habit of spending in advance, and then began to contact the Internet. At first, the man also had a job, and then because he couldn't bear the hard work of the work for a few months, he left his job and went home, preparing to take the postgraduate examination for the civil service, because he had no income, so he increased the amount of online loans, demolished the east wall to make up the west wall, and used the loan to support the loan, so the more he owed, the more he couldn't pay it back. And the man also encountered a routine loan in the process of borrowing online loans, which made the man unable to prevent it, and the online loan was like a bottomless pit, the amount was getting bigger and bigger, and finally the man's psychological defense line was broken down and he chose this road of no return.

Because the man likes to gamble, he gambled by borrowing online loans, and as a result, he fell deeper and deeper and became unable to repay, so he did this.

Addicted to gambling, and the addiction to gambling became bigger and bigger, and finally he could no longer control his behavior and desires.

He borrowed a small amount of money at first, and then the interest became more and more important, and he owed a huge amount of online loans.

Most of the people who borrow online loans are college students, or graduates who have just stepped out of school, they do not have much social experience, and they lack relevant legal awareness, once they encounter the forced debt of the borrower, they dare not ask for help from their relatives, let alone seek help from the legal authorities, and can only be anxious and panicked!

Even if some borrowers choose to go through the judicial process, the normal debt and interest still have to be repaid, and the borrower is basically unable to repay, and often will go bankrupt to pay it off. After paying it off, it will still bear the stigma of "old lai" and lose its reputation!

The "huge amount of money" borrowed by these college students and college graduates is basically not used in legitimate ways, most of them are for eating, drinking, prostituting and gambling, or buying luxury goods such as bags and cosmetics. It is precisely because of these insurmountable "difficulties" that there areThose young people who don't take out online loans will basically choose the negative attitude of "dead pigs are not afraid of boiling water", either hide, if they can't hide, they will die!

In fact, it is already a mistake for these young people to take out online loans to satisfy their luxury desiresWhen you can't repay it, you choose to be passive and avoid the world, which is even more wrong! Stay away from usury, this is the law since ancient times, otherwise, we are not only sorry for our parents who raised us with hard work, but also sorry for our own conscience!

Objectively evaluate, online loans can live by picking up garbage, don't touch online loans, because it's cool when you spend money, and it's a routine when you pay back.

In the market, people's recognition is not something that can be done by one person, because it is too difficult to write a program to find a buyer by yourself, and there is no support from large companies.

I don't think I deserve it, but don't let online loans hurt too much.

One set is deeper than the other! The number of people whose families have been ruined and people who have died is innumerable, so go ashore as soon as possible to get out of the sea of suffering.

It's worth it, it's not easy for people to live in the world. In particular, a lot of them are owed due to the lack of work due to the epidemic. People are greedy for life and afraid of death, and if you think about how difficult it is to kill yourself, how fearful and painful it must be.

Everyone should die, people who are mired in the quagmire of online loans, the more and more loans roll, and finally they are desperate and collapse and commit suicide.

Online loans can be said to have completely ruined a group of people, and there is often news that people can be seen committing suicide because they owe online loans. This incident is even more tragic, the man committed suicide by burning charcoal because he owed 60,000 online loans, which made people feel helpless and embarrassed at the same time.

First of all, many people borrow online loans without imagining that they will owe such a huge amount of money

When many young people first started taking out loans, they just wanted to buy a favorite mobile phone or computer, and after calculating, they thought that the repayment of a few hundred yuan a month was completely within their financial range, and they listened to the slogan "spend tomorrow's money, realize today's dream", so they fell into the trap of online loans.

After borrowing online loans, they will find it very easy to borrow money, and more and more desires cannot be satisfied with money, and they will be out of vanity.

of the use and fell into the quagmire.

Secondly, many people choose to take out loans because they are worried that the ** of online loans will hit their parents, relatives and friends

Long loans are most likely to have the problem of arrears and repayment, and many people are unable to repay the online loan on time, so they can only choose to take out loans, they are very worried that the collection of ** to relatives and friends, let themselves lose face, but also let their closest people worry about themselves.

Once these people have the situation of supporting loans with loans, they are destined to be inseparable from the trap of online loans.

In addition, many people can only end everything with death

Under the effect of rolling profits, many people find that they can't afford to repay the high loans, but the threats, intimidation and harassment of the collection ** are hurting the people around them. In order to escape this predicament, and in order not to bring this trouble to their families, they can only choose to end everything with death.

In fact, to be honest, it is not that they can't afford to repay this loan at all, but they can't stand the mental pressure, and can only go to the abyss of despair. This is a way to escape, and it is also a way for relatives to be bitter and hateful, but they also have this choice out of desperation.

Because the interest rate of online loans is particularly high, many people are unable to repay after borrowing online loans, so it will be particularly miserable.

It is because this form will make people's spending power stronger and stronger, but they do not have the corresponding ability to repay, so it may also lead to the destruction of the family.

If you can't repay it, you will harass the lender's relatives, friends, colleagues, and people or units you know around you, forcing the victim to continue to borrow money to repay the loan, which makes many people mentally under great pressure and finally collapses.

In addition to the impact of online loans on people, in addition to making borrowers penniless and in debt, violent collection is also the most painful for borrowers. Once the borrower is unable to repay the loan at the agreed time, the collector will harass the relatives and friends of the borrower's address book, and even PS the borrower's **conduct**, which has caused a serious blow to the borrower's reputation and psychology, which is also the reason why some borrowers choose extremes.

This year, 60,000 yuan is not money, and the young man can't think about it.

Ask Ping An Puhui to know what kind of yin grasp is used.

With the increase of people's spending power and people's pursuit of material things, the words online loan and debt appear more and more in our lives, and there are more and more tragedies caused by online loans. The issue of online lending has caused people to think deeply.

1. The tragedy caused by online lending.

Recently, Yunnan Dali guy for more than 60,000 online loans, in Kunming a hotel charcoal suicide, it is understood that Dali guy A Chao, graduated from Kunming University of Science and Technology with a major in civil engineering, in the fourth year of college, due to the need to enter the society when graduation is approaching, there began to be some consumer demand, and some advance consumption consumption was opened for early use and then repayment. However, due to the unsatisfactory work and the psychology of trying to make money by luck, he once again fell into the trap of borrowing money for consumption and online gambling, and fell into the abyss of borrowing money to support loans, and could not extricate himself.

Adults should be responsible for their own behavior, especially to control their consumption habits. Don't spend in advance, don't spend for comparison. Adults have to pay for their actions.

2. The harmfulness of online loans.

When you are in debt, you should have a deep understanding of your own debt, the situation of debt, and the amount of credit card. How much to borrow online, how much to relatives and friends. You need to know all of this.

If you are in debt, don't take out a loan to support your loan, so as not to fall into a vicious circle. At the same time, you should also plan for repayment.

If you're already stuck in an online loan, don't panic. First of all, you have to adjust your mentality. Don't jump on the mindset.

We must have a clear understanding of online loans, which can be mired in a vicious circle of non-stop loan repayment. At worst, it will ruin your family. Therefore, please be vigilant about online loans.

3. Ring the alarm bell.

This incident has also sounded the alarm bell for you. If you choose to commit suicide, you will give your family infinite grief. Don't run away from online loans in the face of online loans, we solve problems through our own labor. At the same time, it is also recommended that people establish a correct view of consumption and financial management.

Online loans must be responsible, after all, it is the money you borrowed from others, even if you don't repay the interest, you have to repay the principal.

Of course, you should be responsible, after all, everyone is an adult, and if you don't spend money according to your economic strength, you have to get an online loan, so who can blame it.

This kind of person has no self-discipline at all, and it is redundant.

It is necessary to pay the responsibility and hope that the state will destroy these unconscionable devils, including credit card banks.

Meituan Cui Shulian doesn't even know if he is himself, he often sends messages every day, and he has made it clear many times that it is not Ben, or is it like this, and he wants to go to the court to sue, but I don't know if the money he will lose will be enough to hire a lawyer!

What to do if someone dies in arrears:

If the borrower's relatives or other third parties have signed a joint and several repayment liability contract with the lending institution when applying for the loan, then in the case of long-term arrears of the borrower, the lending institution will require the guarantor to perform the guarantee obligation and assume joint and several repayment liabilities to repay the remaining arrears.

In the absence of any third party guarantee:

If the borrower chooses the mortgage loan method, then the overdue time reaches the point when the overdue time reaches about half a year, the lending institution will generally file a lawsuit for the auction of the house with the court, and the auction money obtained will be used to pay off the arrears first;

If the family of the deceased repays the loan on their behalf, then after the loan is fully repaid, the family can go through the registration procedures for the release of the mortgage and keep the house.

However, if the borrower chooses an unsecured loan and does not provide collateral or a third party jointly and severally liable, it will be more difficult for the lending institution to recover the arrears, and it will generally be treated as a bad debt.