If the enterprise annuity is more, the pension will be higher? On what basis?

Enterprise annuitiesPay more andPensionIt doesn't matter, first of all, the enterprise annuity isPension insurancefollowed by a supplementary notePensionsIf you want more, you need to extend the payment time, and you can also get a high-return pension by paying high-grade pension insurance, and the enterprise annuity is only limited to the staff of public institutions or state agencies. It is necessary to explain and analyze the reasons and basis for the lack of direct connection between enterprise annuity and pension from the following four aspects.

1. Enterprise annuity is a supplementary description of endowment insurance

First of all, the enterprise annuity is a supplement to the endowment insurance, which has the advantage of improving the quality of life of employees and making them feel more secure.

Second, if you want to have more pensions, you need to extend the time of payment

Under normal circumstances, pension insurance only needs to be paid for 15 years to receive the corresponding pension after retirement, but if the party wants to receive more pension after retirement, it needs to appropriately extend the payment period.

Third, you can get a high-return pension by paying high-grade pension insurance

In addition, the pension with high returns can be obtained by paying high-grade pension insurance, and the parties can choose to pay higher pension insurance contributions, so that the return on investment is relatively large

4. Enterprise annuity is only limited to the staff of public institutions or state organs

In addition, the enterprise annuity is only limited to the employees of public institutions or state agencies, and the main purpose is to allow these national public officials.

Or business establishment.

can better work for the country while creating greater social value.

The Meaning Behind Enterprise Annuity::

It can improve the ability of the employees of the state's leading departments and institutions to resist risks.

Indeed, because the enterprise annuity mostly indicates that the salary is relatively high, and the salary is in the calculation formula of the pension, the salary is higher and the pension is higher.

No, the basis is that the pension is linked to your social security. If your social security level is relatively high, the pension will be high.

No, because the enterprise annuity is paid separately by the company, and it is not put together with the pension insurance, and the influencing factors of the retirement pension are not the enterprise annuity.

What is the relationship between the pension of enterprise employees and the enterprise annuity? What is an Enterprise Annuity?

1. Pension for employees of enterprises:

The payment of the pension for the employees of the enterprise is calculated according to the average salary of the employees of the local enterprise, and the unit pays 20% and enters the social security pooled fund account, and the individual pays 8% and enters the personal fund account; The grade of payment varies from % to %.

Employee pension insurance premiums, the minimum payment is 15 years; Pension is more to pay, more to pay; The amount of pension: it is related to the amount of contributions paid in the account, the number of years of contributions, and the average salary of local employees;

Retirement age for enterprise employees: 60 years old for male employees, 55 years old for special types of work, 50 years old for female employees, 45 years old for special types of work, 55 years old for female cadres, and 50 years old for special types of work;

After the death of a retired employee, the balance in the account shall belong to the legal heirs of the deceased;

Death of a retired employee: enjoy the treatment of funeral expenses, pensions and settlement expenses for immediate family members;

2. Enterprise annuity:

Enterprise annuity is the behavior of the enterprise, and there is no direct relationship with the pension insurance, and the enterprise annuity is paid or not, which is voluntary between the enterprise and the employees;

The proportion of enterprise annuity payment: the enterprise cannot exceed 9% at most, and the individual can choose freely if it is less than 5%, and the payment of the unit and the payment of the individual are all owned by the individual; The management and distribution of enterprise annuity funds shall be managed by the enterprise itself and reported to the competent department at a higher level for the record;

Employees to the statutory retirement age: can be paid monthly, can also be received in batches, can also be paid in a lump sum; Enterprise annuities are generally 30% to 50% of pensions;

At present, there are fewer enterprises that pay enterprise annuities, accounting for only about 30% of enterprises, and the vast majority of them are central enterprises, large state-owned enterprises and foreign-funded enterprises; Therefore, the pension enjoyed by enterprise employees does not mean that there is an enterprise annuity!

Thanks for reading.

Corporate retirement pensions do not include annuities. Enterprise annuity is a supplementary pension system established by enterprises.

Contain. Enterprise annuity refers to the cost of some five insurances and one housing fund enjoyed by the enterprise to employees, and it is also paid annually.

This depends on the planning of your own company, the general enterprise does not include annuity, the so-called enterprise annuity also refers to part of the company's funds and employees' funds, used to do other things.

Legal analysis: Our enterprise annuity and occupational annuity belong to the social co-ordination of the pension treatment, which will not affect our retirement salary or pension level.

Legal basis: Article 23 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

After retirement, the pension will be given more, because for the enterprise gold, it is only a supplementary pension, and it will get less than 20% of the retirement amount every month.

Of course, the pension is more, because the pension will be paid according to the number of years you have worked, the time you have worked, and the position you have worked, so the longer you work, the more your pension will be.

After retirement, the amount of the pension is much higher than that of the enterprise annuity, and the pension will increase, while the enterprise annuity will not grow.

After retirement, it is generally said that the pension gives more money, because it will have a fixed salary every month.

Why don't the retired employees and laid-off workers of bankrupt enterprises have enterprise annuities?

You get as much as you save!