Why is retirement pay higher than going to work, and is retirement pay higher than working salary

For the majority of ordinary people. It is true that retirement pay is a bit higher than going to work. Because in addition to the fixed treatment, they no longer need to deduct various insurances such as provident fund after retirement. So the income is equivalent to an additional piece.

But we have to understand that this piece is the accumulation of their contributions over decades. It is incomparable to ordinary people in the workplace.

Some people only see their pensions.

High, I don't know how hard they have worked to get a pension, at least 30 years of hard work, or even 40 years, in order to get a relatively high pension, this amount is actually not too high. In most areas, the pension is two or three thousand yuan, three or four thousand yuan. This is for the average person, but for civil servants, their income is much higher.

Civil servants in developed areas generally have a retirement salary of about 10,000 yuan or 10,000 yuan. In addition, the pensions of public institutions, such as teachers, are also quite large.

It is not just about how much they have in retirement, but how much they have to pay. Such comparisons make sense.

The current situation is that retired seniors are paid more than working young people, but this is not a common phenomenon and there is no comparison.

It is normal for young people to have low salaries, young graduates must be well taken care of, they have no experience, no qualifications, no CV, nothing. Because you can't get anything. I know that when it first came out in 2005, it was 600 yuan a month, and now these retired old people, young people have lower salaries, if you have a lot of work experience and your qualifications meet the company's requirements, then your salary will be higher, people with connections and backgrounds, may get a little higher pay, but young people who have just entered the labor market rarely get high wages.

Now young people who have just entered the society, especially college students, if they are not bad money, they can earn more than 10,000 yuan a month in 45 years, but for these retired old people, it is impossible to reach a pension of more than 10,000 yuan in a few years, and the national pension is ** every year. And the rate of growth is getting slower and lower, far from keeping up with the wages of young people.

This is far lower than the growth rate of young people's wages To sum up, young people should not always complain that compared with these retired old people, people can get such a high pension is also the result of the efforts of young people, we honestly work hard to improve our abilities, get a higher salary, and your pension will not be too low when you retire in the future.

So a lot of retirees have a higher retirement salary than young people who work hard, and I think that's reasonable.

The high retirement salary is also caused by the high social security paid, so if you want to have a high pension in the future, you need to pay it when you are young.

Not everyone is like that.

Normally, the pension will not be higher than the employee's previous salary. Generally, the pension of employees will be about 40% to 60% of their salary during their employment, but it is not excluded that in some cases, the pension may be higher than the salary. Of course, because career pensions used to be paid according to the number of years of service, many public institution personnel may have a pension of four or five thousand after retirement, but now many young people have a salary of more than three thousand.

Before retirement, many people have barely paid their pensions for 15 years due to their short working years and poor corporate efficiency, and they are paid according to the minimum standard, so the income of many enterprise retirees is only about the same as the local minimum wage standard.

1. Conditions for retirement:

1. Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years;

2. Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor or other work harmful to physical health, male at least 55 years old, female at least 45 years old, with 10 years of continuous service. This provision also applies to grassroots cadres whose working conditions are the same as those of workers;

3. Men at least 50 years old, women at least 45 years old, with 10 years of continuous service;

2. Procedures for retirement:

1. The declarant prepares the ID card, household registration book, ** and relevant materials for retirement;

2. The applicant shall declare to the unit where he belongs, and the enterprise shall go to the enterprise and the unemployed shall report to the employment bureau of the jurisdiction;

3. Enterprises and employment bureaus shall report to the local social security department;

4. After qualifying, the file will be transferred to the local social security bureau, and the social security bureau will be responsible for verifying the treatment;

Legal basis: Article 70 of the Labor Law of the People's Republic of China The State shall develop social insurance, establish a social insurance system, and establish social insurance**, so that workers can receive help and compensation in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Retirement salaries are high, but there are only some people, and they do not account for the majority.

This group of retirees with high salaries is mainly civil servants. Retired teachers. There is also a part of the special operations personnel.

Civil servants are at the top of society, and their own goodness will naturally be inclined to themselves.

The high pension of special personnel is due to the fact that their work is dangerous and hard, and there is considerable damage to the body. For example, coal miners, drillers. Exploration workers.

These retirement salaries are relatively high. Because their work is professional and dangerous, it is also very desirable to take more pensions.

But judging from most of Chinese society, the retirement salary of most ordinary people is not high, that is, about 3,000. More than 4,000 is considered relatively high.

It is normal for young people to have low wages, young people who have just graduated have no experience, no qualifications, no resume, nothing will be, and they have to be bred, if there is no academic salary, most of them can only get about 2000-4000 yuan, if they are college students, even if they have no experience and no qualifications, they can get 4000-5000 yuan. It's good to be able to get so much money when you don't know anything, you must know that when I just graduated in 2005, I only came out with 600 yuan a month, and now these retirees have even lower wages when they were young, maybe only a few yuan. As your work experience becomes richer and your qualifications meet the company's requirements, then your salary will be higher and higher, except for a few people with a relationship background, the salary may be a little higher, otherwise few young people who have just come out of society can get a high salary.

In fact, the salary of most retired seniors is not high, and the national retirement pension in 2016.

The average is 2,362 yuan a month, and now it is estimated to reach 2,500 yuan, and different types of pensions for the elderly in different regions.

The difference is also quite large, especially in rural areas, where it may only be one or two hundred yuan a month. Judging from the national average and the wages of retirees in backward areas, most of them are lower than those of young people who have just left society.

Retirees with high salaries are either retirees in first-tier developed cities or some public institutions, and their pensions are likely to be higher than those of these young people. For example, the average salary of retirees in Shanghai enterprises can reach 3,500 yuan a month, which seems to be quite high, but if there is no house in Shanghai, the 3,500 yuan is really only enough to live on their own, and they will be very poor, and the pension of public institutions will be slightly higher to about 4,800 yuan a month, which is just about the same as the salary of college graduates now, even if it is not much, but in Shanghai, the quality of life will be slightly better. Only those retired civil servants will have a much higher salary than these young people who have just left society, and the salary of retired civil servants in Shanghai can reach about six or seven thousand.

Nowadays, young people who have just entered the society, especially college students, as long as their own ability is not too bad, there are many people with a monthly salary of more than 10,000 yuan in four or five years, and the annual salary.

It is also very easy to break 100,000, but for these retired old people, it is unlikely that they will be able to reach a pension of more than 10,000 in a few years.

To sum up, young people should not always be compared with these retired old people, and don't always complain, people can get such a high pension is also the result of their efforts when they were young, we only have to honestly improve their own ability, and strive to get a higher salary, and your pension will not be too low when you retire in the future.

Indeed, there are many workers who have encountered retirement, and they have been looking forward to reaching the retirement age so that they can go through the retirement procedures, and one of the key reasons is that they are currently working, and the monthly salary they receive is very small, but the monthly pension plan after retirement can be higher. So it would be great if I could retire as soon as possible. However, this situation is actually normal, and now the salary is in hand for work, and the pension is in hand after retirement, and the two characteristics of themselves are also different.

Whether it is a part-time worker who has not yet reached retirement age, or a worker who is waiting for retirement due to flexible employment, and a potential laid-off worker waiting for retirement. In fact, we can all guess that these people's monthly income during this period before retirement is all unstable or relatively small. Since the reemployment of laid-off personnel is itself a major problem in social development.

If you can't find a job that matches your technical major, you can only find some low-paying jobs, such as community security, courier companies, salespeople, etc., think about how much the salary can be?

But this does not mean that his pension will be lower after retirement. The principle of establishing our own retirement pension is related to the length of work he has previously worked, the social security contribution base he has paid in the past, and the total amount of personal social security he has paid. The old man who retired nearby, used to do a lot of extremely important jobs when he was young, and he also had a very high income, and he also had a relatively long working hours, and this period of work continued to determine the level of his pension.

Therefore, from these aspects, it can be seen that the salary of today's work has little to do with the level of pension after retirement in the future. This is especially true for the unemployed workers in the 90s of the 20th century. It really depends on the great significance of the pension, that is, if you continue to work, if you continue to contribute to the society, then after retirement, you will be able to obtain the blessing of our country's social security system, and you will be able to complete the guarantee of the most basic living items, which has nothing to do with the characteristics and benefits of the final work.

In fact, there is such a thing, in other words, when you retire, the pension is higher than the salary of the final job before retirement, in fact, everyone thinks the other way, how low that salary can be. It may be that wages are paid according to the country's basic minimum wage norms. How high the pension paid by the same worker at that time will not be very high, but it will be higher than the salary before retirement, but it is very likely that it is only the average salary level of the local pension.

This is only a small part of the situation, and the retirement salary of the vast majority of retired elderly people is actually not high. If it is only a small part of the comparison, it is not objective. Many people who receive pension insurance may only be about 2,000, and some are even lower, and only get the lowest basic protection.

We must look at the retirement salary of the retired elderly rationally. One. Learn to be grateful and be gentle with each other.

Don't forget to dig wells! It is precisely because of the blood and sacrifice of the older generation and the dedication regardless of return that we can have a prosperous and powerful China. Thank the older generation with a grateful heart.

Retired old people are old, they can't do it anymore, and their health is worse, and their retirement salary is higher, so they can live a little more comfortably, and they should enjoy their old age in peace. Two. Young people don't compare with older generations.

As young people, they should not be jealous and unconvinced by their pensions, and think that they are unreasonable. Instead, you should improve yourself and make your salary higher. As a young person to keep in mind:

Tianxingjian, the gentleman is self-improving, the terrain is kun, and the gentleman is virtuous. Three. And what should we, as young people, do?

1.Get your mindset right. It is important to understand that only efforts will pay off, and the retirement salary of retired elderly people is higher than that of young people, because they have been paying for decades.

Adjust your mindset. If you also create your own value, there will definitely be gains. 2.

Continue your studies and enhance your studies. If you want to get a good salary, you should continue your studies, strengthen your studies, and promote yourself to become an expert. 3.

Work hard to Dongqing. Work hard, treat the existing job position as a sponge, absorb all kinds of knowledge and experience, and accumulate the knowledge, skills and experience required in the current position, which is integrated and internalized into your own workplace wisdom. Although young people have low wages now, they have a lot of room for improvement in the future, and as long as they are sure to work hard and work hard, they will definitely be able to thrive.