Why do retirees in state owned enterprises earn high salaries?

Since the founding of the People's Republic of China, to the reform and opening up to the current market environment, China has undergone earth-shaking changes in all aspects, and the development and changes of state-owned enterprises can be said to be a history book! The changes in just a few decades can be described as "vicissitudes". Changes at all levels of domestic economic development, political changes, enterprise transformation, employment system, salary system, social security, etc., cannot be explained in a few words!

People who haven't experienced the whole change can't explain why they should be paid a high salary with a few reasons!

As a professional, do you have to waste time researching and understanding the whole process? What if the research is understood? Was there any help to you?

Or take a step back and put it another way: what can you do, even if it's not fair?!!

It's just adding to your own troubles. It's not that the old ghost is obedient or who speaks for anyone, but I hope that friends in the workplace don't waste their brains on those problems and phenomena that are not beneficial to their growth, development, and harvest!

02. Please believe: the people who have studied policies and policies in the country for decades know how to take care of fairness better than you! Do not sing high-pitched songs, but absolutely believe in the greatness of the Communist Party of China.

On the one hand, we must admit that there will be flaws and deficiencies in the development process of the past few decades; On the other hand, it should be clear that the vast majority of policymakers are in the right direction! Even if there are deviations in some policies, they will continue to be adjusted in the process of subsequent development. No one can do it without any mistakes or flaws.

We must look at the problem from the perspective of the development of the times!

If it is only a certain policy or regulation to determine whether it is fair or not, it is very inappropriate.

As mentioned in this question, the issue of retirees' salaries, don't think that the people who make the policy are all eating dry food! The old ghost neither glorifies this policy, nor denies that there may be some problems with him. But from the perspective of overall policy, he has no problem.

If you want to pursue 100% fairness, it is!

Retirees in state-owned enterprises are not necessarily paid high salaries.

At present, the high salaries of retirees in state-owned enterprises are mainly concentrated in a few special industries. For example, coal and oil field exploration. and a small number of other industries.

These are several industries. Retired workers are generally more than 5,000 males. Some can reach six or seven thousand. Women are actually much lower, that is, they can get four or five thousand.

But this level of pension is also more average than that of Chinese retirement. The salary is a lot higher. We know that the economy in Northeast China is lagging behind, and the average pension of workers in state-owned enterprises there is two or three thousand yuan, which is more than 3,000 yuan.

In other areas, it's not much higher. There are only these, more special industries. The pension is indeed one step higher. Indeed, because they are also harder. Dangerous work intensity, long-term field work.

I think that's what they deserve. The highest pension in China should be the civil servants, whose pensions are generally more than 10,000 yuan.

Retirement wages are not unique to state-owned enterprises.

It is not only state-owned enterprises that have pensions, whether state-owned enterprises or private enterprises, as long as workers participate in social pension insurance and pay insurance premiums in full, they will receive pensions when they retire. The difference is that some state-owned enterprises now implement an annuity system (i.e., supplementary pension insurance in the past), and the insured can receive this compensation when they retire.

A pension is when a person retires from a job because of age or other factors. A large one-time remuneration that must be paid by the company or employer. Employees who retire in different places and occupations have different specified ages or seniority, and employees who are more than this age are considered to be inappropriate to continue working, so they can choose whether to continue to work or not, and the employer must give a large amount of money as a reward for the laborer's hard work.

All in all, a pension is a pension. If you don't pay pension insurance, you won't have a pension when you reach retirement age.

Legal basis

Social Collision High School Insurance Act

Article 16 Individuals participating in the basic endowment insurance who have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

It is not only state-owned enterprises that have pensions, whether state-owned enterprises or private enterprises, as long as workers participate in social pension insurance and pay insurance premiums in full, they will receive pensions when they retire. The difference is that some state-owned enterprises have implemented an annuity system (i.e., supplementary pension insurance in the past), and the insured can receive this compensation when they retire. "Social Insurance Law of the People's Republic of China" Article 15 The basic pension consists of a pooled pension and a personal account pension.

The basic pension is determined according to factors such as the cumulative number of years of individual contributions, the contribution salary, the average salary of local employees, the amount of personal accounts, and the average life expectancy of the urban population.

The pension of ordinary employees of state-owned enterprises is mainly composed of basic pension, personal account pension and retirement subsidy.

The basic pension is determined according to the employee's payment period, monthly payment base and pension calculation base and other factors, which is the most basic pension and the main component of the retirement salary of ordinary employees of state-owned enterprises.

The personal account pension is formed by the pension premiums paid by the state and ordinary employees of state-owned enterprises after the cancellation of the company, which is one of the final choices. The retirement subsidy is a kind of living allowance given by the state, which is to provide more considerable retirement benefits for ordinary employees of state-owned enterprises.

Retirement salary level of ordinary employees of state-owned enterprises.

Taking a state-owned enterprise in Guangzhou as an example, a list of employee retirement wages published by the unit shows that the monthly retirement salary of ordinary employees of state-owned enterprises who have paid pension insurance for 30 years is about 4,000 yuan. However, taking this example as a reference alone, it does not represent the retirement benefits of all ordinary employees of state-owned enterprises.

The monthly retirement salary of ordinary employees of some state-owned enterprises is not high, and many people are worried that they will not be able to meet their living needs after retirement. At the same time, because the pension of state-owned enterprises is mainly composed of basic pensions, and the monthly salary needs to be combined with other support policies such as living allowances, on the whole, the retirement salary level of ordinary employees of state-owned enterprises is relatively high, but there are still certain gaps and uncertainties.

How to increase the retirement salary of ordinary employees of state-owned enterprises.

First of all, ordinary employees of state-owned enterprises should try to increase the payment period and monthly payment base, and for older personnel, they can increase some supplementary pension insurance premiums according to the time situation.

In addition, ordinary employees of state-owned enterprises can also take some other measures to increase their retirement wages, such as the purchase of commercial pension insurance or personal pension accounts, so as to achieve the replenishment and improvement of pensions.

Summary. Generally speaking, the overall retirement salary level of ordinary employees of state-owned enterprises is relatively high, although not all ordinary employees of state-owned enterprises are optimistic about their retirement benefits, but through some training measures, such as strengthening the payment of pensions, increasing supplementary payments and purchasing commercial pension insurance, etc., the retirement wages of ordinary employees of state-owned enterprises can be improved.

However, while raising the retirement salary of ordinary employees of state-owned enterprises, they should pay attention to strengthening financial planning, saving savings, etc., to improve their personal solvency, so as to ensure their retirement quality of life and happiness.

The Ministry of Human Resources and Social Security and the Ministry of Finance have issued Document No. 18 of 2018 to raise the pension for retirees of enterprises, institutions and institutions who retire before the end of December 2017 according to the overall level of about 5%, and will make up the payment from January 2018. Shanghai has issued a specific adjustment plan and requires that the sails be put in place on May 18. All provinces (municipalities and autonomous regions) are formulating implementation rules, which will be submitted to the Ministry of Human Resources and Social Security and the Ministry of Finance for approval before the end of May, and are expected to be issued in July.

Article 3 of the Interim Provisions on the Handling of the Retirement of Workers and Employees When a worker or employee who meets the requirements of Article 2 retires, the enterprise or agency shall pay a one-time retirement subsidy according to the following standards: if the continuous service period is less than one year, one month's salary shall be paid; If it is more than one year to ten years, one month's salary will be added for each full year; For those who have been paid for more than 10 years, from the 11th year onwards, an additional one and a half months' salary will be paid for each full year. However, the total amount of the retirement allowance shall not exceed 30 months' salary.

When a worker or employee who meets the conditions of Article 2 (1) retires, his retirement allowance shall be paid in addition to the provisions of this article, and an additional four months' salary shall be paid; When a worker or employee who meets the conditions of Article 2 (3) retires, his retirement allowance shall be paid in addition to the provisions of this Article, and an additional two months' salary shall be paid.

Legal analysis: the amount of pension insurance and housing provident fund contributions of state-owned enterprises is different from that of private enterprises, and the pension insurance and housing provident fund of state-owned enterprises are generally higher than those of private enterprises. There is basically no difference between the pension of state-owned enterprises and private enterprises, and the amount of pension is calculated according to the number of years of payment and the payment base, and has nothing to do with the nature of the enterprise.

However, state-owned enterprises may pay more for the pension insurance of employees, and the pension will be more in the future; In order to save money, the boss of a private enterprise pays pension insurance according to a low grade, and the pension will be less in the future.

Legal basis: "Interim Measures on Retirement and Retirement of Workers" Article 2 After the retirement of workers, the following standards shall be paid monthly retirement allowance until death.

1) Those who meet the conditions of Article 1 (1), (2) and (3) and who participated in revolutionary work during the War of Resistance Against Japanese Aggression shall be paid 90 percent of their standard salary. Those who participated in revolutionary work during the War of Liberation were paid 80 percent of their standard salary. Those who have participated in revolutionary work after the founding of the People's Republic of China and have worked continuously for 20 years or more shall be paid 75 percent of their standard salary; Those who have worked continuously for 15 years but less than 20 years shall be paid 70% of their standard salary; Those who have worked continuously for 10 years but less than 15 years shall be paid 60% of their standard salary.

If the retirement allowance is less than 25 yuan, it shall be paid at 25 yuan.

2) Those who meet the requirements of Article 1 (4) and need assistance in food and daily life shall be paid 90 percent of their standard wages, and may also be paid a certain amount of nursing expenses according to the actual situation, and the standard of nursing expenses shall generally not exceed the salary of an ordinary worker; Those who do not need assistance in food and daily life shall be paid 80 percent of their standard salary. [1]

If two or more retirement conditions are met at the same time, the payment shall be made according to the highest standard. If the retirement allowance is less than 35 yuan, it shall be paid at 35 yuan.